Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

Do consumers send more money on Venmo or spend more money on Amazon? You Just Gotta Habit! MOVE: Your Tax Dollar in Action What percent of Americans with credit card debt have carried a balance for over 1 year? FINE PRINT: Financial Aid Package PLAY: The Bean Game FINE PRINT: Schumer Box ANALYZE: Dollar Cost Averaging INTERACTIVE: Compounding Cat Insanity How much more likely is a business to launch if the founder creates a business plan? MOVE: What Determines Your Insurance Premium? MOVE: Credit Musical Chairs MOVE: Inflation Over Time What is the average credit card debt held by Gen Z? PLAY: Types of Car Insurance INTERACTIVE: Online Bank Simulator COMPARE: Which Repayment Option is Best? ANALYZE: A FAFSA Submission Summary CALCULATE: Debt Avalanche v. Debt Snowball RESEARCH: Credit Protections MOVE: Let's Make a Mutual Fund Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" PLAY: Organize Budget Expenses What percent of new businesses are still operating after 10 years? RESEARCH: Professional Certifications If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? What are the top 3 types of products/services Gen Z is most likely to splurge on? INTERACTIVE: Invest with STAX! ANALYZE: Inequalities in Investing INTERACTIVE: Living Paycheck to Paycheck PLAY: Roll with the Market What percent of students receive scholarships or grants for college? When the Mean is Nice PROJECT: Credit Protections - You Be the Teacher CALCULATE: The Math Behind Your Federal Taxes CALCULATE: How Much House Can You Afford? CALCULATE: Return on Your College Investment What's the average credit score needed to rent an apartment? CREATE: Personalized Productive Gap Year Plan MOVE: Types of Employment What source of funding is used most often to start new businesses? MOVE: Up and Down with Credit Scores How much does a texting while driving ticket increase auto insurance premiums? PLAY: It Costs HOW Much? Which savings strategy is most effective? CALCULATE: The Cost of Auto Loans FINE PRINT: Checking Account Statement CALCULATE: Impact of Credit Score on Loans PLAY: Budget Frenzy! INTERACTIVE: Bummer! ANALYZE: Household Debt and Credit Report COMPARE: Types of Savings Accounts

DESMOS ACTIVITIES

AMPLIFY: Create a Histogram AMPLIFY: Systems of Two Linear Equations AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Exponential Regression in Investing AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Linear Growth Patterns AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Linear Equations in Standard Form AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Growth of Savings vs Investments AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: OLS Regression and College Costs AMPLIFY: Prize Wheel Puzzle AMPLIFY: Growth Factor and Investments AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Investing and Exponential Change AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Complex Systems of Inequalities AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Chance Experiments AMPLIFY: Card Sort: Linear Systems AMPLIFY: Point Collector: Lines AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Writing Equations in Standard Form AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Exponential Growth in Circles AMPLIFY: Credit Dot Plots AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Real World Linear Inequalities AMPLIFY: Exploring Tax Rates by Income Level and Tax Type