Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

INTERACTIVE: Online Bank Simulator PLAY: The Bean Game MOVE: Let's Make a Mutual Fund What source of funding is used most often to start new businesses? ANALYZE: Dollar Cost Averaging PLAY: It Costs HOW Much? COMPARE: Which Repayment Plan Fits Your Income? PLAY: Types of Car Insurance PLAY: Roll with the Market ANALYZE: Inequalities in Investing CALCULATE: Impact of Credit Score on Loans COMPARE: Types of Savings Accounts INTERACTIVE: Bummer! CALCULATE: Return on Your College Investment When the Mean is Nice MOVE: What Determines Your Insurance Premium? Do consumers send more money through Zelle or spend more money on Amazon? If you invested $1,000 in Netflix stock ten years ago, what would it be worth now? FINE PRINT: Checking Account Statement INTERACTIVE: Compounding Cat Insanity PROJECT: Credit Protections - You Be the Teacher INTERACTIVE: Invest with STAX! How much more likely is a business to launch if the founder creates a business plan? What percent of students receive scholarships or grants for college? MOVE: Types of Employment CALCULATE: How Much House Can You Afford? FINE PRINT: Schumer Box What's the average credit score needed to rent an apartment? COMPARE: Types of Health Insurance Plans MOVE: Inflation Over Time What are the top 3 types of products/services Gen Z is most likely to splurge on? CREATE: Personalized Productive Gap Year Plan PLAY: Budget Frenzy! RESEARCH: Professional Certifications You Just Gotta Habit! RESEARCH: Credit Protections MOVE: Your Tax Dollar in Action CALCULATE: The Math Behind Your Federal Taxes CALCULATE: Debt Avalanche v. Debt Snowball What percent of Americans with credit card debt have carried a balance for over 1 year? MOVE: Up and Down with Credit Scores ANALYZE: Household Debt and Credit Report PLAY: Organize Budget Expenses What is the average credit card debt held by Gen Z? What percent of new businesses are still operating after 10 years? How much does a texting while driving ticket increase auto insurance premiums? Which savings strategy is most effective? MOVE: Credit Musical Chairs INTERACTIVE: Living Paycheck to Paycheck CALCULATE: The Cost of Auto Loans ANALYZE: Overdraft Fees FINE PRINT: Financial Aid Package ANALYZE: A FAFSA Submission Summary Over a recent 20-year-period, what percent of pros investing in large companies "beat the market?"

DESMOS ACTIVITIES

AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Linear Growth Patterns AMPLIFY: Complex Systems of Inequalities AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Point Collector: Lines AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Linear Equations in Standard Form AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Systems of Two Linear Equations AMPLIFY: Prize Wheel Puzzle AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Chance Experiments AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Growth of Savings vs Investments AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Real World Linear Inequalities AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Credit Dot Plots AMPLIFY: Growth Factor and Investments AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Exponential Growth in Circles AMPLIFY: Writing Equations in Standard Form AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: OLS Regression and College Costs AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Card Sort: Linear Systems AMPLIFY: Investing and Exponential Change AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Exponential Regression in Investing AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Create a Histogram AMPLIFY: The Impact of Investing Fees on Exponential Growth