Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

What is the average credit card debt held by Gen Z? ANALYZE: Household Debt and Credit Report You Just Gotta Habit! FINE PRINT: Checking Account Statement ANALYZE: Inequalities in Investing CALCULATE: Return on Your College Investment How much does a texting while driving ticket increase auto insurance premiums? COMPARE: Which Repayment Option is Best? PROJECT: Credit Protections - You Be the Teacher MOVE: Let's Make a Mutual Fund PLAY: It Costs HOW Much? MOVE: Types of Employment How much more likely is a business to launch if the founder creates a business plan? When the Mean is Nice If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? CALCULATE: Impact of Credit Score on Loans MOVE: What Determines Your Insurance Premium? PLAY: The Bean Game MOVE: Inflation Over Time CALCULATE: The Cost of Auto Loans CREATE: Personalized Productive Gap Year Plan COMPARE: Types of Savings Accounts CALCULATE: The Math Behind Your Federal Taxes INTERACTIVE: Bummer! INTERACTIVE: Online Bank Simulator What's the average credit score needed to rent an apartment? Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" Which savings strategy is most effective? CALCULATE: Debt Avalanche v. Debt Snowball RESEARCH: Credit Protections Do consumers send more money on Venmo or spend more money on Amazon? PLAY: Organize Budget Expenses PLAY: Roll with the Market INTERACTIVE: Invest with STAX! FINE PRINT: Schumer Box What source of funding is used most often to start new businesses? INTERACTIVE: Compounding Cat Insanity What are the top 3 types of products/services Gen Z is most likely to splurge on? What percent of new businesses are still operating after 10 years? What percent of Americans with credit card debt have carried a balance for over 1 year? ANALYZE: Dollar Cost Averaging What percent of students receive scholarships or grants for college? MOVE: Your Tax Dollar in Action INTERACTIVE: Living Paycheck to Paycheck CALCULATE: How Much House Can You Afford? MOVE: Credit Musical Chairs PLAY: Budget Frenzy! FINE PRINT: Financial Aid Package ANALYZE: A FAFSA Submission Summary PLAY: Types of Car Insurance RESEARCH: Professional Certifications MOVE: Up and Down with Credit Scores

DESMOS ACTIVITIES

AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Linear Equations in Standard Form AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Exponential Growth in Circles AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Prize Wheel Puzzle AMPLIFY: Chance Experiments AMPLIFY: Systems of Two Linear Equations AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: OLS Regression and College Costs AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Writing Equations in Standard Form AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Linear Growth Patterns AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Investing and Exponential Change AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Card Sort: Linear Systems AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Exponential Regression in Investing AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Complex Systems of Inequalities AMPLIFY: Real World Linear Inequalities AMPLIFY: Credit Dot Plots AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Create a Histogram AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Growth Factor and Investments AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Growth of Savings vs Investments AMPLIFY: Point Collector: Lines AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Exponential vs Linear Patterns