Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

FINE PRINT: Schumer Box MOVE: Up and Down with Credit Scores Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" PLAY: Budget Frenzy! Which savings strategy is most effective? What are the top 3 types of products/services Gen Z is most likely to splurge on? INTERACTIVE: Living Paycheck to Paycheck If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? What percent of new businesses are still operating after 10 years? What is the average credit card debt held by Gen Z? PROJECT: Credit Protections - You Be the Teacher RESEARCH: Professional Certifications CALCULATE: Debt Avalanche v. Debt Snowball INTERACTIVE: Compounding Cat Insanity How much does a texting while driving ticket increase auto insurance premiums? RESEARCH: Credit Protections CALCULATE: The Cost of Auto Loans PLAY: The Bean Game ANALYZE: Inequalities in Investing What percent of students receive scholarships or grants for college? INTERACTIVE: Online Bank Simulator CALCULATE: Impact of Credit Score on Loans PLAY: Roll with the Market FINE PRINT: Financial Aid Package CALCULATE: How Much House Can You Afford? You Just Gotta Habit! MOVE: Types of Employment PLAY: It Costs HOW Much? What's the average credit score needed to rent an apartment? COMPARE: Which Repayment Option is Best? MOVE: Let's Make a Mutual Fund MOVE: What Determines Your Insurance Premium? MOVE: Your Tax Dollar in Action How much more likely is a business to launch if the founder creates a business plan? INTERACTIVE: Invest with STAX! ANALYZE: Dollar Cost Averaging ANALYZE: Household Debt and Credit Report FINE PRINT: Checking Account Statement Do consumers send more money on Venmo or spend more money on Amazon? When the Mean is Nice CREATE: Personalized Productive Gap Year Plan ANALYZE: A FAFSA Submission Summary COMPARE: Types of Savings Accounts CALCULATE: Return on Your College Investment What source of funding is used most often to start new businesses? MOVE: Credit Musical Chairs INTERACTIVE: Bummer! What percent of Americans with credit card debt have carried a balance for over 1 year? PLAY: Types of Car Insurance MOVE: Inflation Over Time CALCULATE: The Math Behind Your Federal Taxes PLAY: Organize Budget Expenses

DESMOS ACTIVITIES

AMPLIFY: Point Collector: Lines AMPLIFY: Growth Factor and Investments AMPLIFY: Chance Experiments AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Linear Equations in Standard Form AMPLIFY: Prize Wheel Puzzle AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Create a Histogram AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Complex Systems of Inequalities AMPLIFY: Writing Equations in Standard Form AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Credit Dot Plots AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Investing and Exponential Change AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Systems of Two Linear Equations AMPLIFY: OLS Regression and College Costs AMPLIFY: Growth of Savings vs Investments AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Real World Linear Inequalities AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Exponential Growth in Circles AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Writing Linear Equations and Checking AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Exponential Regression in Investing AMPLIFY: Linear Growth Patterns AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Card Sort: Linear Systems