Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

FINE PRINT: Financial Aid Package PLAY: Roll with the Market MOVE: What Determines Your Insurance Premium? COMPARE: Which Repayment Plan Fits Your Income? CALCULATE: Debt Avalanche v. Debt Snowball PLAY: It Costs HOW Much? What's the average credit score needed to rent an apartment? CALCULATE: How Much House Can You Afford? COMPARE: Types of Savings Accounts MOVE: Types of Employment COMPARE: Types of Health Insurance Plans INTERACTIVE: Bummer! PLAY: The Bean Game What percent of Americans with credit card debt have carried a balance for over 1 year? INTERACTIVE: Invest with STAX! PLAY: Types of Car Insurance When the Mean is Nice CALCULATE: The Math Behind Your Federal Taxes ANALYZE: A FAFSA Submission Summary Which savings strategy is most effective? PLAY: Organize Budget Expenses What percent of students receive scholarships or grants for college? How much more likely is a business to launch if the founder creates a business plan? ANALYZE: Dollar Cost Averaging MOVE: Credit Musical Chairs MOVE: Your Tax Dollar in Action RESEARCH: Credit Protections INTERACTIVE: Living Paycheck to Paycheck INTERACTIVE: Online Bank Simulator What are the top 3 types of products/services Gen Z is most likely to splurge on? CALCULATE: Impact of Credit Score on Loans MOVE: Inflation Over Time MOVE: Up and Down with Credit Scores What source of funding is used most often to start new businesses? What is the average credit card debt held by Gen Z? CREATE: Personalized Productive Gap Year Plan How much does a texting while driving ticket increase auto insurance premiums? ANALYZE: Overdraft Fees FINE PRINT: Schumer Box CALCULATE: Return on Your College Investment CALCULATE: The Cost of Auto Loans You Just Gotta Habit! MOVE: Let's Make a Mutual Fund PROJECT: Credit Protections - You Be the Teacher Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" What percent of new businesses are still operating after 10 years? ANALYZE: Household Debt and Credit Report INTERACTIVE: Compounding Cat Insanity Do consumers send more money on Venmo or spend more money on Amazon? ANALYZE: Inequalities in Investing PLAY: Budget Frenzy! FINE PRINT: Checking Account Statement If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? RESEARCH: Professional Certifications

DESMOS ACTIVITIES

AMPLIFY: OLS Regression and College Costs AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Investing and Exponential Change AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Point Collector: Lines AMPLIFY: Real World Linear Inequalities AMPLIFY: Credit Dot Plots AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Complex Systems of Inequalities AMPLIFY: Card Sort: Linear Systems AMPLIFY: Create a Histogram AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Systems of Two Linear Equations AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Growth Factor and Investments AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Linear Growth Patterns AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Exponential Regression in Investing AMPLIFY: Linear Equations in Standard Form AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Writing Equations in Standard Form AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Growth of Savings vs Investments AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Prize Wheel Puzzle AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Exponential Growth in Circles AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Card Sort: Sampling Methods AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Chance Experiments AMPLIFY: Comparing the Cost of Different Student Loans