Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

PLAY: Organize Budget Expenses ANALYZE: A FAFSA Submission Summary CALCULATE: The Cost of Auto Loans ANALYZE: Household Debt and Credit Report INTERACTIVE: Online Bank Simulator PLAY: Budget Frenzy! RESEARCH: Professional Certifications What percent of new businesses are still operating after 10 years? What's the average credit score needed to rent an apartment? INTERACTIVE: Invest with STAX! INTERACTIVE: Compounding Cat Insanity FINE PRINT: Schumer Box INTERACTIVE: Bummer! MOVE: Types of Employment PLAY: Roll with the Market What are the top 3 types of products/services Gen Z is most likely to splurge on? What source of funding is used most often to start new businesses? MOVE: What Determines Your Insurance Premium? Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" ANALYZE: Dollar Cost Averaging MOVE: Inflation Over Time MOVE: Credit Musical Chairs CALCULATE: Impact of Credit Score on Loans You Just Gotta Habit! How much does a texting while driving ticket increase auto insurance premiums? CREATE: Personalized Productive Gap Year Plan Do consumers send more money on Venmo or spend more money on Amazon? CALCULATE: How Much House Can You Afford? When the Mean is Nice CALCULATE: Return on Your College Investment ANALYZE: Inequalities in Investing CALCULATE: The Math Behind Your Federal Taxes FINE PRINT: Financial Aid Package RESEARCH: Credit Protections Which savings strategy is most effective? PROJECT: Credit Protections - You Be the Teacher FINE PRINT: Checking Account Statement PLAY: Types of Car Insurance What is the average credit card debt held by Gen Z? How much more likely is a business to launch if the founder creates a business plan? MOVE: Up and Down with Credit Scores What percent of students receive scholarships or grants for college? PLAY: The Bean Game COMPARE: Types of Savings Accounts COMPARE: Which Repayment Option is Best? What percent of Americans with credit card debt have carried a balance for over 1 year? INTERACTIVE: Living Paycheck to Paycheck MOVE: Let's Make a Mutual Fund MOVE: Your Tax Dollar in Action CALCULATE: Debt Avalanche v. Debt Snowball PLAY: It Costs HOW Much? If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now?

DESMOS ACTIVITIES

AMPLIFY: Writing Linear Equations and Checking AMPLIFY: OLS Regression and College Costs AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Exponential Regression in Investing AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Credit Dot Plots AMPLIFY: Linear Equations in Standard Form AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Linear Growth Patterns AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Chance Experiments AMPLIFY: Writing Equations in Standard Form AMPLIFY: Complex Systems of Inequalities AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Create a Histogram AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Growth of Savings vs Investments AMPLIFY: Systems of Two Linear Equations AMPLIFY: Prize Wheel Puzzle AMPLIFY: Real World Linear Inequalities AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Card Sort: Linear Systems AMPLIFY: Point Collector: Lines AMPLIFY: Exponential Growth in Circles AMPLIFY: Investing and Exponential Change AMPLIFY: Growth Factor and Investments AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Card Sort: Matching Recursive Sequences