Live U.S. Dashboard: Guarantee States
Momentum is growing each year as more states guarantee a standalone Personal Finance course for all high schoolers.
States
States
States
States
States
Currently, there are 26 Guarantee States:
10 fully implemented, 16 in progress
Alaska
Some personal finance standards embedded within other courses
<1%
of high school students are required to take a one semester Personal Finance course to graduate
Wisconsin
Required one-half credit course in financial literacy adopted December 2023
2028
will be the first graduating high school class to be required to take the Financial Literacy class
Michigan
One semester personal finance graduation requirement adopted June 2022
2028
will be the first graduating high school class to be required to take the Personal Finance course
New York
Some personal finance standards embedded within social studies and CTE frameworks, pending changes from Regents
3%
of high school students are required to take a one semester Personal Finance course to graduate
Massachusetts
Personal finance standards adopted, funding appropriated for teacher professional development
6%
of high school students are required to take a one semester Personal Finance course to graduate
Connecticut
One semester personal finance graduation requirement adopted June 2023
2027
will be the first graduating high school class to be required to take the Personal Finance course
Rhode Island
One semester personal finance graduation requirement adopted October 2021
79.2%
implementation of Personal Finance course requirement statewide
Oregon
One year Future Planning course (including one semester of personal finance) requirement adopted August 2023
2027
will be the first graduating high school class to be required to take the Personal Finance course
Nevada
Some personal finance standards embedded within Economics course
3%
of high school students are required to take a one semester Personal Finance course to graduate
Wyoming
Some personal finance standards embedded within Social Studies framework
33%
of high school students are required to take a one semester Personal Finance course to graduate
South Dakota
Students required to take one half credit of Personal Finance or Economics
57%
of high school students are required to take a one semester Personal Finance course to graduate
Maine
Personal finance standards embedded in system of Maine Learning Results
16%
of high school students are required to take a one semester Personal Finance course to graduate
Iowa
One semester Personal Finance course required for high school graduation since the class of 2023
96.5%
implementation of Personal Finance course requirement statewide
Illinois
One quarter Consumer Education requirement with partial implementation
14%
of high school students are required to take a one semester Personal Finance course to graduate
Indiana
One semester personal finance graduation requirement adopted April 2023
2028
will be the first graduating high school class to be required to take the Personal Finance course
Ohio
One semester personal finance graduation requirement adopted October 2021
2026
will be the first graduating high school class to be required to take the Personal Finance course
Pennsylvania
One semester Personal Finance graduation requirement adopted December 2023
2030
will be the first graduating high school class to be required to take the Personal Finance course
New Jersey
Students required to take one half year of "Financial, Economic Business, and Entrepreneurial Business Literacy"
45%
of high school students are locally required to take a one semester Personal Finance course to graduate
California
Standalone one-semester personal finance graduation requirement adopted June 2024
2031
will be the first graduating high school class to be required to take the Personal Finance course
Utah
One semester Personal Finance course required for high school graduation since the class of 2008
99.6%
implementation of Personal Finance course requirement statewide
Colorado
Personal finance standards embedded within other courses K-12
13%
of high school students are required to take a one semester Personal Finance course to graduate
Nebraska
One semester personal finance graduation requirement adopted May 2021
86.6%
implementation of Personal Finance course requirement statewide
Vermont
Personal finance standards embedded within Proficiency Based Graduation Requirements
29%
of high school students are required to take a one semester Personal Finance course to graduate
Missouri
One semester Personal Finance course required for high school graduation since the Class of 2010
100%
implementation of Personal Finance course requirement statewide
Kentucky
"Course or program" in financial literacy required with limited implementation
4%
of high school students are required to take a one semester Personal Finance course to graduate
West Virginia
One semester personal finance graduation requirement adopted March 2023
2028
will be the first graduating high school class to be required to take the Personal Finance course
Virginia
One year Economics and Personal Finance course required for high school graduation since the class of 2015
100%
implementation of Personal Finance course requirement statewide
Maryland
Personal finance standards required, county-dependent implementation
27%
of high school students are required to take a one semester Personal Finance course to graduate
Delaware
Personal finance standards embedded within other courses K-12
6%
of high school students are required to take a one semester Personal Finance course to graduate
Arizona
Personal finance standards embedded within Economics, specialized seal offered on high school diplomas
1%
of high school students are required to take a one semester Personal Finance course to graduate
New Mexico
Personal finance standards embedded within other courses
<1%
of high school students are required to take a one semester Personal Finance course to graduate
Kansas
One semester personal finance graduation requirement adopted November 2022
2027
will be the first graduating high school class to be required to take the Personal Finance course
Arkansas
Students required to take one half credit of Personal Finance or Economics
30%
of high school students are locally required to take a one semester Personal Finance course to graduate
New Hampshire
One semester personal finance graduation requirement adopted September 2022
2027
will be the first graduating high school class to be required to take the Personal Finance course
Tennessee
One semester Personal Finance course required for high school graduation since the class of 2013
99.7%
implementation of Personal Finance course requirement statewide
North Carolina
One year Economics & Personal Finance course required for high school graduation since the Class of 2024
95.0%
implementation of Personal Finance course requirement statewide
South Carolina
One semester personal finance graduation requirement adopted September 2022
2028
will be the first graduating high school class to be required to take the Personal Finance course
Washington, D.C.
Limited personal finance elective access, plus some personal finance concepts embedded within "Tenacity" program
0%
of high school students are required to take a one semester Personal Finance course to graduate
Oklahoma
Personal finance standards and diploma passport adopted for grades 7-12
43%
of high school students are required to take a one semester Personal Finance course to graduate
Louisiana
One year personal finance graduation requirement adopted June 2023
2027
will be the first graduating high school class to be required to take the Personal Finance course
Mississippi
One year College & Career Readiness Course (including one semester of personal finance) required since the Class of 2022
99.4%
implementation of Personal Finance course requirement statewide
Alabama
One year Career Preparedness course (including one semester of personal finance) required for high school graduation since Class of 2013
99.7%
implementation of Personal Finance course requirement statewide
Georgia
One semester personal finance graduation requirement adopted April 2022
2028
will be the first graduating high school class to be required to take the Personal Finance course
Hawaii
Limited standards recommendations for personal finance
0%
of high school students are required to take a one semester Personal Finance course to graduate
Washington
Personal finance standards embedded within other courses K-12, funding appropriated for professional development
2%
of high school students are required to take a one semester Personal Finance course to graduate
Texas
Students required to take EITHER Economics OR Personal Finance with Economics course
3%
of high school students are locally required to take a one semester Personal Finance course to graduate
Florida
One semester personal finance graduation requirement adopted March 2022
2027
will be the first graduating high school class to be required to take the Personal Finance course
Idaho
One credit Economics / Financial Literacy requirement adopted 2023
2%
of high school students are locally required to take a full semester Personal Finance course to graduate
Montana
Students required to take either Financial Literacy or Economics since 2023
8%
of high school students are locally required to take a one semester Personal Finance course to graduate
North Dakota
Personal finance standards embedded within Economics framework for grades 6-12
12%
of high school students are required to take a one semester Personal Finance course to graduate
Minnesota
One semester personal finance graduation requirement adopted May 2023
2028
will be the first graduating high school class to be required to take the Personal Finance course
ST
Guarantee State; fully implemented
ST
Guarantee State; implementation in progress
ST
Course not guaranteed
State passed policies in 2023
