Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

PLAY: It Costs HOW Much? COMPARE: Types of Savings Accounts CALCULATE: Debt Avalanche v. Debt Snowball CALCULATE: How Much House Can You Afford? INTERACTIVE: Online Bank Simulator MOVE: Your Tax Dollar in Action PLAY: Budget Frenzy! How much more likely is a business to launch if the founder creates a business plan? CALCULATE: The Cost of Auto Loans PROJECT: Credit Protections - You Be the Teacher What is the average credit card debt held by Gen Z? FINE PRINT: Financial Aid Package MOVE: What Determines Your Insurance Premium? MOVE: Credit Musical Chairs ANALYZE: Inequalities in Investing ANALYZE: Dollar Cost Averaging COMPARE: Which Repayment Option is Best? CALCULATE: Impact of Credit Score on Loans MOVE: Up and Down with Credit Scores MOVE: Inflation Over Time CALCULATE: The Math Behind Your Federal Taxes INTERACTIVE: Bummer! CREATE: Personalized Productive Gap Year Plan Which savings strategy is most effective? INTERACTIVE: Living Paycheck to Paycheck PLAY: The Bean Game PLAY: Types of Car Insurance FINE PRINT: Schumer Box ANALYZE: A FAFSA Submission Summary What source of funding is used most often to start new businesses? INTERACTIVE: Invest with STAX! When the Mean is Nice RESEARCH: Professional Certifications Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" MOVE: Types of Employment What's the average credit score needed to rent an apartment? INTERACTIVE: Compounding Cat Insanity Do consumers send more money on Venmo or spend more money on Amazon? How much does a texting while driving ticket increase auto insurance premiums? ANALYZE: Household Debt and Credit Report If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? What percent of Americans with credit card debt have carried a balance for over 1 year? What percent of students receive scholarships or grants for college? CALCULATE: Return on Your College Investment You Just Gotta Habit! What percent of new businesses are still operating after 10 years? FINE PRINT: Checking Account Statement PLAY: Roll with the Market MOVE: Let's Make a Mutual Fund RESEARCH: Credit Protections PLAY: Organize Budget Expenses What are the top 3 types of products/services Gen Z is most likely to splurge on?

DESMOS ACTIVITIES

AMPLIFY: Growth of Savings vs Investments AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Card Sort: Linear Systems AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Real World Linear Inequalities AMPLIFY: Exponential Growth in Circles AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Chance Experiments AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Complex Systems of Inequalities AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: OLS Regression and College Costs AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Systems of Two Linear Equations AMPLIFY: Linear Growth Patterns AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Create a Histogram AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Exponential Regression in Investing AMPLIFY: Credit Dot Plots AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Growth Factor and Investments AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Writing Equations in Standard Form AMPLIFY: Investing and Exponential Change AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Linear Equations in Standard Form AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Prize Wheel Puzzle AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Point Collector: Lines AMPLIFY: Writing Linear Equations and Checking