Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

CALCULATE: Return on Your College Investment MOVE: Types of Employment INTERACTIVE: Online Bank Simulator PLAY: The Bean Game You Just Gotta Habit! FINE PRINT: Checking Account Statement COMPARE: Types of Health Insurance Plans Over a recent 20-year-period, what percent of pros investing in large companies "beat the market?" Which savings strategy is most effective? PROJECT: Credit Protections - You Be the Teacher RESEARCH: Credit Protections PLAY: It Costs HOW Much? COMPARE: Which Repayment Plan Fits Your Income? What are the top 3 types of products/services Gen Z is most likely to splurge on? INTERACTIVE: Invest with STAX! Do consumers send more money through Zelle or spend more money on Amazon? CALCULATE: Impact of Credit Score on Loans What percent of students receive scholarships or grants for college? CALCULATE: Debt Avalanche v. Debt Snowball FINE PRINT: Financial Aid Package ANALYZE: Household Debt and Credit Report PLAY: Types of Car Insurance MOVE: Let's Make a Mutual Fund What source of funding is used most often to start new businesses? What percent of Americans with credit card debt have carried a balance for over 1 year? If you invested $1,000 in Netflix stock ten years ago, what would it be worth now? ANALYZE: A FAFSA Submission Summary How much does a texting while driving ticket increase auto insurance premiums? MOVE: Up and Down with Credit Scores FINE PRINT: Schumer Box What percent of new businesses are still operating after 10 years? PLAY: Budget Frenzy! ANALYZE: Inequalities in Investing INTERACTIVE: Living Paycheck to Paycheck MOVE: What Determines Your Insurance Premium? PLAY: Organize Budget Expenses How much more likely is a business to launch if the founder creates a business plan? CALCULATE: The Cost of Auto Loans RESEARCH: Professional Certifications INTERACTIVE: Compounding Cat Insanity ANALYZE: Overdraft Fees MOVE: Your Tax Dollar in Action PLAY: Roll with the Market CREATE: Personalized Productive Gap Year Plan When the Mean is Nice What is the average credit card debt held by Gen Z? MOVE: Inflation Over Time CALCULATE: How Much House Can You Afford? MOVE: Credit Musical Chairs INTERACTIVE: Bummer! ANALYZE: Dollar Cost Averaging What's the average credit score needed to rent an apartment? CALCULATE: The Math Behind Your Federal Taxes COMPARE: Types of Savings Accounts

DESMOS ACTIVITIES

AMPLIFY: Credit Dot Plots AMPLIFY: Real World Linear Inequalities AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Chance Experiments AMPLIFY: Exponential Regression in Investing AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Systems of Two Linear Equations AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Linear Growth Patterns AMPLIFY: Linear Equations in Standard Form AMPLIFY: Writing Linear Equations and Checking AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Writing Equations in Standard Form AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Prize Wheel Puzzle AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Exponential Growth in Circles AMPLIFY: Complex Systems of Inequalities AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: OLS Regression and College Costs AMPLIFY: Point Collector: Lines AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Growth Factor and Investments AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Growth of Savings vs Investments AMPLIFY: Investing and Exponential Change AMPLIFY: Card Sort: Linear Systems AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Create a Histogram