Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

RESEARCH: Professional Certifications INTERACTIVE: Compounding Cat Insanity MOVE: Let's Make a Mutual Fund MOVE: Types of Employment MOVE: Credit Musical Chairs What is the average credit card debt held by Gen Z? INTERACTIVE: Bummer! Do consumers send more money on Venmo or spend more money on Amazon? FINE PRINT: Schumer Box CALCULATE: Impact of Credit Score on Loans MOVE: Your Tax Dollar in Action CREATE: Personalized Productive Gap Year Plan INTERACTIVE: Living Paycheck to Paycheck Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" What percent of students receive scholarships or grants for college? PLAY: Types of Car Insurance What percent of new businesses are still operating after 10 years? FINE PRINT: Checking Account Statement How much does a texting while driving ticket increase auto insurance premiums? How much more likely is a business to launch if the founder creates a business plan? PLAY: It Costs HOW Much? MOVE: Up and Down with Credit Scores What percent of Americans with credit card debt have carried a balance for over 1 year? INTERACTIVE: Invest with STAX! CALCULATE: How Much House Can You Afford? What source of funding is used most often to start new businesses? COMPARE: Types of Savings Accounts CALCULATE: The Cost of Auto Loans CALCULATE: Return on Your College Investment RESEARCH: Credit Protections ANALYZE: Inequalities in Investing MOVE: Inflation Over Time What are the top 3 types of products/services Gen Z is most likely to splurge on? PLAY: Roll with the Market FINE PRINT: Financial Aid Package Which savings strategy is most effective? COMPARE: Which Repayment Option is Best? ANALYZE: Dollar Cost Averaging CALCULATE: Debt Avalanche v. Debt Snowball PLAY: Budget Frenzy! ANALYZE: A FAFSA Submission Summary ANALYZE: Household Debt and Credit Report If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? You Just Gotta Habit! INTERACTIVE: Online Bank Simulator When the Mean is Nice MOVE: What Determines Your Insurance Premium? PLAY: Organize Budget Expenses What's the average credit score needed to rent an apartment? PLAY: The Bean Game CALCULATE: The Math Behind Your Federal Taxes PROJECT: Credit Protections - You Be the Teacher

DESMOS ACTIVITIES

AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Point Collector: Lines AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Writing Linear Equations and Checking AMPLIFY: OLS Regression and College Costs AMPLIFY: Card Sort: Linear Systems AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Exponential Growth in Circles AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Growth Factor and Investments AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Credit Dot Plots AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Growth of Savings vs Investments AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Writing Equations in Standard Form AMPLIFY: Linear Equations in Standard Form AMPLIFY: Systems of Two Linear Equations AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Real World Linear Inequalities AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Prize Wheel Puzzle AMPLIFY: Exponential Regression in Investing AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Complex Systems of Inequalities AMPLIFY: Linear Growth Patterns AMPLIFY: Chance Experiments AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Create a Histogram AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Investing and Exponential Change AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Writing and Graphing a System of Linear Equations