Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

MOVE: Your Tax Dollar in Action Do consumers send more money on Venmo or spend more money on Amazon? ANALYZE: Inequalities in Investing RESEARCH: Professional Certifications MOVE: Types of Employment MOVE: Inflation Over Time CALCULATE: How Much House Can You Afford? CREATE: Personalized Productive Gap Year Plan INTERACTIVE: Invest with STAX! PLAY: Organize Budget Expenses PLAY: Types of Car Insurance When the Mean is Nice PLAY: Budget Frenzy! What's the average credit score needed to rent an apartment? RESEARCH: Credit Protections What are the top 3 types of products/services Gen Z is most likely to splurge on? MOVE: Credit Musical Chairs CALCULATE: Impact of Credit Score on Loans CALCULATE: Return on Your College Investment INTERACTIVE: Living Paycheck to Paycheck ANALYZE: Dollar Cost Averaging Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" COMPARE: Types of Savings Accounts CALCULATE: The Cost of Auto Loans MOVE: What Determines Your Insurance Premium? ANALYZE: Household Debt and Credit Report PLAY: Roll with the Market RESEARCH: Fair Credit Reporting Act MOVE: Let's Make a Mutual Fund What percent of new businesses are still operating after 10 years? INTERACTIVE: Online Bank Simulator ANALYZE: A FAFSA Submission Summary You Just Gotta Habit! What is the average credit card debt held by Gen Z? COMPARE: Which Repayment Option is Best? How much does a texting while driving ticket increase auto insurance premiums? CALCULATE: The Math Behind Your Federal Taxes What percent of students receive scholarships or grants for college? FINE PRINT: Checking Account Statement FINE PRINT: Schumer Box PLAY: The Bean Game How much more likely is a business to launch if the founder creates a business plan? INTERACTIVE: Bummer! What source of funding is used most often to start new businesses? MOVE: Up and Down with Credit Scores FINE PRINT: Financial Aid Package Which savings strategy is most effective? If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? CALCULATE: Debt Avalanche v. Debt Snowball What percent of Americans who have credit card debt won't be able to pay it off within a year? PLAY: It Costs HOW Much? INTERACTIVE: Compounding Cat Insanity

DESMOS ACTIVITIES

DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Credit Dot Plots DESMOS: Linear Equations in Standard Form DESMOS: College Sticker Price and ACT Scores DESMOS: Prize Wheel Puzzle DESMOS: Writing Equations in Standard Form DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Marbleslides: Exploring Exponentials DESMOS: Exponential Regression in Investing DESMOS: Systems of Two Linear Equations DESMOS: Exploring State and Local Tax Rates DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Linear Equations from Checking Word Problems DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Card Sort: Conditional Probability DESMOS: Exponential vs Linear Patterns DESMOS: Card Sort: Sampling Methods DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Chance Experiments DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Polygraph: Guess the Distribution DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Growth of Savings vs Investments DESMOS: Comparing the Cost of Different Student Loans DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Writing Linear Equations and Checking DESMOS: Graphs of Piecewise Functions DESMOS: Exponential Growth in Circles DESMOS: Complex Systems of Inequalities DESMOS: Create a Histogram DESMOS: Real World Linear Inequalities DESMOS: Card Sort: Four Views of a Function DESMOS: Investing and Exponential Change DESMOS: Card Sort: Independent and Dependent Events DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Point Collector: Lines DESMOS: Growth Factor and Investments DESMOS: Future Value of a Periodic Investment DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Linear Growth Patterns DESMOS: Card Sort: Linear Systems DESMOS: OLS Regression and College Costs DESMOS: Cart Sort: Graphing Linear Inequalities and Income