Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

RESEARCH: Credit Protections INTERACTIVE: Invest with STAX! What is the average credit card debt held by Gen Z? FINE PRINT: Financial Aid Package CALCULATE: The Cost of Auto Loans FINE PRINT: Checking Account Statement MOVE: Types of Employment ANALYZE: Inequalities in Investing INTERACTIVE: Bummer! What source of funding is used most often to start new businesses? COMPARE: Types of Savings Accounts What are the top 3 types of products/services Gen Z is most likely to splurge on? How much does a texting while driving ticket increase auto insurance premiums? PLAY: Roll with the Market INTERACTIVE: Compounding Cat Insanity CALCULATE: Debt Avalanche v. Debt Snowball INTERACTIVE: Living Paycheck to Paycheck PLAY: Organize Budget Expenses Over a recent 20-year-period, what percent of pros investing in large companies "beat the market?" FINE PRINT: Schumer Box CREATE: Personalized Productive Gap Year Plan RESEARCH: Professional Certifications Which savings strategy is most effective? ANALYZE: Overdraft Fees MOVE: What Determines Your Insurance Premium? Do consumers send more money through Zelle or spend more money on Amazon? When the Mean is Nice MOVE: Credit Musical Chairs PLAY: The Bean Game MOVE: Let's Make a Mutual Fund MOVE: Up and Down with Credit Scores MOVE: Your Tax Dollar in Action COMPARE: Which Repayment Plan Fits Your Income? What percent of new businesses are still operating after 10 years? How much more likely is a business to launch if the founder creates a business plan? CALCULATE: The Math Behind Your Federal Taxes You Just Gotta Habit! CALCULATE: Return on Your College Investment If you invested $1,000 in Netflix stock ten years ago, what would it be worth now? INTERACTIVE: Online Bank Simulator PLAY: It Costs HOW Much? ANALYZE: A FAFSA Submission Summary PROJECT: Credit Protections - You Be the Teacher PLAY: Budget Frenzy! CALCULATE: How Much House Can You Afford? MOVE: Inflation Over Time PLAY: Types of Car Insurance What percent of students receive scholarships or grants for college? What's the average credit score needed to rent an apartment? CALCULATE: Impact of Credit Score on Loans What percent of Americans with credit card debt have carried a balance for over 1 year? ANALYZE: Dollar Cost Averaging ANALYZE: Household Debt and Credit Report COMPARE: Types of Health Insurance Plans

DESMOS ACTIVITIES

AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Writing Equations in Standard Form AMPLIFY: Chance Experiments AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Credit Dot Plots AMPLIFY: OLS Regression and College Costs AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Linear Growth Patterns AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Systems of Two Linear Equations AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Complex Systems of Inequalities AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Growth of Savings vs Investments AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Create a Histogram AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Investing and Exponential Change AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Prize Wheel Puzzle AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Point Collector: Lines AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Exponential Growth in Circles AMPLIFY: Linear Equations in Standard Form AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Real World Linear Inequalities AMPLIFY: Exponential Regression in Investing AMPLIFY: Card Sort: Linear Systems AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Growth Factor and Investments AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Exponential vs Linear Patterns