Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? INTERACTIVE: Compounding Cat Insanity PLAY: Organize Budget Expenses RESEARCH: Credit Protections What percent of Americans who have credit card debt won't be able to pay it off within a year? When the Mean is Nice FINE PRINT: Checking Account Statement How much more likely is a business to launch if the founder creates a business plan? CALCULATE: How Much House Can You Afford? RESEARCH: Professional Certifications Do consumers send more money on Venmo or spend more money on Amazon? INTERACTIVE: Online Bank Simulator MOVE: Your Tax Dollar in Action What source of funding is used most often to start new businesses? CALCULATE: Impact of Credit Score on Loans MOVE: What Determines Your Insurance Premium? Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" What are the top 3 types of products/services Gen Z is most likely to splurge on? MOVE: Inflation Over Time What is the average credit card debt held by Gen Z? INTERACTIVE: Living Paycheck to Paycheck MOVE: Let's Make a Mutual Fund ANALYZE: Dollar Cost Averaging PLAY: The Bean Game MOVE: Up and Down with Credit Scores COMPARE: Which Repayment Option is Best? How much does a texting while driving ticket increase auto insurance premiums? CREATE: Personalized Productive Gap Year Plan MOVE: Credit Musical Chairs CALCULATE: The Math Behind Your Federal Taxes ANALYZE: A FAFSA Submission Summary You Just Gotta Habit! What percent of students receive scholarships or grants for college? FINE PRINT: Financial Aid Package CALCULATE: The Cost of Auto Loans ANALYZE: Household Debt and Credit Report CALCULATE: Debt Avalanche v. Debt Snowball MOVE: Types of Employment PROJECT: Credit Protections - You Be the Teacher What percent of new businesses are still operating after 10 years? INTERACTIVE: Invest with STAX! PLAY: Types of Car Insurance FINE PRINT: Schumer Box INTERACTIVE: Bummer! PLAY: It Costs HOW Much? What's the average credit score needed to rent an apartment? COMPARE: Types of Savings Accounts Which savings strategy is most effective? PLAY: Budget Frenzy! ANALYZE: Inequalities in Investing CALCULATE: Return on Your College Investment PLAY: Roll with the Market

DESMOS ACTIVITIES

DESMOS: Create a Histogram DESMOS: Marbleslides: Exploring Exponentials DESMOS: Exponential vs Linear Patterns DESMOS: Writing Linear Equations and Checking DESMOS: Linear Growth Patterns DESMOS: Point Collector: Lines DESMOS: Exponential Growth in Circles DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Exploring State and Local Tax Rates DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Card Sort: Four Views of a Function DESMOS: Credit Dot Plots DESMOS: Future Value of a Periodic Investment DESMOS: Graphs of Piecewise Functions DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Linear Equations from Checking Word Problems DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: OLS Regression and College Costs DESMOS: Comparing the Cost of Different Student Loans DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Real World Linear Inequalities DESMOS: Polygraph: Guess the Distribution DESMOS: Linear Equations in Standard Form DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Card Sort: Conditional Probability DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Complex Systems of Inequalities DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Exponential Regression in Investing DESMOS: Chance Experiments DESMOS: Growth of Savings vs Investments DESMOS: Systems of Two Linear Equations DESMOS: Investing and Exponential Change DESMOS: Prize Wheel Puzzle DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Growth Factor and Investments DESMOS: College Sticker Price and ACT Scores DESMOS: Card Sort: Sampling Methods DESMOS: Card Sort: Independent and Dependent Events DESMOS: Card Sort: Linear Systems DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Writing Equations in Standard Form DESMOS: Recursive Formulas: Paying Down an Auto Loan