Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

INTERACTIVE: Invest with STAX! CALCULATE: The Cost of Auto Loans MOVE: Types of Employment MOVE: Credit Musical Chairs How much does a texting while driving ticket increase auto insurance premiums? PLAY: Budget Frenzy! Do consumers send more money on Venmo or spend more money on Amazon? INTERACTIVE: Compounding Cat Insanity FINE PRINT: Schumer Box PLAY: Organize Budget Expenses You Just Gotta Habit! PLAY: Types of Car Insurance INTERACTIVE: Living Paycheck to Paycheck MOVE: Let's Make a Mutual Fund MOVE: Your Tax Dollar in Action ANALYZE: Inequalities in Investing How much more likely is a business to launch if the founder creates a business plan? CALCULATE: Debt Avalanche v. Debt Snowball RESEARCH: Credit Protections Which savings strategy is most effective? FINE PRINT: Checking Account Statement If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? CALCULATE: Return on Your College Investment What are the top 3 types of products/services Gen Z is most likely to splurge on? MOVE: Inflation Over Time INTERACTIVE: Online Bank Simulator ANALYZE: Dollar Cost Averaging When the Mean is Nice PLAY: The Bean Game INTERACTIVE: Bummer! ANALYZE: A FAFSA Submission Summary COMPARE: Which Repayment Option is Best? CALCULATE: The Math Behind Your Federal Taxes Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" What percent of students receive scholarships or grants for college? What's the average credit score needed to rent an apartment? ANALYZE: Household Debt and Credit Report What source of funding is used most often to start new businesses? COMPARE: Types of Savings Accounts CREATE: Personalized Productive Gap Year Plan CALCULATE: Impact of Credit Score on Loans What percent of Americans with credit card debt have carried a balance for over 1 year? CALCULATE: How Much House Can You Afford? PLAY: It Costs HOW Much? MOVE: Up and Down with Credit Scores MOVE: What Determines Your Insurance Premium? PROJECT: Credit Protections - You Be the Teacher PLAY: Roll with the Market What is the average credit card debt held by Gen Z? FINE PRINT: Financial Aid Package RESEARCH: Professional Certifications What percent of new businesses are still operating after 10 years?

DESMOS ACTIVITIES

AMPLIFY: Linear Equations in Standard Form AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Prize Wheel Puzzle AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Card Sort: Sampling Methods AMPLIFY: OLS Regression and College Costs AMPLIFY: Card Sort: Linear Systems AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Point Collector: Lines AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Real World Linear Inequalities AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Exponential Regression in Investing AMPLIFY: Writing Equations in Standard Form AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Credit Dot Plots AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Linear Growth Patterns AMPLIFY: Exponential vs Linear Patterns AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Growth of Savings vs Investments AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Systems of Two Linear Equations AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Investing and Exponential Change AMPLIFY: Complex Systems of Inequalities AMPLIFY: Create a Histogram AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Exponential Growth in Circles AMPLIFY: Growth Factor and Investments AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Chance Experiments AMPLIFY: Writing and Graphing a System of Linear Equations