Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

PLAY: The Bean Game CALCULATE: How Much House Can You Afford? ANALYZE: Household Debt and Credit Report If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? MOVE: Credit Musical Chairs FINE PRINT: Schumer Box RESEARCH: Credit Protections You Just Gotta Habit! What percent of students receive scholarships or grants for college? Which savings strategy is most effective? What percent of new businesses are still operating after 10 years? RESEARCH: Professional Certifications INTERACTIVE: Living Paycheck to Paycheck CALCULATE: Impact of Credit Score on Loans COMPARE: Auto Loans Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" CREATE: Personalized Productive Gap Year Plan INTERACTIVE: Compounding Cat Insanity MOVE: Your Tax Dollar in Action COMPARE: Which Repayment Option is Best? What source of funding is used most often to start new businesses? RESEARCH: Fair Credit Reporting Act CALCULATE: Return on Your College Investment PLAY: Roll with the Market INTERACTIVE: Invest with STAX! ANALYZE: A FAFSA Submission Summary What's the average credit score needed to rent an apartment? PLAY: Organize Budget Expenses ANALYZE: Inequalities in Investing MOVE: Types of Employment FINE PRINT: Financial Aid Package How much more likely is a business to launch if the founder creates a business plan? What do cardholders fear most when using a credit card? COMPARE: Types of Savings Accounts MOVE: Let's Make a Mutual Fund PLAY: Budget Frenzy! ANALYZE: Dollar Cost Averaging What percent of Americans who have credit card debt won't be able to pay it off within a year? CALCULATE: The Math Behind Your Federal Taxes INTERACTIVE: Online Bank Simulator PLAY: It Costs HOW Much? CALCULATE: Debt Avalanche v. Debt Snowball What are the top 3 types of products/services Gen Z is most likely to splurge on? PLAY: Types of Car Insurance INTERACTIVE: Bummer! When the Mean is Nice Do consumers send more money on Venmo or spend more money on Amazon? How much does a texting while driving ticket increase auto insurance premiums? MOVE: What Determines Your Insurance Premium? FINE PRINT: Checking Account Statement MOVE: Up and Down with Credit Scores

DESMOS ACTIVITIES

DESMOS: Graphs of Piecewise Functions DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Future Value of a Periodic Investment DESMOS: Linear Equations from Checking Word Problems DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Writing Linear Equations and Checking DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Exponential Regression in Investing DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Card Sort: Four Views of a Function DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Card Sort: Conditional Probability DESMOS: Growth of Savings vs Investments DESMOS: Growth Factor and Investments DESMOS: College Sticker Price and ACT Scores DESMOS: Marbleslides: Exploring Exponentials DESMOS: Card Sort: Independent and Dependent Events DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Exponential vs Linear Patterns DESMOS: Linear Equations in Standard Form DESMOS: Comparing the Cost of Different Student Loans DESMOS: Investing and Exponential Change DESMOS: Linear Growth Patterns DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Card Sort: Sampling Methods DESMOS: Exponential Growth in Circles DESMOS: Credit Dot Plots DESMOS: Chance Experiments DESMOS: Prize Wheel Puzzle DESMOS: Real World Linear Inequalities DESMOS: Create a Histogram DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Writing Equations in Standard Form DESMOS: Point Collector: Lines DESMOS: Polygraph: Guess the Distribution DESMOS: Card Sort: Linear Systems DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Histograms and Box Plots of Housing Costs DESMOS: OLS Regression and College Costs DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Exploring State and Local Tax Rates DESMOS: Complex Systems of Inequalities DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Systems of Two Linear Equations