Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

PLAY: Types of Car Insurance PLAY: It Costs HOW Much? You Just Gotta Habit! MOVE: What Determines Your Insurance Premium? PLAY: Roll with the Market FINE PRINT: Checking Account Statement CALCULATE: The Math Behind Your Federal Taxes CREATE: Personalized Productive Gap Year Plan CALCULATE: Return on Your College Investment CALCULATE: How Much House Can You Afford? How much does a texting while driving ticket increase auto insurance premiums? MOVE: Let's Make a Mutual Fund COMPARE: Which Repayment Option is Best? What percent of Americans who have credit card debt won't be able to pay it off within a year? CALCULATE: Impact of Credit Score on Loans PROJECT: Credit Protections - You Be the Teacher INTERACTIVE: Online Bank Simulator MOVE: Inflation Over Time When the Mean is Nice If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? MOVE: Your Tax Dollar in Action RESEARCH: Credit Protections FINE PRINT: Schumer Box FINE PRINT: Financial Aid Package What's the average credit score needed to rent an apartment? What percent of students receive scholarships or grants for college? PLAY: Organize Budget Expenses How much more likely is a business to launch if the founder creates a business plan? ANALYZE: Inequalities in Investing ANALYZE: A FAFSA Submission Summary COMPARE: Types of Savings Accounts MOVE: Up and Down with Credit Scores What percent of new businesses are still operating after 10 years? MOVE: Credit Musical Chairs CALCULATE: Debt Avalanche v. Debt Snowball What source of funding is used most often to start new businesses? INTERACTIVE: Bummer! INTERACTIVE: Compounding Cat Insanity Do consumers send more money on Venmo or spend more money on Amazon? INTERACTIVE: Invest with STAX! PLAY: The Bean Game Which savings strategy is most effective? What is the average credit card debt held by Gen Z? MOVE: Types of Employment CALCULATE: The Cost of Auto Loans What are the top 3 types of products/services Gen Z is most likely to splurge on? ANALYZE: Dollar Cost Averaging PLAY: Budget Frenzy! INTERACTIVE: Living Paycheck to Paycheck ANALYZE: Household Debt and Credit Report RESEARCH: Professional Certifications Over a recent 20 year period, what percent of pros investing in large companies "beat the market?"

DESMOS ACTIVITIES

DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Card Sort: Conditional Probability DESMOS: Credit Dot Plots DESMOS: Polygraph: Guess the Distribution DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Exponential Regression in Investing DESMOS: Graphs of Piecewise Functions DESMOS: Exponential vs Linear Patterns DESMOS: Card Sort: Linear Systems DESMOS: Systems of Two Linear Equations DESMOS: Future Value of a Periodic Investment DESMOS: Point Collector: Lines DESMOS: Chance Experiments DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: College Sticker Price and ACT Scores DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Growth of Savings vs Investments DESMOS: Complex Systems of Inequalities DESMOS: Card Sort: Sampling Methods DESMOS: Linear Growth Patterns DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Linear Equations in Standard Form DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Exploring State and Local Tax Rates DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Marbleslides: Exploring Exponentials DESMOS: OLS Regression and College Costs DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Card Sort: Four Views of a Function DESMOS: Create a Histogram DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Card Sort: Independent and Dependent Events DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Real World Linear Inequalities DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Writing Linear Equations and Checking DESMOS: Comparing the Cost of Different Student Loans DESMOS: Growth Factor and Investments DESMOS: Prize Wheel Puzzle DESMOS: Exponential Growth in Circles DESMOS: Linear Equations from Checking Word Problems DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Investing and Exponential Change DESMOS: Writing Equations in Standard Form