Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

Do consumers send more money through Zelle or spend more money on Amazon? INTERACTIVE: Bummer! What percent of students receive scholarships or grants for college? What percent of new businesses are still operating after 10 years? MOVE: Inflation Over Time What's the average credit score needed to rent an apartment? If you invested $1,000 in Netflix stock ten years ago, what would it be worth now? INTERACTIVE: Online Bank Simulator ANALYZE: Dollar Cost Averaging What percent of Americans with credit card debt have carried a balance for over 1 year? CALCULATE: How Much House Can You Afford? PLAY: Roll with the Market INTERACTIVE: Invest with STAX! What source of funding is used most often to start new businesses? PLAY: Budget Frenzy! How much more likely is a business to launch if the founder creates a business plan? How much does a texting while driving ticket increase auto insurance premiums? MOVE: What Determines Your Insurance Premium? CALCULATE: Debt Avalanche v. Debt Snowball PLAY: It Costs HOW Much? COMPARE: Which Repayment Plan Fits Your Income? ANALYZE: Inequalities in Investing What are the top 3 types of products/services Gen Z is most likely to splurge on? CALCULATE: Return on Your College Investment CALCULATE: Impact of Credit Score on Loans COMPARE: Types of Savings Accounts What is the average credit card debt held by Gen Z? FINE PRINT: Schumer Box CALCULATE: The Math Behind Your Federal Taxes When the Mean is Nice MOVE: Let's Make a Mutual Fund PLAY: Organize Budget Expenses COMPARE: Types of Health Insurance Plans Which savings strategy is most effective? INTERACTIVE: Living Paycheck to Paycheck FINE PRINT: Financial Aid Package INTERACTIVE: Compounding Cat Insanity CREATE: Personalized Productive Gap Year Plan ANALYZE: Household Debt and Credit Report FINE PRINT: Checking Account Statement ANALYZE: Overdraft Fees ANALYZE: A FAFSA Submission Summary MOVE: Your Tax Dollar in Action PLAY: The Bean Game MOVE: Types of Employment MOVE: Up and Down with Credit Scores RESEARCH: Credit Protections RESEARCH: Professional Certifications PROJECT: Credit Protections - You Be the Teacher CALCULATE: The Cost of Auto Loans PLAY: Types of Car Insurance Over a recent 20-year-period, what percent of pros investing in large companies "beat the market?" MOVE: Credit Musical Chairs You Just Gotta Habit!

DESMOS ACTIVITIES

AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Point Collector: Lines AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Linear Growth Patterns AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Investing and Exponential Change AMPLIFY: Systems of Two Linear Equations AMPLIFY: Growth Factor and Investments AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Card Sort: Linear Systems AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Prize Wheel Puzzle AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Real World Linear Inequalities AMPLIFY: Complex Systems of Inequalities AMPLIFY: Create a Histogram AMPLIFY: Exponential Regression in Investing AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Linear Equations in Standard Form AMPLIFY: Credit Dot Plots AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Chance Experiments AMPLIFY: Exponential Growth in Circles AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Writing Equations in Standard Form AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Growth of Savings vs Investments AMPLIFY: OLS Regression and College Costs AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates