Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

ANALYZE: Inequalities in Investing PLAY: Types of Car Insurance RESEARCH: Professional Certifications MOVE: Your Tax Dollar in Action ANALYZE: A FAFSA Submission Summary FINE PRINT: Schumer Box INTERACTIVE: Bummer! CALCULATE: Return on Your College Investment INTERACTIVE: Compounding Cat Insanity PROJECT: Credit Protections - You Be the Teacher ANALYZE: Household Debt and Credit Report MOVE: Credit Musical Chairs COMPARE: Types of Savings Accounts How much does a texting while driving ticket increase auto insurance premiums? MOVE: What Determines Your Insurance Premium? What percent of new businesses are still operating after 10 years? PLAY: The Bean Game CALCULATE: The Math Behind Your Federal Taxes MOVE: Let's Make a Mutual Fund CALCULATE: How Much House Can You Afford? Which savings strategy is most effective? MOVE: Up and Down with Credit Scores What percent of students receive scholarships or grants for college? ANALYZE: Overdraft Fees If you invested $1,000 in Netflix stock ten years ago, what would it be worth now? CALCULATE: The Cost of Auto Loans FINE PRINT: Financial Aid Package COMPARE: Types of Health Insurance Plans FINE PRINT: Checking Account Statement Over a recent 20-year-period, what percent of pros investing in large companies "beat the market?" CALCULATE: Debt Avalanche v. Debt Snowball INTERACTIVE: Online Bank Simulator PLAY: Roll with the Market What is the average credit card debt held by Gen Z? PLAY: It Costs HOW Much? PLAY: Organize Budget Expenses PLAY: Budget Frenzy! What percent of Americans with credit card debt have carried a balance for over 1 year? RESEARCH: Credit Protections MOVE: Types of Employment ANALYZE: Dollar Cost Averaging CREATE: Personalized Productive Gap Year Plan When the Mean is Nice Do consumers send more money through Zelle or spend more money on Amazon? MOVE: Inflation Over Time What's the average credit score needed to rent an apartment? INTERACTIVE: Invest with STAX! CALCULATE: Impact of Credit Score on Loans You Just Gotta Habit! How much more likely is a business to launch if the founder creates a business plan? What source of funding is used most often to start new businesses? COMPARE: Which Repayment Plan Fits Your Income? INTERACTIVE: Living Paycheck to Paycheck What are the top 3 types of products/services Gen Z is most likely to splurge on?

DESMOS ACTIVITIES

AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Linear Growth Patterns AMPLIFY: Investing and Exponential Change AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Credit Dot Plots AMPLIFY: Create a Histogram AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Point Collector: Lines AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Chance Experiments AMPLIFY: Exponential Growth in Circles AMPLIFY: Systems of Two Linear Equations AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Linear Equations in Standard Form AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Exponential Regression in Investing AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Prize Wheel Puzzle AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Writing Equations in Standard Form AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Complex Systems of Inequalities AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Growth of Savings vs Investments AMPLIFY: Card Sort: Linear Systems AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: OLS Regression and College Costs AMPLIFY: Real World Linear Inequalities AMPLIFY: Growth Factor and Investments