Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

Which savings strategy is most effective? COMPARE: Types of Savings Accounts CALCULATE: How Much House Can You Afford? CALCULATE: Impact of Credit Score on Loans ANALYZE: Overdraft Fees RESEARCH: Credit Protections What are the top 3 types of products/services Gen Z is most likely to splurge on? CALCULATE: The Cost of Auto Loans Do consumers send more money through Zelle or spend more money on Amazon? How much more likely is a business to launch if the founder creates a business plan? When the Mean is Nice ANALYZE: A FAFSA Submission Summary If you invested $1,000 in Netflix stock ten years ago, what would it be worth now? What percent of students receive scholarships or grants for college? RESEARCH: Professional Certifications MOVE: Let's Make a Mutual Fund ANALYZE: Household Debt and Credit Report PROJECT: Credit Protections - You Be the Teacher COMPARE: Types of Health Insurance Plans PLAY: Types of Car Insurance ANALYZE: Inequalities in Investing COMPARE: Which Repayment Plan Fits Your Income? CALCULATE: Debt Avalanche v. Debt Snowball MOVE: What Determines Your Insurance Premium? What's the average credit score needed to rent an apartment? MOVE: Types of Employment CALCULATE: Return on Your College Investment MOVE: Inflation Over Time ANALYZE: Dollar Cost Averaging PLAY: Budget Frenzy! INTERACTIVE: Living Paycheck to Paycheck You Just Gotta Habit! INTERACTIVE: Compounding Cat Insanity FINE PRINT: Schumer Box PLAY: It Costs HOW Much? What percent of new businesses are still operating after 10 years? CREATE: Personalized Productive Gap Year Plan INTERACTIVE: Bummer! PLAY: Organize Budget Expenses INTERACTIVE: Online Bank Simulator How much does a texting while driving ticket increase auto insurance premiums? FINE PRINT: Financial Aid Package PLAY: The Bean Game MOVE: Your Tax Dollar in Action CALCULATE: The Math Behind Your Federal Taxes MOVE: Up and Down with Credit Scores INTERACTIVE: Invest with STAX! FINE PRINT: Checking Account Statement PLAY: Roll with the Market Over a recent 20-year-period, what percent of pros investing in large companies "beat the market?" What percent of Americans with credit card debt have carried a balance for over 1 year? What source of funding is used most often to start new businesses? MOVE: Credit Musical Chairs What is the average credit card debt held by Gen Z?

DESMOS ACTIVITIES

AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Complex Systems of Inequalities AMPLIFY: Linear Equations in Standard Form AMPLIFY: Growth of Savings vs Investments AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Systems of Two Linear Equations AMPLIFY: Writing Equations in Standard Form AMPLIFY: Credit Dot Plots AMPLIFY: Create a Histogram AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Exponential vs Linear Patterns AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Exponential Regression in Investing AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Prize Wheel Puzzle AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Real World Linear Inequalities AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Exponential Growth in Circles AMPLIFY: Linear Growth Patterns AMPLIFY: Growth Factor and Investments AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Chance Experiments AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Point Collector: Lines AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Investing and Exponential Change AMPLIFY: OLS Regression and College Costs AMPLIFY: Card Sort: Linear Systems AMPLIFY: The Impact of Investing Fees on Exponential Growth