Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

ANALYZE: Inequalities in Investing COMPARE: Types of Savings Accounts PLAY: The Bean Game PLAY: Roll with the Market CALCULATE: Debt Avalanche v. Debt Snowball MOVE: Credit Musical Chairs INTERACTIVE: Online Bank Simulator INTERACTIVE: Compounding Cat Insanity ANALYZE: Dollar Cost Averaging MOVE: Up and Down with Credit Scores Do consumers send more money on Venmo or spend more money on Amazon? CALCULATE: The Math Behind Your Federal Taxes INTERACTIVE: Living Paycheck to Paycheck CREATE: Personalized Productive Gap Year Plan How much does a texting while driving ticket increase auto insurance premiums? What is the average credit card debt held by Gen Z? FINE PRINT: Checking Account Statement RESEARCH: Professional Certifications What percent of students receive scholarships or grants for college? CALCULATE: Impact of Credit Score on Loans MOVE: Inflation Over Time MOVE: Types of Employment CALCULATE: Return on Your College Investment Which savings strategy is most effective? MOVE: Let's Make a Mutual Fund INTERACTIVE: Invest with STAX! MOVE: What Determines Your Insurance Premium? CALCULATE: The Cost of Auto Loans PLAY: Types of Car Insurance What are the top 3 types of products/services Gen Z is most likely to splurge on? ANALYZE: Household Debt and Credit Report PLAY: It Costs HOW Much? If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? What percent of new businesses are still operating after 10 years? ANALYZE: A FAFSA Submission Summary PROJECT: Credit Protections - You Be the Teacher Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" What source of funding is used most often to start new businesses? What's the average credit score needed to rent an apartment? PLAY: Budget Frenzy! FINE PRINT: Financial Aid Package PLAY: Organize Budget Expenses COMPARE: Which Repayment Option is Best? CALCULATE: How Much House Can You Afford? When the Mean is Nice What percent of Americans with credit card debt have carried a balance for over 1 year? RESEARCH: Credit Protections MOVE: Your Tax Dollar in Action FINE PRINT: Schumer Box How much more likely is a business to launch if the founder creates a business plan? You Just Gotta Habit! INTERACTIVE: Bummer!

DESMOS ACTIVITIES

AMPLIFY: Growth Factor and Investments AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Point Collector: Lines AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Systems of Two Linear Equations AMPLIFY: OLS Regression and College Costs AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Investing and Exponential Change AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Create a Histogram AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Complex Systems of Inequalities AMPLIFY: Chance Experiments AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Writing Equations in Standard Form AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Card Sort: Linear Systems AMPLIFY: Linear Growth Patterns AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Exponential Regression in Investing AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Credit Dot Plots AMPLIFY: Linear Equations in Standard Form AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Real World Linear Inequalities AMPLIFY: Exponential Growth in Circles AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Prize Wheel Puzzle AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Growth of Savings vs Investments AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Card Sort: Conditional Probability AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Writing and Graphing a System of Linear Equations