Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

MOVE: What Determines Your Insurance Premium? INTERACTIVE: Invest with STAX! COMPARE: Which Repayment Plan Fits Your Income? If you invested $1,000 in Netflix stock ten years ago, what would it be worth now? What percent of new businesses are still operating after 10 years? MOVE: Credit Musical Chairs ANALYZE: A FAFSA Submission Summary PLAY: Types of Car Insurance ANALYZE: Inequalities in Investing CALCULATE: How Much House Can You Afford? ANALYZE: Overdraft Fees INTERACTIVE: Bummer! What is the average credit card debt held by Gen Z? COMPARE: Types of Health Insurance Plans You Just Gotta Habit! What percent of Americans with credit card debt have carried a balance for over 1 year? CALCULATE: Debt Avalanche v. Debt Snowball PLAY: Organize Budget Expenses How much more likely is a business to launch if the founder creates a business plan? MOVE: Inflation Over Time Which savings strategy is most effective? What are the top 3 types of products/services Gen Z is most likely to splurge on? CALCULATE: The Math Behind Your Federal Taxes RESEARCH: Professional Certifications FINE PRINT: Checking Account Statement INTERACTIVE: Compounding Cat Insanity FINE PRINT: Financial Aid Package Do consumers send more money through Zelle or spend more money on Amazon? ANALYZE: Household Debt and Credit Report INTERACTIVE: Online Bank Simulator COMPARE: Types of Savings Accounts MOVE: Types of Employment CALCULATE: Impact of Credit Score on Loans CREATE: Personalized Productive Gap Year Plan CALCULATE: The Cost of Auto Loans RESEARCH: Credit Protections What source of funding is used most often to start new businesses? PLAY: Budget Frenzy! CALCULATE: Return on Your College Investment Over a recent 20-year-period, what percent of pros investing in large companies "beat the market?" What percent of students receive scholarships or grants for college? MOVE: Up and Down with Credit Scores PROJECT: Credit Protections - You Be the Teacher MOVE: Let's Make a Mutual Fund PLAY: The Bean Game FINE PRINT: Schumer Box INTERACTIVE: Living Paycheck to Paycheck ANALYZE: Dollar Cost Averaging PLAY: Roll with the Market When the Mean is Nice PLAY: It Costs HOW Much? How much does a texting while driving ticket increase auto insurance premiums? What's the average credit score needed to rent an apartment? MOVE: Your Tax Dollar in Action

DESMOS ACTIVITIES

AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Investing and Exponential Change AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Credit Dot Plots AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Writing Linear Equations and Checking AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Growth of Savings vs Investments AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: OLS Regression and College Costs AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Writing Equations in Standard Form AMPLIFY: Create a Histogram AMPLIFY: Real World Linear Inequalities AMPLIFY: Exponential Growth in Circles AMPLIFY: Prize Wheel Puzzle AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Growth Factor and Investments AMPLIFY: Point Collector: Lines AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Card Sort: Linear Systems AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Chance Experiments AMPLIFY: Complex Systems of Inequalities AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Exponential Regression in Investing AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Systems of Two Linear Equations AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Linear Growth Patterns AMPLIFY: Linear Equations in Standard Form AMPLIFY: Histograms and Box Plots of Housing Costs