Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

PLAY: The Bean Game PLAY: Budget Frenzy! MOVE: Credit Musical Chairs MOVE: Types of Employment Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" Which savings strategy is most effective? FINE PRINT: Checking Account Statement PLAY: It Costs HOW Much? RESEARCH: Credit Protections If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? PLAY: Organize Budget Expenses MOVE: Let's Make a Mutual Fund ANALYZE: A FAFSA Submission Summary What's the average credit score needed to rent an apartment? What is the average credit card debt held by Gen Z? CALCULATE: The Cost of Auto Loans ANALYZE: Household Debt and Credit Report How much does a texting while driving ticket increase auto insurance premiums? MOVE: What Determines Your Insurance Premium? CALCULATE: Debt Avalanche v. Debt Snowball ANALYZE: Inequalities in Investing MOVE: Your Tax Dollar in Action PROJECT: Credit Protections - You Be the Teacher PLAY: Roll with the Market INTERACTIVE: Compounding Cat Insanity MOVE: Inflation Over Time MOVE: Up and Down with Credit Scores COMPARE: Types of Savings Accounts You Just Gotta Habit! What are the top 3 types of products/services Gen Z is most likely to splurge on? COMPARE: Which Repayment Option is Best? CREATE: Personalized Productive Gap Year Plan CALCULATE: How Much House Can You Afford? INTERACTIVE: Online Bank Simulator How much more likely is a business to launch if the founder creates a business plan? What percent of new businesses are still operating after 10 years? What percent of students receive scholarships or grants for college? FINE PRINT: Schumer Box INTERACTIVE: Bummer! RESEARCH: Professional Certifications CALCULATE: The Math Behind Your Federal Taxes FINE PRINT: Financial Aid Package INTERACTIVE: Invest with STAX! What source of funding is used most often to start new businesses? What percent of Americans with credit card debt have carried a balance for over 1 year? When the Mean is Nice ANALYZE: Dollar Cost Averaging CALCULATE: Return on Your College Investment PLAY: Types of Car Insurance INTERACTIVE: Living Paycheck to Paycheck Do consumers send more money on Venmo or spend more money on Amazon? CALCULATE: Impact of Credit Score on Loans

DESMOS ACTIVITIES

AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Create a Histogram AMPLIFY: Linear Growth Patterns AMPLIFY: Linear Equations in Standard Form AMPLIFY: Point Collector: Lines AMPLIFY: Writing Equations in Standard Form AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Card Sort: Linear Systems AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Exponential Regression in Investing AMPLIFY: Growth of Savings vs Investments AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Exponential Growth in Circles AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Prize Wheel Puzzle AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Complex Systems of Inequalities AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Growth Factor and Investments AMPLIFY: OLS Regression and College Costs AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Systems of Two Linear Equations AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Chance Experiments AMPLIFY: Real World Linear Inequalities AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Credit Dot Plots AMPLIFY: Investing and Exponential Change AMPLIFY: Exponential vs Linear Patterns