Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

CALCULATE: How Much House Can You Afford? What percent of students receive scholarships or grants for college? INTERACTIVE: Bummer! INTERACTIVE: Living Paycheck to Paycheck MOVE: Your Tax Dollar in Action How much does a texting while driving ticket increase auto insurance premiums? FINE PRINT: Checking Account Statement MOVE: Inflation Over Time ANALYZE: Inequalities in Investing INTERACTIVE: Online Bank Simulator What percent of Americans with credit card debt have carried a balance for over 1 year? CALCULATE: Debt Avalanche v. Debt Snowball INTERACTIVE: Compounding Cat Insanity ANALYZE: Household Debt and Credit Report RESEARCH: Professional Certifications MOVE: Types of Employment What is the average credit card debt held by Gen Z? When the Mean is Nice CALCULATE: The Math Behind Your Federal Taxes ANALYZE: A FAFSA Submission Summary PLAY: Roll with the Market CALCULATE: Impact of Credit Score on Loans MOVE: Credit Musical Chairs Do consumers send more money on Venmo or spend more money on Amazon? Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" COMPARE: Which Repayment Option is Best? PLAY: The Bean Game You Just Gotta Habit! ANALYZE: Dollar Cost Averaging What source of funding is used most often to start new businesses? FINE PRINT: Financial Aid Package CALCULATE: Return on Your College Investment MOVE: Up and Down with Credit Scores MOVE: What Determines Your Insurance Premium? PLAY: Types of Car Insurance FINE PRINT: Schumer Box PLAY: Organize Budget Expenses MOVE: Let's Make a Mutual Fund COMPARE: Types of Savings Accounts CREATE: Personalized Productive Gap Year Plan What percent of new businesses are still operating after 10 years? How much more likely is a business to launch if the founder creates a business plan? CALCULATE: The Cost of Auto Loans PLAY: Budget Frenzy! If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? INTERACTIVE: Invest with STAX! What are the top 3 types of products/services Gen Z is most likely to splurge on? RESEARCH: Credit Protections What's the average credit score needed to rent an apartment? Which savings strategy is most effective? PROJECT: Credit Protections - You Be the Teacher PLAY: It Costs HOW Much?

DESMOS ACTIVITIES

AMPLIFY: Chance Experiments AMPLIFY: Create a Histogram AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Prize Wheel Puzzle AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Systems of Two Linear Equations AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Linear Growth Patterns AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Credit Dot Plots AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Investing and Exponential Change AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Growth of Savings vs Investments AMPLIFY: Growth Factor and Investments AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Writing Equations in Standard Form AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Complex Systems of Inequalities AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Point Collector: Lines AMPLIFY: Linear Equations in Standard Form AMPLIFY: Exponential Regression in Investing AMPLIFY: Exponential Growth in Circles AMPLIFY: Real World Linear Inequalities AMPLIFY: Card Sort: Linear Systems AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: OLS Regression and College Costs AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Card Sort: Matching Recursive Sequences