Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

RESEARCH: Professional Certifications Do consumers send more money on Venmo or spend more money on Amazon? INTERACTIVE: Online Bank Simulator MOVE: Up and Down with Credit Scores PLAY: Budget Frenzy! ANALYZE: Dollar Cost Averaging COMPARE: Auto Loans ANALYZE: Inequalities in Investing If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? PLAY: Types of Car Insurance PLAY: The Bean Game CALCULATE: Impact of Credit Score on Loans What do cardholders fear most when using a credit card? MOVE: Types of Employment What percent of new businesses are still operating after 10 years? PLAY: It Costs HOW Much? FINE PRINT: Financial Aid Package RESEARCH: Fair Credit Reporting Act MOVE: Let's Make a Mutual Fund Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" Just Gotta Habit ANALYZE: Household Debt and Credit Report What percent of Americans who have credit card debt won't be able to pay it off within a year? How much does a texting while driving ticket increase auto insurance premiums? MOVE: Credit Musical Chairs CALCULATE: Return on Your College Investment INTERACTIVE: Bummer! INTERACTIVE: Invest with STAX! Which savings strategy is most effective? CREATE: Personalized Productive Gap Year Plan FINE PRINT: Checking Account Statement CALCULATE: The Math Behind Your Federal Taxes What's the average credit score needed to rent an apartment? RESEARCH: Credit Protections COMPARE: Which Repayment Option is Best? MOVE: What Determines Your Insurance Premium? FINE PRINT: Schumer Box PLAY: Roll with the Market What percent of students receive scholarships or grants for college? How much more likely is a business to launch if the founder creates a business plan? CALCULATE: Debt Avalanche v. Debt Snowball When the Mean is Nice ANALYZE: A FAFSA Submission Summary MOVE: Your Tax Dollar in Action COMPARE: Types of Savings Accounts INTERACTIVE: Compounding Cat Insanity PLAY: Organize Budget Expenses INTERACTIVE: Living Paycheck to Paycheck What are the top 3 types of products/services Gen Z is most likely to splurge on? What source of funding is used most often to start new businesses?

DESMOS ACTIVITIES

DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Writing Equations in Standard Form DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Growth of Savings vs Investments DESMOS: Future Value of a Periodic Investment DESMOS: Growth Factor and Investments DESMOS: Exponential vs Linear Patterns DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Exponential Regression in Investing DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Comparing the Cost of Different Student Loans DESMOS: Investing and Exponential Change DESMOS: Complex Systems of Inequalities DESMOS: Card Sort: Independent and Dependent Events DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Linear Equations in Standard Form DESMOS: Card Sort: Conditional Probability DESMOS: Create a Histogram DESMOS: Card Sort: Four Views of a Function DESMOS: Polygraph: Guess the Distribution DESMOS: Point Collector: Lines DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Linear Growth Patterns DESMOS: Marbleslides: Exploring Exponentials DESMOS: Chance Experiments DESMOS: Exponential Growth in Circles DESMOS: Real World Linear Inequalities DESMOS: College Sticker Price and ACT Scores DESMOS: Linear Equations from Checking Word Problems DESMOS: Writing Linear Equations and Checking DESMOS: Prize Wheel Puzzle DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Credit Dot Plots DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Graphs of Piecewise Functions DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Card Sort: Linear Systems DESMOS: Card Sort: Sampling Methods DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Exploring State and Local Tax Rates DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: OLS Regression and College Costs DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Systems of Two Linear Equations DESMOS: Writing and Graphing a System of Linear Equations