Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

CALCULATE: Debt Avalanche v. Debt Snowball COMPARE: Which Repayment Option is Best? PROJECT: Credit Protections - You Be the Teacher CALCULATE: Return on Your College Investment ANALYZE: Household Debt and Credit Report INTERACTIVE: Compounding Cat Insanity ANALYZE: Inequalities in Investing What percent of Americans who have credit card debt won't be able to pay it off within a year? PLAY: Organize Budget Expenses CALCULATE: The Math Behind Your Federal Taxes PLAY: The Bean Game What percent of new businesses are still operating after 10 years? PLAY: Roll with the Market MOVE: Credit Musical Chairs CREATE: Personalized Productive Gap Year Plan What is the average credit card debt held by Gen Z? MOVE: What Determines Your Insurance Premium? PLAY: Types of Car Insurance CALCULATE: How Much House Can You Afford? COMPARE: Types of Savings Accounts FINE PRINT: Financial Aid Package PLAY: Budget Frenzy! MOVE: Inflation Over Time ANALYZE: A FAFSA Submission Summary FINE PRINT: Schumer Box INTERACTIVE: Bummer! MOVE: Your Tax Dollar in Action How much more likely is a business to launch if the founder creates a business plan? MOVE: Types of Employment Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" CALCULATE: The Cost of Auto Loans PLAY: It Costs HOW Much? What's the average credit score needed to rent an apartment? CALCULATE: Impact of Credit Score on Loans What source of funding is used most often to start new businesses? MOVE: Up and Down with Credit Scores What percent of students receive scholarships or grants for college? INTERACTIVE: Invest with STAX! How much does a texting while driving ticket increase auto insurance premiums? RESEARCH: Professional Certifications You Just Gotta Habit! Which savings strategy is most effective? When the Mean is Nice Do consumers send more money on Venmo or spend more money on Amazon? If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? MOVE: Let's Make a Mutual Fund FINE PRINT: Checking Account Statement What are the top 3 types of products/services Gen Z is most likely to splurge on? INTERACTIVE: Online Bank Simulator ANALYZE: Dollar Cost Averaging INTERACTIVE: Living Paycheck to Paycheck RESEARCH: Credit Protections

DESMOS ACTIVITIES

DESMOS: Exponential Regression in Investing DESMOS: Linear Equations from Checking Word Problems DESMOS: Real World Linear Inequalities DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Writing Equations in Standard Form DESMOS: Writing and Graphing a System of Linear Equations DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Writing Linear Equations and Checking DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Linear Equations in Standard Form DESMOS: Linear Growth Patterns DESMOS: Growth Factor and Investments DESMOS: Polygraph: Guess the Distribution DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Comparing the Cost of Different Student Loans DESMOS: Card Sort: Linear Systems DESMOS: Point Collector: Lines DESMOS: Card Sort: Four Views of a Function DESMOS: Exponential vs Linear Patterns DESMOS: Future Value of a Periodic Investment DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Complex Systems of Inequalities DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: OLS Regression and College Costs DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Card Sort: Sampling Methods DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: College Sticker Price and ACT Scores DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Credit Dot Plots DESMOS: Prize Wheel Puzzle DESMOS: Chance Experiments DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Create a Histogram DESMOS: Growth of Savings vs Investments DESMOS: Systems of Two Linear Equations DESMOS: Marbleslides: Exploring Exponentials DESMOS: Exploring State and Local Tax Rates DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Graphs of Piecewise Functions DESMOS: Card Sort: Conditional Probability DESMOS: Card Sort: Independent and Dependent Events DESMOS: Exponential Growth in Circles DESMOS: Investing and Exponential Change