Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

PLAY: Types of Car Insurance CALCULATE: How Much House Can You Afford? MOVE: Up and Down with Credit Scores ANALYZE: Dollar Cost Averaging PLAY: Budget Frenzy! ANALYZE: Household Debt and Credit Report What source of funding is used most often to start new businesses? MOVE: Types of Employment RESEARCH: Credit Protections What are the top 3 types of products/services Gen Z is most likely to splurge on? CALCULATE: The Cost of Auto Loans If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? PLAY: Roll with the Market INTERACTIVE: Compounding Cat Insanity FINE PRINT: Financial Aid Package INTERACTIVE: Invest with STAX! What percent of students receive scholarships or grants for college? What percent of new businesses are still operating after 10 years? MOVE: Let's Make a Mutual Fund What's the average credit score needed to rent an apartment? Do consumers send more money on Venmo or spend more money on Amazon? CALCULATE: Return on Your College Investment CALCULATE: The Math Behind Your Federal Taxes What is the average credit card debt held by Gen Z? RESEARCH: Professional Certifications You Just Gotta Habit! INTERACTIVE: Online Bank Simulator How much does a texting while driving ticket increase auto insurance premiums? PLAY: Organize Budget Expenses MOVE: Your Tax Dollar in Action CREATE: Personalized Productive Gap Year Plan INTERACTIVE: Bummer! MOVE: Credit Musical Chairs PLAY: The Bean Game COMPARE: Which Repayment Option is Best? FINE PRINT: Schumer Box When the Mean is Nice ANALYZE: A FAFSA Submission Summary MOVE: What Determines Your Insurance Premium? PLAY: It Costs HOW Much? ANALYZE: Inequalities in Investing COMPARE: Types of Savings Accounts MOVE: Inflation Over Time INTERACTIVE: Living Paycheck to Paycheck Which savings strategy is most effective? CALCULATE: Impact of Credit Score on Loans CALCULATE: Debt Avalanche v. Debt Snowball PROJECT: Credit Protections - You Be the Teacher Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" What percent of Americans with credit card debt have carried a balance for over 1 year? FINE PRINT: Checking Account Statement How much more likely is a business to launch if the founder creates a business plan?

DESMOS ACTIVITIES

AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Growth Factor and Investments AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Prize Wheel Puzzle AMPLIFY: Real World Linear Inequalities AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Chance Experiments AMPLIFY: Linear Growth Patterns AMPLIFY: Complex Systems of Inequalities AMPLIFY: Exponential Growth in Circles AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Exponential Regression in Investing AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Card Sort: Linear Systems AMPLIFY: OLS Regression and College Costs AMPLIFY: Writing Equations in Standard Form AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Credit Dot Plots AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Investing and Exponential Change AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Linear Equations in Standard Form AMPLIFY: Systems of Two Linear Equations AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Create a Histogram AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Point Collector: Lines AMPLIFY: Growth of Savings vs Investments AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Polygraph: Guess the Distribution