Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

FINE PRINT: Schumer Box RESEARCH: Professional Certifications What source of funding is used most often to start new businesses? COMPARE: Which Repayment Option is Best? What is the average credit card debt held by Gen Z? PLAY: Budget Frenzy! Do consumers send more money on Venmo or spend more money on Amazon? COMPARE: Types of Savings Accounts MOVE: Inflation Over Time PLAY: The Bean Game ANALYZE: Inequalities in Investing PLAY: Types of Car Insurance INTERACTIVE: Compounding Cat Insanity FINE PRINT: Financial Aid Package ANALYZE: Household Debt and Credit Report MOVE: Let's Make a Mutual Fund MOVE: Types of Employment Which savings strategy is most effective? CALCULATE: Return on Your College Investment INTERACTIVE: Living Paycheck to Paycheck ANALYZE: A FAFSA Submission Summary PLAY: Organize Budget Expenses CALCULATE: The Math Behind Your Federal Taxes PLAY: It Costs HOW Much? You Just Gotta Habit! If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? RESEARCH: Credit Protections How much does a texting while driving ticket increase auto insurance premiums? CREATE: Personalized Productive Gap Year Plan CALCULATE: The Cost of Auto Loans CALCULATE: Debt Avalanche v. Debt Snowball FINE PRINT: Checking Account Statement INTERACTIVE: Invest with STAX! What percent of new businesses are still operating after 10 years? PROJECT: Credit Protections - You Be the Teacher Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" When the Mean is Nice What's the average credit score needed to rent an apartment? INTERACTIVE: Online Bank Simulator ANALYZE: Dollar Cost Averaging MOVE: Your Tax Dollar in Action INTERACTIVE: Bummer! CALCULATE: Impact of Credit Score on Loans MOVE: What Determines Your Insurance Premium? MOVE: Up and Down with Credit Scores PLAY: Roll with the Market What are the top 3 types of products/services Gen Z is most likely to splurge on? How much more likely is a business to launch if the founder creates a business plan? What percent of Americans with credit card debt have carried a balance for over 1 year? MOVE: Credit Musical Chairs CALCULATE: How Much House Can You Afford? What percent of students receive scholarships or grants for college?

DESMOS ACTIVITIES

AMPLIFY: Chance Experiments AMPLIFY: Complex Systems of Inequalities AMPLIFY: Exponential Regression in Investing AMPLIFY: Exponential Growth in Circles AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Systems of Two Linear Equations AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Prize Wheel Puzzle AMPLIFY: Growth Factor and Investments AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Point Collector: Lines AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Future Value of a Periodic Investment AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Linear Equations in Standard Form AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Growth of Savings vs Investments AMPLIFY: Writing Equations in Standard Form AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Real World Linear Inequalities AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Credit Dot Plots AMPLIFY: Card Sort: Linear Systems AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: OLS Regression and College Costs AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Create a Histogram AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Investing and Exponential Change AMPLIFY: Linear Growth Patterns AMPLIFY: Linear Equations from Checking Word Problems