Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" PROJECT: Credit Protections - You Be the Teacher What are the top 3 types of products/services Gen Z is most likely to splurge on? PLAY: Budget Frenzy! How much does a texting while driving ticket increase auto insurance premiums? PLAY: The Bean Game INTERACTIVE: Invest with STAX! MOVE: Up and Down with Credit Scores COMPARE: Which Repayment Option is Best? ANALYZE: Household Debt and Credit Report FINE PRINT: Checking Account Statement CALCULATE: How Much House Can You Afford? CREATE: Personalized Productive Gap Year Plan ANALYZE: A FAFSA Submission Summary You Just Gotta Habit! INTERACTIVE: Living Paycheck to Paycheck CALCULATE: The Cost of Auto Loans MOVE: Credit Musical Chairs What is the average credit card debt held by Gen Z? PLAY: Roll with the Market MOVE: Inflation Over Time MOVE: Types of Employment Do consumers send more money on Venmo or spend more money on Amazon? What source of funding is used most often to start new businesses? ANALYZE: Dollar Cost Averaging What percent of students receive scholarships or grants for college? CALCULATE: Return on Your College Investment PLAY: Types of Car Insurance RESEARCH: Professional Certifications COMPARE: Types of Savings Accounts PLAY: It Costs HOW Much? MOVE: Let's Make a Mutual Fund Which savings strategy is most effective? If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? What percent of new businesses are still operating after 10 years? PLAY: Organize Budget Expenses INTERACTIVE: Online Bank Simulator RESEARCH: Credit Protections ANALYZE: Inequalities in Investing FINE PRINT: Financial Aid Package How much more likely is a business to launch if the founder creates a business plan? What percent of Americans with credit card debt have carried a balance for over 1 year? MOVE: Your Tax Dollar in Action CALCULATE: Impact of Credit Score on Loans MOVE: What Determines Your Insurance Premium? CALCULATE: Debt Avalanche v. Debt Snowball FINE PRINT: Schumer Box CALCULATE: The Math Behind Your Federal Taxes INTERACTIVE: Bummer! INTERACTIVE: Compounding Cat Insanity What's the average credit score needed to rent an apartment? When the Mean is Nice

DESMOS ACTIVITIES

AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Growth of Savings vs Investments AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Credit Dot Plots AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Card Sort: Linear Systems AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Growth Factor and Investments AMPLIFY: Create a Histogram AMPLIFY: Exponential Growth in Circles AMPLIFY: Point Collector: Lines AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Prize Wheel Puzzle AMPLIFY: Systems of Two Linear Equations AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Writing Equations in Standard Form AMPLIFY: Chance Experiments AMPLIFY: OLS Regression and College Costs AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Linear Growth Patterns AMPLIFY: Investing and Exponential Change AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Exponential Regression in Investing AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Complex Systems of Inequalities AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Linear Equations in Standard Form AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Real World Linear Inequalities AMPLIFY: Polygraph: Guess the Distribution