Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

What percent of Americans with credit card debt have carried a balance for over 1 year? CALCULATE: Impact of Credit Score on Loans ANALYZE: Inequalities in Investing PLAY: It Costs HOW Much? COMPARE: Types of Savings Accounts RESEARCH: Credit Protections What percent of students receive scholarships or grants for college? ANALYZE: Overdraft Fees PLAY: The Bean Game How much more likely is a business to launch if the founder creates a business plan? ANALYZE: A FAFSA Submission Summary MOVE: What Determines Your Insurance Premium? What is the average credit card debt held by Gen Z? PLAY: Organize Budget Expenses ANALYZE: Dollar Cost Averaging Do consumers send more money on Venmo or spend more money on Amazon? MOVE: Up and Down with Credit Scores ANALYZE: Household Debt and Credit Report MOVE: Types of Employment FINE PRINT: Schumer Box CALCULATE: Debt Avalanche v. Debt Snowball PLAY: Budget Frenzy! CREATE: Personalized Productive Gap Year Plan How much does a texting while driving ticket increase auto insurance premiums? INTERACTIVE: Compounding Cat Insanity Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" CALCULATE: The Cost of Auto Loans CALCULATE: How Much House Can You Afford? PLAY: Types of Car Insurance What are the top 3 types of products/services Gen Z is most likely to splurge on? INTERACTIVE: Online Bank Simulator If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? When the Mean is Nice MOVE: Your Tax Dollar in Action What's the average credit score needed to rent an apartment? What percent of new businesses are still operating after 10 years? CALCULATE: The Math Behind Your Federal Taxes FINE PRINT: Checking Account Statement You Just Gotta Habit! INTERACTIVE: Invest with STAX! INTERACTIVE: Bummer! CALCULATE: Return on Your College Investment INTERACTIVE: Living Paycheck to Paycheck What source of funding is used most often to start new businesses? FINE PRINT: Financial Aid Package MOVE: Inflation Over Time COMPARE: Which Repayment Option is Best? COMPARE: Types of Health Insurance Plans RESEARCH: Professional Certifications PROJECT: Credit Protections - You Be the Teacher PLAY: Roll with the Market MOVE: Credit Musical Chairs Which savings strategy is most effective? MOVE: Let's Make a Mutual Fund

DESMOS ACTIVITIES

AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Writing Equations in Standard Form AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Growth of Savings vs Investments AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Point Collector: Lines AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Exponential Growth in Circles AMPLIFY: Credit Dot Plots AMPLIFY: Complex Systems of Inequalities AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Chance Experiments AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Prize Wheel Puzzle AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Growth Factor and Investments AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Linear Equations in Standard Form AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Real World Linear Inequalities AMPLIFY: Future Value of a Periodic Investment AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: OLS Regression and College Costs AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Card Sort: Linear Systems AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Investing and Exponential Change AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Systems of Two Linear Equations AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Exponential Regression in Investing AMPLIFY: Linear Growth Patterns AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Create a Histogram AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates