Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

INTERACTIVE: Living Paycheck to Paycheck COMPARE: Which Repayment Option is Best? FINE PRINT: Financial Aid Package PLAY: Types of Car Insurance What percent of new businesses are still operating after 10 years? MOVE: Your Tax Dollar in Action ANALYZE: A FAFSA Submission Summary RESEARCH: Professional Certifications PLAY: Organize Budget Expenses FINE PRINT: Checking Account Statement INTERACTIVE: Bummer! What is the average credit card debt held by Gen Z? You Just Gotta Habit! RESEARCH: Credit Protections How much does a texting while driving ticket increase auto insurance premiums? Which savings strategy is most effective? What's the average credit score needed to rent an apartment? MOVE: Credit Musical Chairs CALCULATE: Debt Avalanche v. Debt Snowball If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" What source of funding is used most often to start new businesses? ANALYZE: Dollar Cost Averaging CALCULATE: How Much House Can You Afford? MOVE: Let's Make a Mutual Fund PLAY: It Costs HOW Much? MOVE: Inflation Over Time What percent of Americans with credit card debt have carried a balance for over 1 year? CALCULATE: The Cost of Auto Loans ANALYZE: Inequalities in Investing MOVE: What Determines Your Insurance Premium? INTERACTIVE: Online Bank Simulator INTERACTIVE: Compounding Cat Insanity PLAY: Roll with the Market How much more likely is a business to launch if the founder creates a business plan? CALCULATE: Impact of Credit Score on Loans PROJECT: Credit Protections - You Be the Teacher MOVE: Up and Down with Credit Scores INTERACTIVE: Invest with STAX! COMPARE: Types of Savings Accounts What percent of students receive scholarships or grants for college? CALCULATE: Return on Your College Investment PLAY: Budget Frenzy! ANALYZE: Household Debt and Credit Report When the Mean is Nice CREATE: Personalized Productive Gap Year Plan What are the top 3 types of products/services Gen Z is most likely to splurge on? MOVE: Types of Employment CALCULATE: The Math Behind Your Federal Taxes FINE PRINT: Schumer Box Do consumers send more money on Venmo or spend more money on Amazon? PLAY: The Bean Game

DESMOS ACTIVITIES

AMPLIFY: Linear Growth Patterns AMPLIFY: Credit Dot Plots AMPLIFY: Prize Wheel Puzzle AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Growth Factor and Investments AMPLIFY: Real World Linear Inequalities AMPLIFY: Point Collector: Lines AMPLIFY: Exponential Growth in Circles AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Complex Systems of Inequalities AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Exponential Regression in Investing AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Graphs of Piecewise Functions AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Create a Histogram AMPLIFY: Writing Equations in Standard Form AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Growth of Savings vs Investments AMPLIFY: Chance Experiments AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Card Sort: Linear Systems AMPLIFY: Linear Equations in Standard Form AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Systems of Two Linear Equations AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: OLS Regression and College Costs AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Investing and Exponential Change