Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

CALCULATE: The Math Behind Your Federal Taxes CALCULATE: Debt Avalanche v. Debt Snowball FINE PRINT: Schumer Box INTERACTIVE: Compounding Cat Insanity MOVE: Inflation Over Time What percent of new businesses are still operating after 10 years? RESEARCH: Professional Certifications What source of funding is used most often to start new businesses? ANALYZE: Dollar Cost Averaging PLAY: Types of Car Insurance INTERACTIVE: Online Bank Simulator ANALYZE: A FAFSA Submission Summary PLAY: Budget Frenzy! COMPARE: Types of Savings Accounts MOVE: Types of Employment INTERACTIVE: Living Paycheck to Paycheck INTERACTIVE: Invest with STAX! COMPARE: Which Repayment Option is Best? PLAY: Roll with the Market CALCULATE: How Much House Can You Afford? PLAY: It Costs HOW Much? CALCULATE: The Cost of Auto Loans FINE PRINT: Checking Account Statement PLAY: The Bean Game MOVE: Up and Down with Credit Scores MOVE: What Determines Your Insurance Premium? Do consumers send more money on Venmo or spend more money on Amazon? What are the top 3 types of products/services Gen Z is most likely to splurge on? What percent of students receive scholarships or grants for college? CALCULATE: Return on Your College Investment You Just Gotta Habit! FINE PRINT: Financial Aid Package How much more likely is a business to launch if the founder creates a business plan? ANALYZE: Inequalities in Investing INTERACTIVE: Bummer! MOVE: Let's Make a Mutual Fund MOVE: Your Tax Dollar in Action If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? How much does a texting while driving ticket increase auto insurance premiums? What's the average credit score needed to rent an apartment? ANALYZE: Household Debt and Credit Report CREATE: Personalized Productive Gap Year Plan What is the average credit card debt held by Gen Z? Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" MOVE: Credit Musical Chairs When the Mean is Nice PROJECT: Credit Protections - You Be the Teacher What percent of Americans with credit card debt have carried a balance for over 1 year? CALCULATE: Impact of Credit Score on Loans RESEARCH: Credit Protections PLAY: Organize Budget Expenses Which savings strategy is most effective?

DESMOS ACTIVITIES

AMPLIFY: Point Collector: Lines AMPLIFY: Linear Equations in Standard Form AMPLIFY: Exponential Growth in Circles AMPLIFY: Prize Wheel Puzzle AMPLIFY: Card Sort: Linear Systems AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Investing and Exponential Change AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Real World Linear Inequalities AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Linear Growth Patterns AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Exponential Regression in Investing AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Credit Dot Plots AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Growth Factor and Investments AMPLIFY: OLS Regression and College Costs AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Writing Equations in Standard Form AMPLIFY: Chance Experiments AMPLIFY: Create a Histogram AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Growth of Savings vs Investments AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Systems of Two Linear Equations AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Complex Systems of Inequalities