Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

MOVE: Let's Make a Mutual Fund When the Mean is Nice What source of funding is used most often to start new businesses? ANALYZE: Inequalities in Investing PLAY: The Bean Game ANALYZE: Household Debt and Credit Report Over a recent 20-year-period, what percent of pros investing in large companies "beat the market?" CALCULATE: Impact of Credit Score on Loans COMPARE: Which Repayment Plan Fits Your Income? INTERACTIVE: Living Paycheck to Paycheck CREATE: Personalized Productive Gap Year Plan RESEARCH: Professional Certifications COMPARE: Types of Health Insurance Plans INTERACTIVE: Invest with STAX! FINE PRINT: Schumer Box What is the average credit card debt held by Gen Z? PROJECT: Credit Protections - You Be the Teacher CALCULATE: Return on Your College Investment CALCULATE: How Much House Can You Afford? You Just Gotta Habit! PLAY: It Costs HOW Much? MOVE: Credit Musical Chairs MOVE: Inflation Over Time ANALYZE: A FAFSA Submission Summary INTERACTIVE: Compounding Cat Insanity CALCULATE: The Math Behind Your Federal Taxes What's the average credit score needed to rent an apartment? COMPARE: Types of Savings Accounts PLAY: Roll with the Market INTERACTIVE: Online Bank Simulator Which savings strategy is most effective? FINE PRINT: Financial Aid Package MOVE: Types of Employment INTERACTIVE: Bummer! CALCULATE: The Cost of Auto Loans MOVE: What Determines Your Insurance Premium? What percent of Americans with credit card debt have carried a balance for over 1 year? ANALYZE: Overdraft Fees What are the top 3 types of products/services Gen Z is most likely to splurge on? Do consumers send more money through Zelle or spend more money on Amazon? How much more likely is a business to launch if the founder creates a business plan? ANALYZE: Dollar Cost Averaging MOVE: Up and Down with Credit Scores RESEARCH: Credit Protections PLAY: Budget Frenzy! How much does a texting while driving ticket increase auto insurance premiums? PLAY: Types of Car Insurance FINE PRINT: Checking Account Statement If you invested $1,000 in Netflix stock ten years ago, what would it be worth now? MOVE: Your Tax Dollar in Action CALCULATE: Debt Avalanche v. Debt Snowball What percent of new businesses are still operating after 10 years? PLAY: Organize Budget Expenses What percent of students receive scholarships or grants for college?

DESMOS ACTIVITIES

AMPLIFY: OLS Regression and College Costs AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Prize Wheel Puzzle AMPLIFY: Credit Dot Plots AMPLIFY: Exponential Regression in Investing AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Complex Systems of Inequalities AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Card Sort: Linear Systems AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Real World Linear Inequalities AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Investing and Exponential Change AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Systems of Two Linear Equations AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Writing Equations in Standard Form AMPLIFY: Chance Experiments AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Linear Equations in Standard Form AMPLIFY: Growth of Savings vs Investments AMPLIFY: Create a Histogram AMPLIFY: Growth Factor and Investments AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Linear Growth Patterns AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Exponential Growth in Circles AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Point Collector: Lines AMPLIFY: Card Sort: Linear Equations in Standard Form