Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

CALCULATE: The Cost of Auto Loans FINE PRINT: Schumer Box RESEARCH: Professional Certifications INTERACTIVE: Invest with STAX! What percent of new businesses are still operating after 10 years? INTERACTIVE: Living Paycheck to Paycheck COMPARE: Which Repayment Option is Best? PLAY: Types of Car Insurance When the Mean is Nice COMPARE: Types of Savings Accounts CALCULATE: Debt Avalanche v. Debt Snowball Which savings strategy is most effective? CALCULATE: The Math Behind Your Federal Taxes MOVE: Credit Musical Chairs INTERACTIVE: Compounding Cat Insanity ANALYZE: Dollar Cost Averaging How much more likely is a business to launch if the founder creates a business plan? Do consumers send more money on Venmo or spend more money on Amazon? What source of funding is used most often to start new businesses? How much does a texting while driving ticket increase auto insurance premiums? PLAY: Budget Frenzy! PLAY: Roll with the Market PLAY: It Costs HOW Much? MOVE: Up and Down with Credit Scores CALCULATE: Impact of Credit Score on Loans ANALYZE: A FAFSA Submission Summary PLAY: Organize Budget Expenses What percent of students receive scholarships or grants for college? If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? INTERACTIVE: Online Bank Simulator What percent of Americans with credit card debt have carried a balance for over 1 year? PROJECT: Credit Protections - You Be the Teacher FINE PRINT: Checking Account Statement Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" PLAY: The Bean Game FINE PRINT: Financial Aid Package ANALYZE: Inequalities in Investing MOVE: Let's Make a Mutual Fund What are the top 3 types of products/services Gen Z is most likely to splurge on? MOVE: Your Tax Dollar in Action What's the average credit score needed to rent an apartment? MOVE: What Determines Your Insurance Premium? RESEARCH: Credit Protections You Just Gotta Habit! CREATE: Personalized Productive Gap Year Plan ANALYZE: Household Debt and Credit Report What is the average credit card debt held by Gen Z? MOVE: Types of Employment CALCULATE: Return on Your College Investment INTERACTIVE: Bummer! MOVE: Inflation Over Time CALCULATE: How Much House Can You Afford?

DESMOS ACTIVITIES

AMPLIFY: OLS Regression and College Costs AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Point Collector: Lines AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Exponential Growth in Circles AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Real World Linear Inequalities AMPLIFY: Growth Factor and Investments AMPLIFY: Linear Equations in Standard Form AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Complex Systems of Inequalities AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Create a Histogram AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Chance Experiments AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Growth of Savings vs Investments AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Exponential Regression in Investing AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Linear Growth Patterns AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Prize Wheel Puzzle AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Writing Equations in Standard Form AMPLIFY: Systems of Two Linear Equations AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Investing and Exponential Change AMPLIFY: Credit Dot Plots AMPLIFY: Card Sort: Linear Systems