Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

Which savings strategy is most effective? PROJECT: Credit Protections - You Be the Teacher PLAY: It Costs HOW Much? CALCULATE: Debt Avalanche v. Debt Snowball MOVE: Up and Down with Credit Scores CALCULATE: How Much House Can You Afford? INTERACTIVE: Compounding Cat Insanity Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" How much does a texting while driving ticket increase auto insurance premiums? INTERACTIVE: Bummer! CALCULATE: Impact of Credit Score on Loans MOVE: Credit Musical Chairs What percent of Americans with credit card debt have carried a balance for over 1 year? When the Mean is Nice COMPARE: Types of Savings Accounts What percent of new businesses are still operating after 10 years? CALCULATE: The Cost of Auto Loans INTERACTIVE: Living Paycheck to Paycheck PLAY: Types of Car Insurance FINE PRINT: Checking Account Statement CALCULATE: Return on Your College Investment PLAY: Budget Frenzy! What are the top 3 types of products/services Gen Z is most likely to splurge on? ANALYZE: Dollar Cost Averaging MOVE: Let's Make a Mutual Fund COMPARE: Which Repayment Option is Best? If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? FINE PRINT: Schumer Box PLAY: The Bean Game ANALYZE: Household Debt and Credit Report ANALYZE: Inequalities in Investing PLAY: Organize Budget Expenses MOVE: What Determines Your Insurance Premium? PLAY: Roll with the Market ANALYZE: A FAFSA Submission Summary What's the average credit score needed to rent an apartment? RESEARCH: Professional Certifications MOVE: Your Tax Dollar in Action MOVE: Inflation Over Time RESEARCH: Credit Protections You Just Gotta Habit! What percent of students receive scholarships or grants for college? INTERACTIVE: Online Bank Simulator What source of funding is used most often to start new businesses? What is the average credit card debt held by Gen Z? MOVE: Types of Employment CREATE: Personalized Productive Gap Year Plan How much more likely is a business to launch if the founder creates a business plan? Do consumers send more money on Venmo or spend more money on Amazon? FINE PRINT: Financial Aid Package CALCULATE: The Math Behind Your Federal Taxes INTERACTIVE: Invest with STAX!

DESMOS ACTIVITIES

AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Linear Growth Patterns AMPLIFY: Investing and Exponential Change AMPLIFY: Point Collector: Lines AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Real World Linear Inequalities AMPLIFY: OLS Regression and College Costs AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Complex Systems of Inequalities AMPLIFY: Credit Dot Plots AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Writing Equations in Standard Form AMPLIFY: Growth Factor and Investments AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Linear Equations in Standard Form AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Chance Experiments AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Prize Wheel Puzzle AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Create a Histogram AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Card Sort: Linear Systems AMPLIFY: Growth of Savings vs Investments AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Exponential Growth in Circles AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Systems of Two Linear Equations AMPLIFY: Exponential Regression in Investing AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Card Sort: Four Views of a Function