Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

FINE PRINT: Schumer Box CREATE: Personalized Productive Gap Year Plan PLAY: It Costs HOW Much? ANALYZE: Overdraft Fees CALCULATE: Return on Your College Investment PLAY: Budget Frenzy! INTERACTIVE: Invest with STAX! What is the average credit card debt held by Gen Z? COMPARE: Which Repayment Plan Fits Your Income? CALCULATE: The Cost of Auto Loans FINE PRINT: Financial Aid Package ANALYZE: Household Debt and Credit Report FINE PRINT: Checking Account Statement You Just Gotta Habit! PLAY: Organize Budget Expenses PROJECT: Credit Protections - You Be the Teacher RESEARCH: Credit Protections CALCULATE: Impact of Credit Score on Loans What percent of new businesses are still operating after 10 years? ANALYZE: A FAFSA Submission Summary CALCULATE: How Much House Can You Afford? MOVE: Up and Down with Credit Scores If you invested $1,000 in Netflix stock ten years ago, what would it be worth now? ANALYZE: Dollar Cost Averaging CALCULATE: The Math Behind Your Federal Taxes COMPARE: Types of Savings Accounts ANALYZE: Inequalities in Investing RESEARCH: Professional Certifications INTERACTIVE: Compounding Cat Insanity CALCULATE: Debt Avalanche v. Debt Snowball How much more likely is a business to launch if the founder creates a business plan? What source of funding is used most often to start new businesses? MOVE: What Determines Your Insurance Premium? PLAY: The Bean Game COMPARE: Types of Health Insurance Plans PLAY: Roll with the Market PLAY: Types of Car Insurance MOVE: Credit Musical Chairs When the Mean is Nice INTERACTIVE: Online Bank Simulator How much does a texting while driving ticket increase auto insurance premiums? MOVE: Inflation Over Time What's the average credit score needed to rent an apartment? INTERACTIVE: Bummer! MOVE: Your Tax Dollar in Action MOVE: Types of Employment What percent of Americans with credit card debt have carried a balance for over 1 year? Over a recent 20-year-period, what percent of pros investing in large companies "beat the market?" What are the top 3 types of products/services Gen Z is most likely to splurge on? INTERACTIVE: Living Paycheck to Paycheck What percent of students receive scholarships or grants for college? Do consumers send more money through Zelle or spend more money on Amazon? Which savings strategy is most effective? MOVE: Let's Make a Mutual Fund

DESMOS ACTIVITIES

AMPLIFY: Create a Histogram AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Credit Dot Plots AMPLIFY: OLS Regression and College Costs AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Linear Equations in Standard Form AMPLIFY: Point Collector: Lines AMPLIFY: Growth of Savings vs Investments AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Real World Linear Inequalities AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Chance Experiments AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Exponential Regression in Investing AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Exponential Growth in Circles AMPLIFY: Card Sort: Linear Systems AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Systems of Two Linear Equations AMPLIFY: Growth Factor and Investments AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Complex Systems of Inequalities AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Prize Wheel Puzzle AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Writing Equations in Standard Form AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Linear Growth Patterns AMPLIFY: Investing and Exponential Change