Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

MOVE: Your Tax Dollar in Action Which savings strategy is most effective? What percent of new businesses are still operating after 10 years? COMPARE: Which Repayment Plan Fits Your Income? CALCULATE: The Math Behind Your Federal Taxes How much does a texting while driving ticket increase auto insurance premiums? ANALYZE: A FAFSA Submission Summary You Just Gotta Habit! MOVE: What Determines Your Insurance Premium? ANALYZE: Household Debt and Credit Report Do consumers send more money on Venmo or spend more money on Amazon? MOVE: Types of Employment CALCULATE: Impact of Credit Score on Loans CALCULATE: Debt Avalanche v. Debt Snowball INTERACTIVE: Bummer! PLAY: It Costs HOW Much? CALCULATE: How Much House Can You Afford? INTERACTIVE: Compounding Cat Insanity PROJECT: Credit Protections - You Be the Teacher MOVE: Credit Musical Chairs What's the average credit score needed to rent an apartment? PLAY: The Bean Game PLAY: Roll with the Market COMPARE: Types of Health Insurance Plans RESEARCH: Credit Protections ANALYZE: Inequalities in Investing MOVE: Inflation Over Time How much more likely is a business to launch if the founder creates a business plan? INTERACTIVE: Online Bank Simulator CALCULATE: The Cost of Auto Loans RESEARCH: Professional Certifications FINE PRINT: Checking Account Statement FINE PRINT: Financial Aid Package PLAY: Organize Budget Expenses COMPARE: Types of Savings Accounts When the Mean is Nice What source of funding is used most often to start new businesses? What is the average credit card debt held by Gen Z? ANALYZE: Overdraft Fees What percent of students receive scholarships or grants for college? What are the top 3 types of products/services Gen Z is most likely to splurge on? If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" MOVE: Let's Make a Mutual Fund INTERACTIVE: Living Paycheck to Paycheck PLAY: Budget Frenzy! INTERACTIVE: Invest with STAX! PLAY: Types of Car Insurance CALCULATE: Return on Your College Investment What percent of Americans with credit card debt have carried a balance for over 1 year? ANALYZE: Dollar Cost Averaging FINE PRINT: Schumer Box MOVE: Up and Down with Credit Scores CREATE: Personalized Productive Gap Year Plan

DESMOS ACTIVITIES

AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Exponential Growth in Circles AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Growth of Savings vs Investments AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Writing Equations in Standard Form AMPLIFY: Complex Systems of Inequalities AMPLIFY: Point Collector: Lines AMPLIFY: OLS Regression and College Costs AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Chance Experiments AMPLIFY: Exponential Regression in Investing AMPLIFY: Growth Factor and Investments AMPLIFY: Card Sort: Linear Systems AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Prize Wheel Puzzle AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Investing and Exponential Change AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Real World Linear Inequalities AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Linear Growth Patterns AMPLIFY: Systems of Two Linear Equations AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Credit Dot Plots AMPLIFY: Linear Equations in Standard Form AMPLIFY: Create a Histogram AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Comparing the Cost of Different Student Loans