Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

How much does a texting while driving ticket increase auto insurance premiums? What percent of students receive scholarships or grants for college? COMPARE: Types of Savings Accounts ANALYZE: Inequalities in Investing What's the average credit score needed to rent an apartment? INTERACTIVE: Living Paycheck to Paycheck CALCULATE: How Much House Can You Afford? MOVE: Credit Musical Chairs CALCULATE: Return on Your College Investment PLAY: The Bean Game Which savings strategy is most effective? MOVE: Inflation Over Time MOVE: Your Tax Dollar in Action ANALYZE: A FAFSA Submission Summary FINE PRINT: Schumer Box MOVE: Let's Make a Mutual Fund COMPARE: Which Repayment Option is Best? MOVE: What Determines Your Insurance Premium? MOVE: Types of Employment CALCULATE: Debt Avalanche v. Debt Snowball CALCULATE: Impact of Credit Score on Loans PLAY: Types of Car Insurance PLAY: Organize Budget Expenses PLAY: Budget Frenzy! How much more likely is a business to launch if the founder creates a business plan? What are the top 3 types of products/services Gen Z is most likely to splurge on? CALCULATE: The Math Behind Your Federal Taxes Do consumers send more money on Venmo or spend more money on Amazon? Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" PROJECT: Credit Protections - You Be the Teacher INTERACTIVE: Invest with STAX! What percent of new businesses are still operating after 10 years? What percent of Americans with credit card debt have carried a balance for over 1 year? FINE PRINT: Financial Aid Package INTERACTIVE: Compounding Cat Insanity ANALYZE: Dollar Cost Averaging INTERACTIVE: Bummer! PLAY: Roll with the Market MOVE: Up and Down with Credit Scores FINE PRINT: Checking Account Statement CALCULATE: The Cost of Auto Loans PLAY: It Costs HOW Much? RESEARCH: Professional Certifications RESEARCH: Credit Protections ANALYZE: Household Debt and Credit Report INTERACTIVE: Online Bank Simulator What source of funding is used most often to start new businesses? You Just Gotta Habit! When the Mean is Nice What is the average credit card debt held by Gen Z? If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? CREATE: Personalized Productive Gap Year Plan

DESMOS ACTIVITIES

AMPLIFY: Growth Factor and Investments AMPLIFY: Growth of Savings vs Investments AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Systems of Two Linear Equations AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Card Sort: Conditional Probability AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Investing and Exponential Change AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Exponential Growth in Circles AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Prize Wheel Puzzle AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: OLS Regression and College Costs AMPLIFY: Chance Experiments AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Writing Equations in Standard Form AMPLIFY: Card Sort: Linear Systems AMPLIFY: Complex Systems of Inequalities AMPLIFY: Exponential Regression in Investing AMPLIFY: Create a Histogram AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Linear Growth Patterns AMPLIFY: Real World Linear Inequalities AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Point Collector: Lines AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Credit Dot Plots AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Linear Equations in Standard Form AMPLIFY: Writing and Graphing a System of Linear Equations