Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

Which savings strategy is most effective? How much more likely is a business to launch if the founder creates a business plan? INTERACTIVE: Invest with STAX! Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" PLAY: Roll with the Market What percent of students receive scholarships or grants for college? What source of funding is used most often to start new businesses? CALCULATE: How Much House Can You Afford? INTERACTIVE: Online Bank Simulator PLAY: Organize Budget Expenses PLAY: It Costs HOW Much? ANALYZE: Dollar Cost Averaging PLAY: Types of Car Insurance RESEARCH: Professional Certifications What are the top 3 types of products/services Gen Z is most likely to splurge on? MOVE: What Determines Your Insurance Premium? If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? INTERACTIVE: Compounding Cat Insanity FINE PRINT: Financial Aid Package FINE PRINT: Checking Account Statement CALCULATE: The Math Behind Your Federal Taxes PROJECT: Credit Protections - You Be the Teacher What is the average credit card debt held by Gen Z? MOVE: Inflation Over Time RESEARCH: Credit Protections PLAY: The Bean Game CALCULATE: Impact of Credit Score on Loans What percent of new businesses are still operating after 10 years? How much does a texting while driving ticket increase auto insurance premiums? CREATE: Personalized Productive Gap Year Plan INTERACTIVE: Living Paycheck to Paycheck ANALYZE: Inequalities in Investing ANALYZE: A FAFSA Submission Summary MOVE: Credit Musical Chairs PLAY: Budget Frenzy! MOVE: Types of Employment CALCULATE: The Cost of Auto Loans ANALYZE: Household Debt and Credit Report Do consumers send more money on Venmo or spend more money on Amazon? When the Mean is Nice You Just Gotta Habit! MOVE: Let's Make a Mutual Fund CALCULATE: Debt Avalanche v. Debt Snowball INTERACTIVE: Bummer! COMPARE: Which Repayment Option is Best? MOVE: Your Tax Dollar in Action FINE PRINT: Schumer Box MOVE: Up and Down with Credit Scores CALCULATE: Return on Your College Investment What percent of Americans with credit card debt have carried a balance for over 1 year? What's the average credit score needed to rent an apartment? COMPARE: Types of Savings Accounts

DESMOS ACTIVITIES

AMPLIFY: Complex Systems of Inequalities AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Exponential Growth in Circles AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Card Sort: Linear Systems AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Create a Histogram AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Systems of Two Linear Equations AMPLIFY: Point Collector: Lines AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Writing Equations in Standard Form AMPLIFY: Investing and Exponential Change AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: OLS Regression and College Costs AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Real World Linear Inequalities AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Credit Dot Plots AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Growth Factor and Investments AMPLIFY: Linear Growth Patterns AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Chance Experiments AMPLIFY: Exponential Regression in Investing AMPLIFY: Prize Wheel Puzzle AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Growth of Savings vs Investments AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Linear Equations in Standard Form AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Piecewise Functions: FICA Tax Rates