Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

If you invested $1,000 in Netflix stock ten years ago, what would it be worth now? CALCULATE: Return on Your College Investment PLAY: Types of Car Insurance MOVE: Inflation Over Time PLAY: Roll with the Market INTERACTIVE: Living Paycheck to Paycheck MOVE: Types of Employment ANALYZE: Overdraft Fees ANALYZE: A FAFSA Submission Summary FINE PRINT: Checking Account Statement COMPARE: Types of Savings Accounts CALCULATE: The Cost of Auto Loans CALCULATE: The Math Behind Your Federal Taxes ANALYZE: Household Debt and Credit Report Do consumers send more money through Zelle or spend more money on Amazon? MOVE: What Determines Your Insurance Premium? INTERACTIVE: Compounding Cat Insanity MOVE: Your Tax Dollar in Action MOVE: Credit Musical Chairs Over a recent 20-year-period, what percent of pros investing in large companies "beat the market?" What is the average credit card debt held by Gen Z? CREATE: Personalized Productive Gap Year Plan COMPARE: Types of Health Insurance Plans How much does a texting while driving ticket increase auto insurance premiums? INTERACTIVE: Invest with STAX! CALCULATE: Debt Avalanche v. Debt Snowball CALCULATE: Impact of Credit Score on Loans MOVE: Up and Down with Credit Scores How much more likely is a business to launch if the founder creates a business plan? PLAY: Budget Frenzy! What percent of students receive scholarships or grants for college? COMPARE: Which Repayment Plan Fits Your Income? PLAY: It Costs HOW Much? ANALYZE: Inequalities in Investing FINE PRINT: Schumer Box CALCULATE: How Much House Can You Afford? FINE PRINT: Financial Aid Package What's the average credit score needed to rent an apartment? PLAY: The Bean Game ANALYZE: Dollar Cost Averaging What percent of Americans with credit card debt have carried a balance for over 1 year? Which savings strategy is most effective? MOVE: Let's Make a Mutual Fund PLAY: Organize Budget Expenses When the Mean is Nice What source of funding is used most often to start new businesses? What are the top 3 types of products/services Gen Z is most likely to splurge on? INTERACTIVE: Online Bank Simulator You Just Gotta Habit! PROJECT: Credit Protections - You Be the Teacher What percent of new businesses are still operating after 10 years? RESEARCH: Credit Protections INTERACTIVE: Bummer! RESEARCH: Professional Certifications

DESMOS ACTIVITIES

AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Real World Linear Inequalities AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Linear Growth Patterns AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Investing and Exponential Change AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Exponential Growth in Circles AMPLIFY: Systems of Two Linear Equations AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Growth Factor and Investments AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Complex Systems of Inequalities AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Exponential Regression in Investing AMPLIFY: Card Sort: Linear Systems AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Linear Equations in Standard Form AMPLIFY: Point Collector: Lines AMPLIFY: OLS Regression and College Costs AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Writing Equations in Standard Form AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Prize Wheel Puzzle AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Growth of Savings vs Investments AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Credit Dot Plots AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Chance Experiments AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Create a Histogram AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Linear Equations from Checking Word Problems