Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

When the Mean is Nice CALCULATE: How Much House Can You Afford? ANALYZE: Overdraft Fees COMPARE: Types of Health Insurance Plans How much does a texting while driving ticket increase auto insurance premiums? MOVE: Types of Employment INTERACTIVE: Bummer! PLAY: Budget Frenzy! MOVE: Credit Musical Chairs What percent of new businesses are still operating after 10 years? RESEARCH: Credit Protections COMPARE: Which Repayment Plan Fits Your Income? INTERACTIVE: Living Paycheck to Paycheck You Just Gotta Habit! CREATE: Personalized Productive Gap Year Plan MOVE: Your Tax Dollar in Action CALCULATE: Debt Avalanche v. Debt Snowball What is the average credit card debt held by Gen Z? PLAY: Roll with the Market CALCULATE: Impact of Credit Score on Loans What percent of Americans with credit card debt have carried a balance for over 1 year? What percent of students receive scholarships or grants for college? FINE PRINT: Financial Aid Package What source of funding is used most often to start new businesses? What are the top 3 types of products/services Gen Z is most likely to splurge on? PLAY: The Bean Game PROJECT: Credit Protections - You Be the Teacher CALCULATE: Return on Your College Investment ANALYZE: Household Debt and Credit Report ANALYZE: A FAFSA Submission Summary Over a recent 20-year-period, what percent of pros investing in large companies "beat the market?" FINE PRINT: Schumer Box CALCULATE: The Math Behind Your Federal Taxes MOVE: Let's Make a Mutual Fund CALCULATE: The Cost of Auto Loans MOVE: What Determines Your Insurance Premium? How much more likely is a business to launch if the founder creates a business plan? MOVE: Inflation Over Time INTERACTIVE: Online Bank Simulator MOVE: Up and Down with Credit Scores PLAY: Types of Car Insurance PLAY: Organize Budget Expenses Do consumers send more money through Zelle or spend more money on Amazon? RESEARCH: Professional Certifications INTERACTIVE: Compounding Cat Insanity ANALYZE: Dollar Cost Averaging FINE PRINT: Checking Account Statement What's the average credit score needed to rent an apartment? If you invested $1,000 in Netflix stock ten years ago, what would it be worth now? Which savings strategy is most effective? INTERACTIVE: Invest with STAX! ANALYZE: Inequalities in Investing PLAY: It Costs HOW Much? COMPARE: Types of Savings Accounts

DESMOS ACTIVITIES

AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Exponential Regression in Investing AMPLIFY: Writing Equations in Standard Form AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Growth of Savings vs Investments AMPLIFY: Linear Equations in Standard Form AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Credit Dot Plots AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Card Sort: Linear Systems AMPLIFY: Growth Factor and Investments AMPLIFY: Real World Linear Inequalities AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Linear Growth Patterns AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Create a Histogram AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Chance Experiments AMPLIFY: Exponential Growth in Circles AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Prize Wheel Puzzle AMPLIFY: Systems of Two Linear Equations AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: OLS Regression and College Costs AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Point Collector: Lines AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Future Value of a Periodic Investment AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Complex Systems of Inequalities AMPLIFY: Investing and Exponential Change AMPLIFY: Writing and Graphing a System of Linear Equations