Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

ANALYZE: Dollar Cost Averaging CALCULATE: Return on Your College Investment FINE PRINT: Financial Aid Package MOVE: Your Tax Dollar in Action MOVE: What Determines Your Insurance Premium? When the Mean is Nice ANALYZE: Household Debt and Credit Report INTERACTIVE: Bummer! CALCULATE: How Much House Can You Afford? RESEARCH: Credit Protections INTERACTIVE: Online Bank Simulator INTERACTIVE: Compounding Cat Insanity INTERACTIVE: Living Paycheck to Paycheck What percent of new businesses are still operating after 10 years? MOVE: Credit Musical Chairs What source of funding is used most often to start new businesses? PLAY: It Costs HOW Much? How much does a texting while driving ticket increase auto insurance premiums? If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? PLAY: Types of Car Insurance PLAY: The Bean Game PLAY: Organize Budget Expenses How much more likely is a business to launch if the founder creates a business plan? PROJECT: Credit Protections - You Be the Teacher Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" PLAY: Budget Frenzy! CALCULATE: Impact of Credit Score on Loans PLAY: Roll with the Market MOVE: Let's Make a Mutual Fund What is the average credit card debt held by Gen Z? MOVE: Types of Employment What are the top 3 types of products/services Gen Z is most likely to splurge on? You Just Gotta Habit! What's the average credit score needed to rent an apartment? CREATE: Personalized Productive Gap Year Plan MOVE: Inflation Over Time ANALYZE: A FAFSA Submission Summary COMPARE: Which Repayment Option is Best? ANALYZE: Inequalities in Investing CALCULATE: Debt Avalanche v. Debt Snowball FINE PRINT: Schumer Box What percent of Americans with credit card debt have carried a balance for over 1 year? CALCULATE: The Math Behind Your Federal Taxes CALCULATE: The Cost of Auto Loans Which savings strategy is most effective? RESEARCH: Professional Certifications MOVE: Up and Down with Credit Scores FINE PRINT: Checking Account Statement INTERACTIVE: Invest with STAX! What percent of students receive scholarships or grants for college? Do consumers send more money on Venmo or spend more money on Amazon? COMPARE: Types of Savings Accounts

DESMOS ACTIVITIES

AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Systems of Two Linear Equations AMPLIFY: Writing Equations in Standard Form AMPLIFY: Real World Linear Inequalities AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Prize Wheel Puzzle AMPLIFY: Card Sort: Linear Systems AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Credit Dot Plots AMPLIFY: Growth of Savings vs Investments AMPLIFY: Linear Growth Patterns AMPLIFY: Exponential Growth in Circles AMPLIFY: Point Collector: Lines AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Create a Histogram AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Investing and Exponential Change AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Complex Systems of Inequalities AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Growth Factor and Investments AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Linear Equations in Standard Form AMPLIFY: Exponential Regression in Investing AMPLIFY: OLS Regression and College Costs AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Chance Experiments