Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

FINE PRINT: Schumer Box COMPARE: Types of Savings Accounts MOVE: Let's Make a Mutual Fund INTERACTIVE: Living Paycheck to Paycheck When the Mean is Nice PLAY: The Bean Game FINE PRINT: Financial Aid Package What are the top 3 types of products/services Gen Z is most likely to splurge on? COMPARE: Which Repayment Option is Best? You Just Gotta Habit! FINE PRINT: Checking Account Statement INTERACTIVE: Invest with STAX! INTERACTIVE: Online Bank Simulator INTERACTIVE: Bummer! What percent of students receive scholarships or grants for college? What's the average credit score needed to rent an apartment? Which savings strategy is most effective? PLAY: Organize Budget Expenses Do consumers send more money on Venmo or spend more money on Amazon? INTERACTIVE: Compounding Cat Insanity CREATE: Personalized Productive Gap Year Plan CALCULATE: How Much House Can You Afford? How much does a texting while driving ticket increase auto insurance premiums? ANALYZE: Dollar Cost Averaging RESEARCH: Professional Certifications What percent of new businesses are still operating after 10 years? CALCULATE: Return on Your College Investment What is the average credit card debt held by Gen Z? MOVE: Inflation Over Time MOVE: What Determines Your Insurance Premium? CALCULATE: Impact of Credit Score on Loans ANALYZE: Household Debt and Credit Report PLAY: Roll with the Market What source of funding is used most often to start new businesses? PLAY: Types of Car Insurance ANALYZE: Inequalities in Investing What percent of Americans with credit card debt have carried a balance for over 1 year? CALCULATE: The Math Behind Your Federal Taxes MOVE: Up and Down with Credit Scores PLAY: It Costs HOW Much? How much more likely is a business to launch if the founder creates a business plan? PROJECT: Credit Protections - You Be the Teacher MOVE: Your Tax Dollar in Action PLAY: Budget Frenzy! ANALYZE: A FAFSA Submission Summary CALCULATE: Debt Avalanche v. Debt Snowball If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? MOVE: Credit Musical Chairs MOVE: Types of Employment CALCULATE: The Cost of Auto Loans RESEARCH: Credit Protections Over a recent 20 year period, what percent of pros investing in large companies "beat the market?"

DESMOS ACTIVITIES

AMPLIFY: Card Sort: Linear Systems AMPLIFY: Credit Dot Plots AMPLIFY: Growth Factor and Investments AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Point Collector: Lines AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Investing and Exponential Change AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Linear Equations in Standard Form AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Complex Systems of Inequalities AMPLIFY: Exponential Growth in Circles AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Real World Linear Inequalities AMPLIFY: Growth of Savings vs Investments AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Prize Wheel Puzzle AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Systems of Two Linear Equations AMPLIFY: Writing Equations in Standard Form AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Chance Experiments AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Exponential Regression in Investing AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Linear Growth Patterns AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: OLS Regression and College Costs AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Create a Histogram