Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

FINE PRINT: Checking Account Statement MOVE: Your Tax Dollar in Action INTERACTIVE: Online Bank Simulator RESEARCH: Professional Certifications What percent of students receive scholarships or grants for college? Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" What percent of new businesses are still operating after 10 years? MOVE: Let's Make a Mutual Fund FINE PRINT: Schumer Box RESEARCH: Fair Credit Reporting Act What do cardholders fear most when using a credit card? CREATE: Personalized Productive Gap Year Plan INTERACTIVE: Living Paycheck to Paycheck INTERACTIVE: Compounding Cat Insanity PLAY: Budget Frenzy! PLAY: Roll with the Market What percent of Americans who have credit card debt won't be able to pay it off within a year? FINE PRINT: Financial Aid Package MOVE: What Determines Your Insurance Premium? ANALYZE: Dollar Cost Averaging If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? MOVE: Up and Down with Credit Scores PLAY: The Bean Game COMPARE: Types of Savings Accounts Do consumers send more money on Venmo or spend more money on Amazon? Just Gotta Habit RESEARCH: Credit Protections What's the average credit score needed to rent an apartment? CALCULATE: Debt Avalanche v. Debt Snowball INTERACTIVE: Bummer! MOVE: Types of Employment ANALYZE: Inequalities in Investing How much more likely is a business to launch if the founder creates a business plan? How much does a texting while driving ticket increase auto insurance premiums? PLAY: Types of Car Insurance COMPARE: Which Repayment Option is Best? When the Mean is Nice ANALYZE: Household Debt and Credit Report What are the top 3 types of products/services Gen Z is most likely to splurge on? Which savings strategy is most effective? MOVE: Credit Musical Chairs CALCULATE: Return on Your College Investment ANALYZE: A FAFSA Submission Summary COMPARE: Auto Loans INTERACTIVE: Invest with STAX! CALCULATE: Impact of Credit Score on Loans What source of funding is used most often to start new businesses? PLAY: It Costs HOW Much? CALCULATE: Your Federal Taxes PLAY: Organize Budget Expenses

DESMOS ACTIVITIES

DESMOS: Prize Wheel Puzzle DESMOS: Polygraph: Guess the Distribution DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Linear Equations in Standard Form DESMOS: Graphs of Piecewise Functions DESMOS: Writing Equations in Standard Form DESMOS: Exploring State and Local Tax Rates DESMOS: Card Sort: Conditional Probability DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Point Collector: Lines DESMOS: Real World Linear Inequalities DESMOS: Linear Growth Patterns DESMOS: Card Sort: Independent and Dependent Events DESMOS: Card Sort: Four Views of a Function DESMOS: Exponential Regression in Investing DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Credit Dot Plots DESMOS: Card Sort: Sampling Methods DESMOS: Exponential vs Linear Patterns DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Systems of Two Linear Equations DESMOS: Writing Linear Equations and Checking DESMOS: OLS Regression and College Costs DESMOS: Card Sort: Linear Systems DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Marbleslides: Exploring Exponentials DESMOS: Future Value of a Periodic Investment DESMOS: Linear Equations from Checking Word Problems DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Comparing the Cost of Different Student Loans DESMOS: College Sticker Price and ACT Scores DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Create a Histogram DESMOS: Chance Experiments DESMOS: Growth Factor and Investments DESMOS: Investing and Exponential Change DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Growth of Savings vs Investments DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Complex Systems of Inequalities DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Exponential Growth in Circles DESMOS: Writing and Graphing a System of Linear Equations