Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

FINE PRINT: Financial Aid Package PLAY: The Bean Game PLAY: Types of Car Insurance ANALYZE: A FAFSA Submission Summary MOVE: Types of Employment CALCULATE: Return on Your College Investment COMPARE: Which Repayment Option is Best? RESEARCH: Professional Certifications PLAY: Roll with the Market What is the average credit card debt held by Gen Z? MOVE: Credit Musical Chairs MOVE: Let's Make a Mutual Fund What percent of new businesses are still operating after 10 years? MOVE: What Determines Your Insurance Premium? What percent of students receive scholarships or grants for college? MOVE: Up and Down with Credit Scores INTERACTIVE: Invest with STAX! FINE PRINT: Schumer Box COMPARE: Types of Savings Accounts How much more likely is a business to launch if the founder creates a business plan? PLAY: It Costs HOW Much? You Just Gotta Habit! What percent of Americans with credit card debt have carried a balance for over 1 year? What are the top 3 types of products/services Gen Z is most likely to splurge on? ANALYZE: Dollar Cost Averaging Which savings strategy is most effective? CREATE: Personalized Productive Gap Year Plan INTERACTIVE: Living Paycheck to Paycheck INTERACTIVE: Compounding Cat Insanity CALCULATE: The Math Behind Your Federal Taxes PLAY: Budget Frenzy! What's the average credit score needed to rent an apartment? CALCULATE: How Much House Can You Afford? Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" FINE PRINT: Checking Account Statement If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? CALCULATE: The Cost of Auto Loans ANALYZE: Household Debt and Credit Report CALCULATE: Debt Avalanche v. Debt Snowball What source of funding is used most often to start new businesses? MOVE: Inflation Over Time PROJECT: Credit Protections - You Be the Teacher INTERACTIVE: Bummer! When the Mean is Nice CALCULATE: Impact of Credit Score on Loans INTERACTIVE: Online Bank Simulator ANALYZE: Inequalities in Investing MOVE: Your Tax Dollar in Action RESEARCH: Credit Protections How much does a texting while driving ticket increase auto insurance premiums? Do consumers send more money on Venmo or spend more money on Amazon? PLAY: Organize Budget Expenses

DESMOS ACTIVITIES

AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Systems of Two Linear Equations AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Exponential vs Linear Patterns AMPLIFY: OLS Regression and College Costs AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Card Sort: Linear Systems AMPLIFY: Real World Linear Inequalities AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Linear Growth Patterns AMPLIFY: Growth Factor and Investments AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Complex Systems of Inequalities AMPLIFY: Prize Wheel Puzzle AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Create a Histogram AMPLIFY: Credit Dot Plots AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Exponential Growth in Circles AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Investing and Exponential Change AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Point Collector: Lines AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Chance Experiments AMPLIFY: Writing Equations in Standard Form AMPLIFY: Linear Equations in Standard Form AMPLIFY: Exponential Regression in Investing AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Growth of Savings vs Investments AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Card Sort: Linear Equations in Standard Form