Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

FINE PRINT: Schumer Box CALCULATE: Impact of Credit Score on Loans ANALYZE: Household Debt and Credit Report PLAY: It Costs HOW Much? PLAY: The Bean Game PLAY: Budget Frenzy! How much more likely is a business to launch if the founder creates a business plan? INTERACTIVE: Compounding Cat Insanity You Just Gotta Habit! PLAY: Roll with the Market What percent of Americans who have credit card debt won't be able to pay it off within a year? If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? MOVE: Types of Employment FINE PRINT: Checking Account Statement ANALYZE: A FAFSA Submission Summary MOVE: Up and Down with Credit Scores When the Mean is Nice FINE PRINT: Financial Aid Package CALCULATE: The Math Behind Your Federal Taxes MOVE: Credit Musical Chairs Do consumers send more money on Venmo or spend more money on Amazon? Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" What's the average credit score needed to rent an apartment? RESEARCH: Credit Protections RESEARCH: Professional Certifications RESEARCH: Fair Credit Reporting Act What do cardholders fear most when using a credit card? CALCULATE: Return on Your College Investment COMPARE: Auto Loans COMPARE: Types of Savings Accounts CREATE: Personalized Productive Gap Year Plan PLAY: Organize Budget Expenses ANALYZE: Dollar Cost Averaging INTERACTIVE: Invest with STAX! INTERACTIVE: Online Bank Simulator What source of funding is used most often to start new businesses? MOVE: Your Tax Dollar in Action PLAY: Types of Car Insurance What are the top 3 types of products/services Gen Z is most likely to splurge on? How much does a texting while driving ticket increase auto insurance premiums? What percent of students receive scholarships or grants for college? What percent of new businesses are still operating after 10 years? INTERACTIVE: Living Paycheck to Paycheck MOVE: Let's Make a Mutual Fund COMPARE: Which Repayment Option is Best? ANALYZE: Inequalities in Investing INTERACTIVE: Bummer! CALCULATE: Debt Avalanche v. Debt Snowball Which savings strategy is most effective? MOVE: What Determines Your Insurance Premium?

DESMOS ACTIVITIES

DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Future Value of a Periodic Investment DESMOS: Growth of Savings vs Investments DESMOS: Marbleslides: Exploring Exponentials DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Graphs of Piecewise Functions DESMOS: Create a Histogram DESMOS: Real World Linear Inequalities DESMOS: Comparing the Cost of Different Student Loans DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Writing Equations in Standard Form DESMOS: Exponential Growth in Circles DESMOS: Investing and Exponential Change DESMOS: Linear Growth Patterns DESMOS: Card Sort: Sampling Methods DESMOS: Card Sort: Linear Systems DESMOS: Writing Linear Equations and Checking DESMOS: Linear Equations from Checking Word Problems DESMOS: Point Collector: Lines DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Polygraph: Guess the Distribution DESMOS: Linear Equations in Standard Form DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Exponential vs Linear Patterns DESMOS: Systems of Two Linear Equations DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Exponential Regression in Investing DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Card Sort: Four Views of a Function DESMOS: Card Sort: Conditional Probability DESMOS: Credit Dot Plots DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Complex Systems of Inequalities DESMOS: OLS Regression and College Costs DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Chance Experiments DESMOS: Exploring State and Local Tax Rates DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Growth Factor and Investments DESMOS: Prize Wheel Puzzle DESMOS: College Sticker Price and ACT Scores DESMOS: Card Sort: Independent and Dependent Events DESMOS: Graphing Systems of Equations with Savings Balances