Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

What percent of new businesses are still operating after 10 years? PLAY: Roll with the Market You Just Gotta Habit! COMPARE: Which Repayment Plan Fits Your Income? Over a recent 20-year-period, what percent of pros investing in large companies "beat the market?" What are the top 3 types of products/services Gen Z is most likely to splurge on? PLAY: It Costs HOW Much? INTERACTIVE: Compounding Cat Insanity FINE PRINT: Checking Account Statement INTERACTIVE: Bummer! What's the average credit score needed to rent an apartment? CALCULATE: How Much House Can You Afford? MOVE: Let's Make a Mutual Fund PLAY: Budget Frenzy! MOVE: Inflation Over Time RESEARCH: Professional Certifications ANALYZE: Overdraft Fees INTERACTIVE: Online Bank Simulator CALCULATE: The Math Behind Your Federal Taxes MOVE: What Determines Your Insurance Premium? MOVE: Credit Musical Chairs MOVE: Types of Employment PROJECT: Credit Protections - You Be the Teacher COMPARE: Types of Savings Accounts CREATE: Personalized Productive Gap Year Plan Do consumers send more money through Zelle or spend more money on Amazon? How much more likely is a business to launch if the founder creates a business plan? CALCULATE: The Cost of Auto Loans CALCULATE: Debt Avalanche v. Debt Snowball PLAY: The Bean Game When the Mean is Nice INTERACTIVE: Living Paycheck to Paycheck ANALYZE: Dollar Cost Averaging PLAY: Organize Budget Expenses What percent of students receive scholarships or grants for college? How much does a texting while driving ticket increase auto insurance premiums? CALCULATE: Return on Your College Investment ANALYZE: A FAFSA Submission Summary FINE PRINT: Schumer Box What is the average credit card debt held by Gen Z? CALCULATE: Impact of Credit Score on Loans If you invested $1,000 in Netflix stock ten years ago, what would it be worth now? COMPARE: Types of Health Insurance Plans PLAY: Types of Car Insurance RESEARCH: Credit Protections Which savings strategy is most effective? MOVE: Up and Down with Credit Scores MOVE: Your Tax Dollar in Action What percent of Americans with credit card debt have carried a balance for over 1 year? ANALYZE: Household Debt and Credit Report FINE PRINT: Financial Aid Package INTERACTIVE: Invest with STAX! ANALYZE: Inequalities in Investing What source of funding is used most often to start new businesses?

DESMOS ACTIVITIES

AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Exponential Growth in Circles AMPLIFY: Linear Equations in Standard Form AMPLIFY: Systems of Two Linear Equations AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Chance Experiments AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Card Sort: Conditional Probability AMPLIFY: OLS Regression and College Costs AMPLIFY: Exponential Regression in Investing AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Investing and Exponential Change AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Growth Factor and Investments AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Create a Histogram AMPLIFY: Point Collector: Lines AMPLIFY: Card Sort: Linear Systems AMPLIFY: Growth of Savings vs Investments AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Complex Systems of Inequalities AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Writing Equations in Standard Form AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Graphs of Piecewise Functions AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Prize Wheel Puzzle AMPLIFY: Credit Dot Plots AMPLIFY: Real World Linear Inequalities AMPLIFY: Linear Growth Patterns AMPLIFY: Exploring State and Local Tax Rates