Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

What percent of new businesses are still operating after 10 years? INTERACTIVE: Bummer! You Just Gotta Habit! ANALYZE: Household Debt and Credit Report CALCULATE: The Math Behind Your Federal Taxes If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? MOVE: Your Tax Dollar in Action What are the top 3 types of products/services Gen Z is most likely to splurge on? ANALYZE: Dollar Cost Averaging Which savings strategy is most effective? What's the average credit score needed to rent an apartment? RESEARCH: Professional Certifications FINE PRINT: Checking Account Statement MOVE: What Determines Your Insurance Premium? INTERACTIVE: Invest with STAX! FINE PRINT: Financial Aid Package MOVE: Inflation Over Time MOVE: Let's Make a Mutual Fund COMPARE: Which Repayment Option is Best? When the Mean is Nice CALCULATE: The Cost of Auto Loans PLAY: The Bean Game ANALYZE: Inequalities in Investing INTERACTIVE: Compounding Cat Insanity How much does a texting while driving ticket increase auto insurance premiums? RESEARCH: Credit Protections MOVE: Types of Employment PLAY: Budget Frenzy! How much more likely is a business to launch if the founder creates a business plan? PLAY: Organize Budget Expenses CALCULATE: Impact of Credit Score on Loans What is the average credit card debt held by Gen Z? INTERACTIVE: Online Bank Simulator ANALYZE: A FAFSA Submission Summary CALCULATE: How Much House Can You Afford? CREATE: Personalized Productive Gap Year Plan PLAY: Roll with the Market What source of funding is used most often to start new businesses? CALCULATE: Debt Avalanche v. Debt Snowball Do consumers send more money on Venmo or spend more money on Amazon? INTERACTIVE: Living Paycheck to Paycheck CALCULATE: Return on Your College Investment FINE PRINT: Schumer Box PLAY: It Costs HOW Much? PLAY: Types of Car Insurance MOVE: Up and Down with Credit Scores What percent of students receive scholarships or grants for college? PROJECT: Credit Protections - You Be the Teacher What percent of Americans who have credit card debt won't be able to pay it off within a year? MOVE: Credit Musical Chairs Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" COMPARE: Types of Savings Accounts

DESMOS ACTIVITIES

DESMOS: Exponential Growth in Circles DESMOS: Complex Systems of Inequalities DESMOS: Exponential vs Linear Patterns DESMOS: Growth Factor and Investments DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Polygraph: Guess the Distribution DESMOS: Card Sort: Four Views of a Function DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: OLS Regression and College Costs DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Card Sort: Linear Systems DESMOS: Exploring State and Local Tax Rates DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: College Sticker Price and ACT Scores DESMOS: Create a Histogram DESMOS: Exponential Regression in Investing DESMOS: Writing Equations in Standard Form DESMOS: Linear Equations in Standard Form DESMOS: Card Sort: Conditional Probability DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Growth of Savings vs Investments DESMOS: Comparing the Cost of Different Student Loans DESMOS: Card Sort: Sampling Methods DESMOS: Chance Experiments DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Future Value of a Periodic Investment DESMOS: Credit Dot Plots DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Marbleslides: Exploring Exponentials DESMOS: Real World Linear Inequalities DESMOS: Systems of Two Linear Equations DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Investing and Exponential Change DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Writing Linear Equations and Checking DESMOS: Linear Equations from Checking Word Problems DESMOS: Point Collector: Lines DESMOS: Card Sort: Independent and Dependent Events DESMOS: Prize Wheel Puzzle DESMOS: Graphs of Piecewise Functions DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Linear Growth Patterns