Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

Which savings strategy is most effective? READ: Retirement Basics What do cardholders fear most when using a credit card? Do consumers send more money on Venmo or spend more money on Amazon? INTERACTIVE: Bummer! FINE PRINT: Financial Aid Package Gotta Habit MOVE: Let's Make a Mutual Fund CALCULATE: Impact of Credit Score on Loans MOVE: Up and Down with Credit Scores What percent of Americans who have credit card debt won't be able to pay it off within a year? RESEARCH: Professional Certifications CALCULATE: Debt Avalanche v. Debt Snowball Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" What percent of students receive scholarships or grants for college? PLAY: Roll with the Market ANALYZE: Dollar Cost Averaging in Action INTERACTIVE: Invest with STAX! COMPARE: Which Repayment Option is Best? PLAY: Budget Frenzy! RESEARCH: Credit Protections How much does a texting while driving ticket increase auto insurance premiums? COMPARE: Types of Savings Accounts CALCULATE: Return on Your College Investment When the Mean is Nice INTERACTIVE: Living Paycheck to Paycheck PLAY: It Costs HOW Much? What are the top 3 types of products/services Gen Z is most likely to splurge on? ANALYZE: Inequalities in Investing How much more likely is a business to launch if the founder creates a business plan? ANALYZE: A FAFSA Submission Summary MOVE: What Determines Your Insurance Premium? FINE PRINT: Schumer Box INTERACTIVE: Compounding Cat Insanity RESEARCH: Fair Credit Reporting Act What percent of new businesses are still operating after 10 years? CALCULATE: Your Federal Taxes ANALYZE: Household Debt and Credit Report What's the average credit score needed to rent an apartment? MOVE: Your Tax Dollar in Action FINE PRINT: Checking Account Statement If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? What source of funding is used most often to start new businesses? PLAY: Types of Car Insurance CREATE: Personalized Productive Gap Year Plan COMPARE: Auto Loans PLAY: Organize Budget Expenses INTERACTIVE: Online Bank Simulator MOVE: Credit Musical Chairs MOVE: Types of Employment

DESMOS ACTIVITIES

DESMOS: Card Sort: Linear Systems DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Marbleslides: Exploring Exponentials DESMOS: Linear Growth Patterns DESMOS: Exponential vs Linear Patterns DESMOS: Real World Linear Inequalities DESMOS: Polygraph: Guess the Distribution DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Future Value of a Periodic Investment DESMOS: Growth of Savings vs Investments DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Chance Experiments DESMOS: OLS Regression and College Costs DESMOS: Exploring State and Local Tax Rates DESMOS: Card Sort: Independent and Dependent Events DESMOS: Investing and Exponential Change DESMOS: Create a Histogram DESMOS: Linear Equations in Standard Form DESMOS: Complex Systems of Inequalities DESMOS: Writing Equations in Standard Form DESMOS: Writing Linear Equations and Checking DESMOS: Prize Wheel Puzzle DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Exponential Regression in Investing DESMOS: Card Sort: Sampling Methods DESMOS: Exponential Growth in Circles DESMOS: Graphs of Piecewise Functions DESMOS: Point Collector: Lines DESMOS: Comparing the Cost of Different Student Loans DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Linear Equations from Checking Word Problems DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Card Sort: Conditional Probability DESMOS: Growth Factor and Investments DESMOS: College Sticker Price and ACT Scores DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Systems of Two Linear Equations DESMOS: Credit Dot Plots DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Card Sort: Four Views of a Function