Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

INTERACTIVE: Invest with STAX! What percent of students receive scholarships or grants for college? CALCULATE: Return on Your College Investment What's the average credit score needed to rent an apartment? MOVE: Credit Musical Chairs PLAY: Budget Frenzy! MOVE: Inflation Over Time PLAY: Types of Car Insurance MOVE: What Determines Your Insurance Premium? MOVE: Up and Down with Credit Scores FINE PRINT: Checking Account Statement CALCULATE: The Math Behind Your Federal Taxes ANALYZE: Overdraft Fees FINE PRINT: Financial Aid Package When the Mean is Nice INTERACTIVE: Bummer! What are the top 3 types of products/services Gen Z is most likely to splurge on? ANALYZE: A FAFSA Submission Summary ANALYZE: Dollar Cost Averaging PLAY: The Bean Game ANALYZE: Household Debt and Credit Report COMPARE: Types of Savings Accounts How much more likely is a business to launch if the founder creates a business plan? CALCULATE: Impact of Credit Score on Loans PLAY: It Costs HOW Much? INTERACTIVE: Living Paycheck to Paycheck PLAY: Roll with the Market COMPARE: Types of Health Insurance Plans Over a recent 20-year-period, what percent of pros investing in large companies "beat the market?" Do consumers send more money through Zelle or spend more money on Amazon? Which savings strategy is most effective? INTERACTIVE: Online Bank Simulator CALCULATE: Debt Avalanche v. Debt Snowball CALCULATE: How Much House Can You Afford? CREATE: Personalized Productive Gap Year Plan INTERACTIVE: Compounding Cat Insanity RESEARCH: Professional Certifications FINE PRINT: Schumer Box PLAY: Organize Budget Expenses How much does a texting while driving ticket increase auto insurance premiums? What percent of new businesses are still operating after 10 years? What percent of Americans with credit card debt have carried a balance for over 1 year? RESEARCH: Credit Protections What source of funding is used most often to start new businesses? MOVE: Your Tax Dollar in Action MOVE: Types of Employment CALCULATE: The Cost of Auto Loans ANALYZE: Inequalities in Investing COMPARE: Which Repayment Plan Fits Your Income? What is the average credit card debt held by Gen Z? You Just Gotta Habit! MOVE: Let's Make a Mutual Fund If you invested $1,000 in Netflix stock ten years ago, what would it be worth now? PROJECT: Credit Protections - You Be the Teacher

DESMOS ACTIVITIES

AMPLIFY: Systems of Two Linear Equations AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Credit Dot Plots AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Chance Experiments AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Card Sort: Linear Systems AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Create a Histogram AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Exponential Growth in Circles AMPLIFY: Investing and Exponential Change AMPLIFY: OLS Regression and College Costs AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Growth Factor and Investments AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Growth of Savings vs Investments AMPLIFY: Real World Linear Inequalities AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Linear Equations in Standard Form AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Writing Equations in Standard Form AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Exponential Regression in Investing AMPLIFY: Prize Wheel Puzzle AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Complex Systems of Inequalities AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Linear Growth Patterns AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Point Collector: Lines AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Future Value of a Periodic Investment