Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

COMPARE: Types of Savings Accounts INTERACTIVE: Bummer! ANALYZE: Dollar Cost Averaging ANALYZE: Inequalities in Investing MOVE: Credit Musical Chairs What percent of students receive scholarships or grants for college? MOVE: Inflation Over Time MOVE: What Determines Your Insurance Premium? What is the average credit card debt held by Gen Z? CALCULATE: Return on Your College Investment FINE PRINT: Checking Account Statement Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" ANALYZE: Household Debt and Credit Report What's the average credit score needed to rent an apartment? PLAY: The Bean Game RESEARCH: Professional Certifications ANALYZE: Overdraft Fees How much more likely is a business to launch if the founder creates a business plan? MOVE: Your Tax Dollar in Action When the Mean is Nice FINE PRINT: Schumer Box CREATE: Personalized Productive Gap Year Plan MOVE: Up and Down with Credit Scores PLAY: Budget Frenzy! MOVE: Let's Make a Mutual Fund PLAY: Types of Car Insurance CALCULATE: Impact of Credit Score on Loans What percent of new businesses are still operating after 10 years? INTERACTIVE: Living Paycheck to Paycheck What source of funding is used most often to start new businesses? How much does a texting while driving ticket increase auto insurance premiums? You Just Gotta Habit! Which savings strategy is most effective? If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? PLAY: Roll with the Market COMPARE: Types of Health Insurance Plans INTERACTIVE: Invest with STAX! INTERACTIVE: Compounding Cat Insanity Do consumers send more money on Venmo or spend more money on Amazon? RESEARCH: Credit Protections PROJECT: Credit Protections - You Be the Teacher CALCULATE: How Much House Can You Afford? CALCULATE: Debt Avalanche v. Debt Snowball CALCULATE: The Math Behind Your Federal Taxes COMPARE: Which Repayment Option is Best? What percent of Americans with credit card debt have carried a balance for over 1 year? What are the top 3 types of products/services Gen Z is most likely to splurge on? CALCULATE: The Cost of Auto Loans INTERACTIVE: Online Bank Simulator PLAY: It Costs HOW Much? ANALYZE: A FAFSA Submission Summary FINE PRINT: Financial Aid Package PLAY: Organize Budget Expenses MOVE: Types of Employment

DESMOS ACTIVITIES

AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Exponential Growth in Circles AMPLIFY: Writing Equations in Standard Form AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Exponential Regression in Investing AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Linear Equations in Standard Form AMPLIFY: Chance Experiments AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Create a Histogram AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Future Value of a Periodic Investment AMPLIFY: OLS Regression and College Costs AMPLIFY: Card Sort: Linear Systems AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Growth of Savings vs Investments AMPLIFY: Point Collector: Lines AMPLIFY: Real World Linear Inequalities AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Investing and Exponential Change AMPLIFY: Growth Factor and Investments AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Systems of Two Linear Equations AMPLIFY: Credit Dot Plots AMPLIFY: Complex Systems of Inequalities AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Linear Growth Patterns AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Prize Wheel Puzzle AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Comparing the Cost of Different Student Loans