Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

What are the top 3 types of products/services Gen Z is most likely to splurge on? RESEARCH: Professional Certifications PROJECT: Credit Protections - You Be the Teacher MOVE: Up and Down with Credit Scores INTERACTIVE: Living Paycheck to Paycheck COMPARE: Types of Savings Accounts PLAY: The Bean Game CREATE: Personalized Productive Gap Year Plan FINE PRINT: Schumer Box CALCULATE: Impact of Credit Score on Loans INTERACTIVE: Compounding Cat Insanity How much more likely is a business to launch if the founder creates a business plan? CALCULATE: Return on Your College Investment MOVE: Let's Make a Mutual Fund Do consumers send more money on Venmo or spend more money on Amazon? INTERACTIVE: Bummer! If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? What's the average credit score needed to rent an apartment? ANALYZE: Household Debt and Credit Report What percent of new businesses are still operating after 10 years? CALCULATE: Debt Avalanche v. Debt Snowball CALCULATE: The Math Behind Your Federal Taxes FINE PRINT: Checking Account Statement What is the average credit card debt held by Gen Z? PLAY: Roll with the Market ANALYZE: Dollar Cost Averaging INTERACTIVE: Online Bank Simulator You Just Gotta Habit! PLAY: Organize Budget Expenses What source of funding is used most often to start new businesses? CALCULATE: The Cost of Auto Loans PLAY: Types of Car Insurance ANALYZE: A FAFSA Submission Summary RESEARCH: Credit Protections Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" INTERACTIVE: Invest with STAX! How much does a texting while driving ticket increase auto insurance premiums? MOVE: Types of Employment MOVE: Your Tax Dollar in Action PLAY: It Costs HOW Much? FINE PRINT: Financial Aid Package What percent of Americans with credit card debt have carried a balance for over 1 year? What percent of students receive scholarships or grants for college? When the Mean is Nice Which savings strategy is most effective? MOVE: What Determines Your Insurance Premium? MOVE: Inflation Over Time PLAY: Budget Frenzy! MOVE: Credit Musical Chairs ANALYZE: Inequalities in Investing COMPARE: Which Repayment Option is Best? CALCULATE: How Much House Can You Afford?

DESMOS ACTIVITIES

AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Credit Dot Plots AMPLIFY: Chance Experiments AMPLIFY: Exponential Regression in Investing AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Writing Equations in Standard Form AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Real World Linear Inequalities AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Linear Equations in Standard Form AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Point Collector: Lines AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: OLS Regression and College Costs AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Exponential Growth in Circles AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Growth Factor and Investments AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Systems of Two Linear Equations AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Prize Wheel Puzzle AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Linear Growth Patterns AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Investing and Exponential Change AMPLIFY: Card Sort: Linear Systems AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Complex Systems of Inequalities AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Create a Histogram AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Growth of Savings vs Investments AMPLIFY: Future Value of a Periodic Investment