Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

MOVE: What Determines Your Insurance Premium? FINE PRINT: Schumer Box How much more likely is a business to launch if the founder creates a business plan? MOVE: Up and Down with Credit Scores PLAY: Types of Car Insurance What source of funding is used most often to start new businesses? CALCULATE: How Much House Can You Afford? When the Mean is Nice MOVE: Credit Musical Chairs ANALYZE: Inequalities in Investing ANALYZE: Overdraft Fees What percent of students receive scholarships or grants for college? Do consumers send more money on Venmo or spend more money on Amazon? PLAY: It Costs HOW Much? CALCULATE: The Math Behind Your Federal Taxes PROJECT: Credit Protections - You Be the Teacher INTERACTIVE: Living Paycheck to Paycheck MOVE: Types of Employment MOVE: Your Tax Dollar in Action COMPARE: Types of Health Insurance Plans INTERACTIVE: Bummer! MOVE: Inflation Over Time RESEARCH: Professional Certifications COMPARE: Types of Savings Accounts PLAY: The Bean Game If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? CALCULATE: Impact of Credit Score on Loans RESEARCH: Credit Protections COMPARE: Which Repayment Plan Fits Your Income? What percent of Americans with credit card debt have carried a balance for over 1 year? PLAY: Organize Budget Expenses INTERACTIVE: Compounding Cat Insanity FINE PRINT: Checking Account Statement What are the top 3 types of products/services Gen Z is most likely to splurge on? CALCULATE: Debt Avalanche v. Debt Snowball What is the average credit card debt held by Gen Z? You Just Gotta Habit! Which savings strategy is most effective? ANALYZE: A FAFSA Submission Summary FINE PRINT: Financial Aid Package CREATE: Personalized Productive Gap Year Plan What percent of new businesses are still operating after 10 years? MOVE: Let's Make a Mutual Fund Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" What's the average credit score needed to rent an apartment? PLAY: Budget Frenzy! ANALYZE: Household Debt and Credit Report CALCULATE: Return on Your College Investment How much does a texting while driving ticket increase auto insurance premiums? INTERACTIVE: Invest with STAX! CALCULATE: The Cost of Auto Loans ANALYZE: Dollar Cost Averaging PLAY: Roll with the Market INTERACTIVE: Online Bank Simulator

DESMOS ACTIVITIES

AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Card Sort: Linear Systems AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Exponential Growth in Circles AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Create a Histogram AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Systems of Two Linear Equations AMPLIFY: Writing Equations in Standard Form AMPLIFY: Growth Factor and Investments AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Linear Growth Patterns AMPLIFY: Linear Equations in Standard Form AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Prize Wheel Puzzle AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: OLS Regression and College Costs AMPLIFY: Growth of Savings vs Investments AMPLIFY: Card Sort: Sampling Methods AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Exponential Regression in Investing AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Investing and Exponential Change AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Point Collector: Lines AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Real World Linear Inequalities AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Credit Dot Plots AMPLIFY: Complex Systems of Inequalities AMPLIFY: Chance Experiments AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Exploring Tax Rates by Income Level and Tax Type