Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

PLAY: Budget Frenzy! MOVE: Types of Employment How much more likely is a business to launch if the founder creates a business plan? Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" What's the average credit score needed to rent an apartment? RESEARCH: Credit Protections You Just Gotta Habit! MOVE: Up and Down with Credit Scores Which savings strategy is most effective? PLAY: It Costs HOW Much? MOVE: Inflation Over Time INTERACTIVE: Online Bank Simulator PLAY: Roll with the Market What percent of Americans with credit card debt have carried a balance for over 1 year? When the Mean is Nice CREATE: Personalized Productive Gap Year Plan ANALYZE: Household Debt and Credit Report What percent of students receive scholarships or grants for college? What is the average credit card debt held by Gen Z? Do consumers send more money on Venmo or spend more money on Amazon? COMPARE: Which Repayment Option is Best? What source of funding is used most often to start new businesses? PLAY: Organize Budget Expenses INTERACTIVE: Bummer! What are the top 3 types of products/services Gen Z is most likely to splurge on? PLAY: Types of Car Insurance MOVE: What Determines Your Insurance Premium? If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? COMPARE: Types of Savings Accounts How much does a texting while driving ticket increase auto insurance premiums? INTERACTIVE: Living Paycheck to Paycheck MOVE: Let's Make a Mutual Fund CALCULATE: Impact of Credit Score on Loans CALCULATE: How Much House Can You Afford? CALCULATE: The Cost of Auto Loans PROJECT: Credit Protections - You Be the Teacher INTERACTIVE: Compounding Cat Insanity MOVE: Your Tax Dollar in Action CALCULATE: Debt Avalanche v. Debt Snowball FINE PRINT: Financial Aid Package CALCULATE: The Math Behind Your Federal Taxes ANALYZE: Inequalities in Investing INTERACTIVE: Invest with STAX! FINE PRINT: Schumer Box RESEARCH: Professional Certifications ANALYZE: A FAFSA Submission Summary CALCULATE: Return on Your College Investment FINE PRINT: Checking Account Statement PLAY: The Bean Game What percent of new businesses are still operating after 10 years? MOVE: Credit Musical Chairs ANALYZE: Dollar Cost Averaging

DESMOS ACTIVITIES

AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Card Sort: Linear Systems AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: OLS Regression and College Costs AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Linear Growth Patterns AMPLIFY: Credit Dot Plots AMPLIFY: Systems of Two Linear Equations AMPLIFY: Investing and Exponential Change AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Complex Systems of Inequalities AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Create a Histogram AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Linear Equations in Standard Form AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Prize Wheel Puzzle AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Growth of Savings vs Investments AMPLIFY: Real World Linear Inequalities AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Growth Factor and Investments AMPLIFY: Exponential Growth in Circles AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Exponential Regression in Investing AMPLIFY: Chance Experiments AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Point Collector: Lines AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Writing Equations in Standard Form AMPLIFY: Histograms and Box Plots of Housing Costs