Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

What percent of students receive scholarships or grants for college? What percent of new businesses are still operating after 10 years? MOVE: Types of Employment Do consumers send more money on Venmo or spend more money on Amazon? PLAY: It Costs HOW Much? How much does a texting while driving ticket increase auto insurance premiums? PLAY: Organize Budget Expenses CREATE: Personalized Productive Gap Year Plan PROJECT: Credit Protections - You Be the Teacher ANALYZE: Dollar Cost Averaging CALCULATE: Debt Avalanche v. Debt Snowball CALCULATE: The Cost of Auto Loans What is the average credit card debt held by Gen Z? RESEARCH: Credit Protections Which savings strategy is most effective? COMPARE: Types of Savings Accounts When the Mean is Nice MOVE: Inflation Over Time FINE PRINT: Schumer Box What's the average credit score needed to rent an apartment? What source of funding is used most often to start new businesses? ANALYZE: Inequalities in Investing PLAY: Roll with the Market FINE PRINT: Checking Account Statement MOVE: Credit Musical Chairs INTERACTIVE: Invest with STAX! What percent of Americans with credit card debt have carried a balance for over 1 year? CALCULATE: Return on Your College Investment You Just Gotta Habit! How much more likely is a business to launch if the founder creates a business plan? MOVE: Your Tax Dollar in Action If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? RESEARCH: Professional Certifications MOVE: What Determines Your Insurance Premium? MOVE: Up and Down with Credit Scores INTERACTIVE: Online Bank Simulator ANALYZE: Household Debt and Credit Report PLAY: Types of Car Insurance What are the top 3 types of products/services Gen Z is most likely to splurge on? PLAY: Budget Frenzy! CALCULATE: The Math Behind Your Federal Taxes ANALYZE: A FAFSA Submission Summary INTERACTIVE: Living Paycheck to Paycheck INTERACTIVE: Compounding Cat Insanity MOVE: Let's Make a Mutual Fund COMPARE: Which Repayment Plan Fits Your Income? ANALYZE: Overdraft Fees FINE PRINT: Financial Aid Package CALCULATE: How Much House Can You Afford? Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" INTERACTIVE: Bummer! CALCULATE: Impact of Credit Score on Loans PLAY: The Bean Game COMPARE: Types of Health Insurance Plans

DESMOS ACTIVITIES

AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Growth of Savings vs Investments AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Future Value of a Periodic Investment AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Linear Equations in Standard Form AMPLIFY: Card Sort: Linear Systems AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Exponential Regression in Investing AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Systems of Two Linear Equations AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Complex Systems of Inequalities AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Credit Dot Plots AMPLIFY: Exponential Growth in Circles AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Growth Factor and Investments AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Investing and Exponential Change AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Linear Growth Patterns AMPLIFY: Chance Experiments AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Real World Linear Inequalities AMPLIFY: Writing Equations in Standard Form AMPLIFY: Point Collector: Lines AMPLIFY: Create a Histogram AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Prize Wheel Puzzle AMPLIFY: OLS Regression and College Costs