Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

MOVE: Types of Employment PLAY: Organize Budget Expenses FINE PRINT: Checking Account Statement CALCULATE: Return on Your College Investment CALCULATE: Impact of Credit Score on Loans COMPARE: Types of Savings Accounts ANALYZE: Household Debt and Credit Report INTERACTIVE: Invest with STAX! INTERACTIVE: Compounding Cat Insanity What's the average credit score needed to rent an apartment? Do consumers send more money on Venmo or spend more money on Amazon? What percent of Americans with credit card debt have carried a balance for over 1 year? If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? CALCULATE: How Much House Can You Afford? PLAY: It Costs HOW Much? MOVE: Credit Musical Chairs How much more likely is a business to launch if the founder creates a business plan? PROJECT: Credit Protections - You Be the Teacher MOVE: Your Tax Dollar in Action When the Mean is Nice ANALYZE: A FAFSA Submission Summary PLAY: The Bean Game MOVE: What Determines Your Insurance Premium? How much does a texting while driving ticket increase auto insurance premiums? You Just Gotta Habit! MOVE: Let's Make a Mutual Fund PLAY: Roll with the Market COMPARE: Which Repayment Option is Best? PLAY: Budget Frenzy! What source of funding is used most often to start new businesses? Which savings strategy is most effective? MOVE: Inflation Over Time RESEARCH: Professional Certifications MOVE: Up and Down with Credit Scores CALCULATE: The Math Behind Your Federal Taxes ANALYZE: Dollar Cost Averaging FINE PRINT: Schumer Box ANALYZE: Inequalities in Investing What percent of students receive scholarships or grants for college? What is the average credit card debt held by Gen Z? Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" INTERACTIVE: Living Paycheck to Paycheck CALCULATE: Debt Avalanche v. Debt Snowball RESEARCH: Credit Protections What percent of new businesses are still operating after 10 years? PLAY: Types of Car Insurance FINE PRINT: Financial Aid Package INTERACTIVE: Bummer! INTERACTIVE: Online Bank Simulator CALCULATE: The Cost of Auto Loans CREATE: Personalized Productive Gap Year Plan What are the top 3 types of products/services Gen Z is most likely to splurge on?

DESMOS ACTIVITIES

AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Complex Systems of Inequalities AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Growth Factor and Investments AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: OLS Regression and College Costs AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Credit Dot Plots AMPLIFY: Create a Histogram AMPLIFY: Growth of Savings vs Investments AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Systems of Two Linear Equations AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Linear Growth Patterns AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Linear Equations in Standard Form AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Investing and Exponential Change AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Exponential Regression in Investing AMPLIFY: Exponential Growth in Circles AMPLIFY: Prize Wheel Puzzle AMPLIFY: Point Collector: Lines AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Writing Equations in Standard Form AMPLIFY: Future Value of a Periodic Investment AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Chance Experiments AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Card Sort: Linear Systems AMPLIFY: Real World Linear Inequalities AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: College Sticker Price and ACT Scores