Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

What percent of Americans who have credit card debt won't be able to pay it off within a year? FINE PRINT: Schumer Box COMPARE: Which Repayment Option is Best? MOVE: Inflation Over Time MOVE: Credit Musical Chairs ANALYZE: Dollar Cost Averaging PLAY: The Bean Game What percent of students receive scholarships or grants for college? What percent of new businesses are still operating after 10 years? Do consumers send more money on Venmo or spend more money on Amazon? MOVE: Types of Employment FINE PRINT: Financial Aid Package PLAY: Budget Frenzy! RESEARCH: Credit Protections PLAY: Types of Car Insurance You Just Gotta Habit! Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" MOVE: Let's Make a Mutual Fund If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? FINE PRINT: Checking Account Statement CALCULATE: Impact of Credit Score on Loans ANALYZE: Household Debt and Credit Report MOVE: Up and Down with Credit Scores What are the top 3 types of products/services Gen Z is most likely to splurge on? MOVE: Your Tax Dollar in Action ANALYZE: Inequalities in Investing INTERACTIVE: Invest with STAX! CALCULATE: Return on Your College Investment PROJECT: Credit Protections - You Be the Teacher Which savings strategy is most effective? COMPARE: Types of Savings Accounts PLAY: Roll with the Market CREATE: Personalized Productive Gap Year Plan What's the average credit score needed to rent an apartment? What source of funding is used most often to start new businesses? PLAY: It Costs HOW Much? How much does a texting while driving ticket increase auto insurance premiums? PLAY: Organize Budget Expenses CALCULATE: The Math Behind Your Federal Taxes What is the average credit card debt held by Gen Z? MOVE: What Determines Your Insurance Premium? INTERACTIVE: Compounding Cat Insanity INTERACTIVE: Living Paycheck to Paycheck CALCULATE: How Much House Can You Afford? CALCULATE: The Cost of Auto Loans INTERACTIVE: Bummer! How much more likely is a business to launch if the founder creates a business plan? ANALYZE: A FAFSA Submission Summary CALCULATE: Debt Avalanche v. Debt Snowball When the Mean is Nice RESEARCH: Professional Certifications INTERACTIVE: Online Bank Simulator

DESMOS ACTIVITIES

DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Chance Experiments DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Graphs of Piecewise Functions DESMOS: Real World Linear Inequalities DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Card Sort: Four Views of a Function DESMOS: Marbleslides: Exploring Exponentials DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Card Sort: Independent and Dependent Events DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Card Sort: Conditional Probability DESMOS: Exponential vs Linear Patterns DESMOS: Future Value of a Periodic Investment DESMOS: Linear Equations from Checking Word Problems DESMOS: Linear Growth Patterns DESMOS: Systems of Two Linear Equations DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Comparing the Cost of Different Student Loans DESMOS: Exponential Growth in Circles DESMOS: Growth of Savings vs Investments DESMOS: Polygraph: Guess the Distribution DESMOS: Exploring State and Local Tax Rates DESMOS: Card Sort: Linear Systems DESMOS: OLS Regression and College Costs DESMOS: Point Collector: Lines DESMOS: Exponential Regression in Investing DESMOS: Credit Dot Plots DESMOS: Investing and Exponential Change DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Growth Factor and Investments DESMOS: Prize Wheel Puzzle DESMOS: Linear Equations in Standard Form DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Complex Systems of Inequalities DESMOS: College Sticker Price and ACT Scores DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Writing Equations in Standard Form DESMOS: Card Sort: Sampling Methods DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Create a Histogram DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Writing Linear Equations and Checking