Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" FINE PRINT: Financial Aid Package ANALYZE: Household Debt and Credit Report MOVE: Credit Musical Chairs What do cardholders fear most when using a credit card? RESEARCH: Credit Protections ANALYZE: Inequalities in Investing PLAY: It Costs HOW Much? INTERACTIVE: Invest with STAX! CALCULATE: Impact of Credit Score on Loans COMPARE: Types of Savings Accounts FINE PRINT: Checking Account Statement COMPARE: Auto Loans What are the top 3 types of products/services Gen Z is most likely to splurge on? What percent of new businesses are still operating after 10 years? Do consumers send more money on Venmo or spend more money on Amazon? CALCULATE: Return on Your College Investment PLAY: Budget Frenzy! What's the average credit score needed to rent an apartment? ANALYZE: Dollar Cost Averaging Which savings strategy is most effective? PLAY: Roll with the Market When the Mean is Nice COMPARE: Which Repayment Option is Best? Just Gotta Habit CREATE: Personalized Productive Gap Year Plan FINE PRINT: Schumer Box RESEARCH: Fair Credit Reporting Act INTERACTIVE: Online Bank Simulator PLAY: Types of Car Insurance RESEARCH: Professional Certifications INTERACTIVE: Bummer! MOVE: Let's Make a Mutual Fund MOVE: Up and Down with Credit Scores CALCULATE: The Math Behind Your Federal Taxes MOVE: Types of Employment What percent of students receive scholarships or grants for college? INTERACTIVE: Living Paycheck to Paycheck PLAY: Organize Budget Expenses MOVE: Your Tax Dollar in Action How much more likely is a business to launch if the founder creates a business plan? If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? INTERACTIVE: Compounding Cat Insanity MOVE: What Determines Your Insurance Premium? What percent of Americans who have credit card debt won't be able to pay it off within a year? PLAY: The Bean Game CALCULATE: Debt Avalanche v. Debt Snowball ANALYZE: A FAFSA Submission Summary How much does a texting while driving ticket increase auto insurance premiums? What source of funding is used most often to start new businesses?

DESMOS ACTIVITIES

DESMOS: Future Value of a Periodic Investment DESMOS: Card Sort: Linear Systems DESMOS: Linear Equations in Standard Form DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Linear Equations from Checking Word Problems DESMOS: Create a Histogram DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Prize Wheel Puzzle DESMOS: Growth Factor and Investments DESMOS: Systems of Two Linear Equations DESMOS: Card Sort: Conditional Probability DESMOS: Card Sort: Sampling Methods DESMOS: College Sticker Price and ACT Scores DESMOS: Marbleslides: Exploring Exponentials DESMOS: Writing Equations in Standard Form DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Exponential Regression in Investing DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Graphs of Piecewise Functions DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Card Sort: Independent and Dependent Events DESMOS: OLS Regression and College Costs DESMOS: Writing Linear Equations and Checking DESMOS: Growth of Savings vs Investments DESMOS: Exponential Growth in Circles DESMOS: Point Collector: Lines DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Exponential vs Linear Patterns DESMOS: Linear Growth Patterns DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Chance Experiments DESMOS: Real World Linear Inequalities DESMOS: Credit Dot Plots DESMOS: Card Sort: Four Views of a Function DESMOS: Exploring State and Local Tax Rates DESMOS: Polygraph: Guess the Distribution DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Comparing the Cost of Different Student Loans DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Investing and Exponential Change DESMOS: Complex Systems of Inequalities