Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

RESEARCH: Credit Protections What percent of students receive scholarships or grants for college? COMPARE: Which Repayment Plan Fits Your Income? What percent of new businesses are still operating after 10 years? PLAY: Budget Frenzy! MOVE: Up and Down with Credit Scores PROJECT: Credit Protections - You Be the Teacher What are the top 3 types of products/services Gen Z is most likely to splurge on? PLAY: It Costs HOW Much? ANALYZE: Inequalities in Investing INTERACTIVE: Invest with STAX! FINE PRINT: Financial Aid Package CALCULATE: Debt Avalanche v. Debt Snowball When the Mean is Nice FINE PRINT: Checking Account Statement What source of funding is used most often to start new businesses? What's the average credit score needed to rent an apartment? COMPARE: Types of Health Insurance Plans INTERACTIVE: Compounding Cat Insanity INTERACTIVE: Online Bank Simulator MOVE: Types of Employment What percent of Americans with credit card debt have carried a balance for over 1 year? RESEARCH: Professional Certifications PLAY: Roll with the Market What is the average credit card debt held by Gen Z? MOVE: Let's Make a Mutual Fund MOVE: Credit Musical Chairs INTERACTIVE: Living Paycheck to Paycheck INTERACTIVE: Bummer! CALCULATE: Return on Your College Investment PLAY: The Bean Game FINE PRINT: Schumer Box CALCULATE: The Cost of Auto Loans MOVE: What Determines Your Insurance Premium? PLAY: Types of Car Insurance Do consumers send more money on Venmo or spend more money on Amazon? How much does a texting while driving ticket increase auto insurance premiums? Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" How much more likely is a business to launch if the founder creates a business plan? CALCULATE: How Much House Can You Afford? If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? CALCULATE: The Math Behind Your Federal Taxes ANALYZE: A FAFSA Submission Summary COMPARE: Types of Savings Accounts PLAY: Organize Budget Expenses CREATE: Personalized Productive Gap Year Plan Which savings strategy is most effective? ANALYZE: Household Debt and Credit Report MOVE: Your Tax Dollar in Action You Just Gotta Habit! CALCULATE: Impact of Credit Score on Loans ANALYZE: Dollar Cost Averaging MOVE: Inflation Over Time ANALYZE: Overdraft Fees

DESMOS ACTIVITIES

AMPLIFY: Complex Systems of Inequalities AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Linear Equations in Standard Form AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Systems of Two Linear Equations AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Credit Dot Plots AMPLIFY: Linear Growth Patterns AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Create a Histogram AMPLIFY: Growth of Savings vs Investments AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Prize Wheel Puzzle AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Chance Experiments AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Writing Equations in Standard Form AMPLIFY: Exponential Growth in Circles AMPLIFY: Card Sort: Linear Systems AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Point Collector: Lines AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Exponential Regression in Investing AMPLIFY: Growth Factor and Investments AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Real World Linear Inequalities AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Investing and Exponential Change AMPLIFY: OLS Regression and College Costs