Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

What percent of Americans who have credit card debt won't be able to pay it off within a year? CALCULATE: Impact of Credit Score on Loans PLAY: Organize Budget Expenses You Just Gotta Habit! Do consumers send more money on Venmo or spend more money on Amazon? MOVE: Your Tax Dollar in Action What source of funding is used most often to start new businesses? INTERACTIVE: Online Bank Simulator What percent of students receive scholarships or grants for college? CALCULATE: How Much House Can You Afford? RESEARCH: Professional Certifications MOVE: Let's Make a Mutual Fund When the Mean is Nice PLAY: Types of Car Insurance If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? What is the average credit card debt held by Gen Z? INTERACTIVE: Invest with STAX! CALCULATE: The Math Behind Your Federal Taxes ANALYZE: Inequalities in Investing What's the average credit score needed to rent an apartment? FINE PRINT: Schumer Box MOVE: Up and Down with Credit Scores COMPARE: Types of Savings Accounts What percent of new businesses are still operating after 10 years? FINE PRINT: Checking Account Statement Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" ANALYZE: A FAFSA Submission Summary Which savings strategy is most effective? MOVE: Inflation Over Time ANALYZE: Household Debt and Credit Report MOVE: Types of Employment INTERACTIVE: Bummer! CALCULATE: Debt Avalanche v. Debt Snowball PLAY: It Costs HOW Much? CREATE: Personalized Productive Gap Year Plan MOVE: Credit Musical Chairs RESEARCH: Credit Protections CALCULATE: The Cost of Auto Loans INTERACTIVE: Living Paycheck to Paycheck PLAY: The Bean Game What are the top 3 types of products/services Gen Z is most likely to splurge on? MOVE: What Determines Your Insurance Premium? INTERACTIVE: Compounding Cat Insanity PROJECT: Credit Protections - You Be the Teacher ANALYZE: Dollar Cost Averaging How much does a texting while driving ticket increase auto insurance premiums? CALCULATE: Return on Your College Investment COMPARE: Which Repayment Option is Best? How much more likely is a business to launch if the founder creates a business plan? PLAY: Budget Frenzy! FINE PRINT: Financial Aid Package PLAY: Roll with the Market

DESMOS ACTIVITIES

DESMOS: Investing and Exponential Change DESMOS: OLS Regression and College Costs DESMOS: Card Sort: Independent and Dependent Events DESMOS: Comparing the Cost of Different Student Loans DESMOS: Create a Histogram DESMOS: Exploring State and Local Tax Rates DESMOS: Card Sort: Linear Systems DESMOS: Linear Growth Patterns DESMOS: Systems of Two Linear Equations DESMOS: Card Sort: Sampling Methods DESMOS: Marbleslides: Exploring Exponentials DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Graphs of Piecewise Functions DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Prize Wheel Puzzle DESMOS: Real World Linear Inequalities DESMOS: Writing Linear Equations and Checking DESMOS: Writing Equations in Standard Form DESMOS: Linear Equations in Standard Form DESMOS: Point Collector: Lines DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Future Value of a Periodic Investment DESMOS: Linear Equations from Checking Word Problems DESMOS: Complex Systems of Inequalities DESMOS: Exponential vs Linear Patterns DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Card Sort: Conditional Probability DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Card Sort: Four Views of a Function DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Growth of Savings vs Investments DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Chance Experiments DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Exponential Growth in Circles DESMOS: Credit Dot Plots DESMOS: Growth Factor and Investments DESMOS: Polygraph: Guess the Distribution DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: College Sticker Price and ACT Scores DESMOS: Exponential Regression in Investing