Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

What is the average credit card debt held by Gen Z? PLAY: Roll with the Market RESEARCH: Credit Protections CALCULATE: The Cost of Auto Loans Do consumers send more money on Venmo or spend more money on Amazon? COMPARE: Which Repayment Option is Best? INTERACTIVE: Invest with STAX! MOVE: What Determines Your Insurance Premium? What percent of Americans with credit card debt have carried a balance for over 1 year? INTERACTIVE: Online Bank Simulator Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" MOVE: Your Tax Dollar in Action ANALYZE: Overdraft Fees PLAY: It Costs HOW Much? CALCULATE: How Much House Can You Afford? MOVE: Credit Musical Chairs What percent of students receive scholarships or grants for college? FINE PRINT: Schumer Box PLAY: The Bean Game PLAY: Types of Car Insurance ANALYZE: A FAFSA Submission Summary PLAY: Organize Budget Expenses MOVE: Let's Make a Mutual Fund CREATE: Personalized Productive Gap Year Plan ANALYZE: Inequalities in Investing What percent of new businesses are still operating after 10 years? Which savings strategy is most effective? CALCULATE: Debt Avalanche v. Debt Snowball When the Mean is Nice INTERACTIVE: Compounding Cat Insanity INTERACTIVE: Living Paycheck to Paycheck MOVE: Up and Down with Credit Scores What's the average credit score needed to rent an apartment? COMPARE: Types of Savings Accounts You Just Gotta Habit! PLAY: Budget Frenzy! MOVE: Inflation Over Time CALCULATE: Return on Your College Investment COMPARE: Types of Health Insurance Plans What are the top 3 types of products/services Gen Z is most likely to splurge on? INTERACTIVE: Bummer! ANALYZE: Household Debt and Credit Report What source of funding is used most often to start new businesses? MOVE: Types of Employment FINE PRINT: Checking Account Statement How much does a texting while driving ticket increase auto insurance premiums? CALCULATE: Impact of Credit Score on Loans If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? RESEARCH: Professional Certifications How much more likely is a business to launch if the founder creates a business plan? CALCULATE: The Math Behind Your Federal Taxes FINE PRINT: Financial Aid Package PROJECT: Credit Protections - You Be the Teacher ANALYZE: Dollar Cost Averaging

DESMOS ACTIVITIES

AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Real World Linear Inequalities AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Systems of Two Linear Equations AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Exponential Regression in Investing AMPLIFY: Card Sort: Linear Systems AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Growth of Savings vs Investments AMPLIFY: Complex Systems of Inequalities AMPLIFY: Prize Wheel Puzzle AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: OLS Regression and College Costs AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Linear Equations in Standard Form AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Investing and Exponential Change AMPLIFY: Writing Equations in Standard Form AMPLIFY: Point Collector: Lines AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Create a Histogram AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Future Value of a Periodic Investment AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Chance Experiments AMPLIFY: Exponential Growth in Circles AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Growth Factor and Investments AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Linear Growth Patterns AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Credit Dot Plots AMPLIFY: The (Awesome) Coordinate Plane Activity