Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

CALCULATE: Debt Avalanche v. Debt Snowball COMPARE: Types of Health Insurance Plans Which savings strategy is most effective? INTERACTIVE: Bummer! CALCULATE: Impact of Credit Score on Loans How much more likely is a business to launch if the founder creates a business plan? FINE PRINT: Financial Aid Package PLAY: Roll with the Market What percent of students receive scholarships or grants for college? INTERACTIVE: Living Paycheck to Paycheck PLAY: The Bean Game PROJECT: Credit Protections - You Be the Teacher RESEARCH: Credit Protections CALCULATE: How Much House Can You Afford? INTERACTIVE: Compounding Cat Insanity Do consumers send more money through Zelle or spend more money on Amazon? MOVE: Up and Down with Credit Scores MOVE: Types of Employment MOVE: Inflation Over Time PLAY: It Costs HOW Much? FINE PRINT: Checking Account Statement ANALYZE: A FAFSA Submission Summary CALCULATE: Return on Your College Investment When the Mean is Nice FINE PRINT: Schumer Box You Just Gotta Habit! ANALYZE: Household Debt and Credit Report If you invested $1,000 in Netflix stock ten years ago, what would it be worth now? What percent of Americans with credit card debt have carried a balance for over 1 year? MOVE: What Determines Your Insurance Premium? What are the top 3 types of products/services Gen Z is most likely to splurge on? MOVE: Let's Make a Mutual Fund COMPARE: Types of Savings Accounts What is the average credit card debt held by Gen Z? INTERACTIVE: Online Bank Simulator CREATE: Personalized Productive Gap Year Plan What source of funding is used most often to start new businesses? ANALYZE: Overdraft Fees PLAY: Budget Frenzy! How much does a texting while driving ticket increase auto insurance premiums? Over a recent 20-year-period, what percent of pros investing in large companies "beat the market?" COMPARE: Which Repayment Plan Fits Your Income? What's the average credit score needed to rent an apartment? MOVE: Credit Musical Chairs PLAY: Types of Car Insurance What percent of new businesses are still operating after 10 years? ANALYZE: Dollar Cost Averaging CALCULATE: The Math Behind Your Federal Taxes PLAY: Organize Budget Expenses INTERACTIVE: Invest with STAX! MOVE: Your Tax Dollar in Action CALCULATE: The Cost of Auto Loans ANALYZE: Inequalities in Investing RESEARCH: Professional Certifications

DESMOS ACTIVITIES

AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Exponential Regression in Investing AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Exponential Growth in Circles AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Linear Growth Patterns AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Writing Equations in Standard Form AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Growth of Savings vs Investments AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Growth Factor and Investments AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Prize Wheel Puzzle AMPLIFY: Investing and Exponential Change AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Systems of Two Linear Equations AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Credit Dot Plots AMPLIFY: Create a Histogram AMPLIFY: Complex Systems of Inequalities AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Chance Experiments AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Real World Linear Inequalities AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: OLS Regression and College Costs AMPLIFY: Point Collector: Lines AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Card Sort: Linear Systems AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Linear Equations in Standard Form