Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

PLAY: Types of Car Insurance MOVE: Credit Musical Chairs INTERACTIVE: Invest with STAX! PLAY: The Bean Game INTERACTIVE: Living Paycheck to Paycheck Do consumers send more money on Venmo or spend more money on Amazon? MOVE: Up and Down with Credit Scores MOVE: Your Tax Dollar in Action Which savings strategy is most effective? CALCULATE: The Cost of Auto Loans COMPARE: Which Repayment Option is Best? MOVE: Inflation Over Time Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" What's the average credit score needed to rent an apartment? CALCULATE: How Much House Can You Afford? CALCULATE: Debt Avalanche v. Debt Snowball PLAY: It Costs HOW Much? PLAY: Roll with the Market RESEARCH: Professional Certifications CALCULATE: Impact of Credit Score on Loans INTERACTIVE: Online Bank Simulator ANALYZE: Household Debt and Credit Report What are the top 3 types of products/services Gen Z is most likely to splurge on? FINE PRINT: Checking Account Statement PLAY: Organize Budget Expenses What percent of students receive scholarships or grants for college? MOVE: What Determines Your Insurance Premium? ANALYZE: Dollar Cost Averaging INTERACTIVE: Compounding Cat Insanity ANALYZE: A FAFSA Submission Summary RESEARCH: Credit Protections PROJECT: Credit Protections - You Be the Teacher CALCULATE: The Math Behind Your Federal Taxes PLAY: Budget Frenzy! FINE PRINT: Financial Aid Package MOVE: Let's Make a Mutual Fund FINE PRINT: Schumer Box What source of funding is used most often to start new businesses? COMPARE: Types of Savings Accounts If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? How much does a texting while driving ticket increase auto insurance premiums? What percent of new businesses are still operating after 10 years? MOVE: Types of Employment When the Mean is Nice What percent of Americans with credit card debt have carried a balance for over 1 year? You Just Gotta Habit! ANALYZE: Inequalities in Investing INTERACTIVE: Bummer! What is the average credit card debt held by Gen Z? CALCULATE: Return on Your College Investment How much more likely is a business to launch if the founder creates a business plan? CREATE: Personalized Productive Gap Year Plan

DESMOS ACTIVITIES

AMPLIFY: Investing and Exponential Change AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Exponential Regression in Investing AMPLIFY: Credit Dot Plots AMPLIFY: Systems of Two Linear Equations AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Exponential Growth in Circles AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Create a Histogram AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Growth Factor and Investments AMPLIFY: Chance Experiments AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Linear Equations in Standard Form AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Prize Wheel Puzzle AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Point Collector: Lines AMPLIFY: Card Sort: Linear Systems AMPLIFY: Writing Equations in Standard Form AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Real World Linear Inequalities AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Linear Growth Patterns AMPLIFY: Growth of Savings vs Investments AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Complex Systems of Inequalities AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: OLS Regression and College Costs