Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

PROJECT: Credit Protections - You Be the Teacher FINE PRINT: Financial Aid Package What is the average credit card debt held by Gen Z? ANALYZE: Dollar Cost Averaging PLAY: The Bean Game INTERACTIVE: Bummer! ANALYZE: Inequalities in Investing What percent of students receive scholarships or grants for college? INTERACTIVE: Invest with STAX! COMPARE: Types of Savings Accounts CREATE: Personalized Productive Gap Year Plan If you invested $1,000 in Netflix stock ten years ago, what would it be worth now? When the Mean is Nice FINE PRINT: Schumer Box COMPARE: Types of Health Insurance Plans FINE PRINT: Checking Account Statement MOVE: Up and Down with Credit Scores INTERACTIVE: Compounding Cat Insanity COMPARE: Which Repayment Plan Fits Your Income? INTERACTIVE: Online Bank Simulator MOVE: Credit Musical Chairs MOVE: Inflation Over Time CALCULATE: Impact of Credit Score on Loans CALCULATE: The Math Behind Your Federal Taxes ANALYZE: Household Debt and Credit Report ANALYZE: A FAFSA Submission Summary MOVE: Let's Make a Mutual Fund PLAY: Budget Frenzy! What percent of new businesses are still operating after 10 years? ANALYZE: Overdraft Fees MOVE: Types of Employment CALCULATE: The Cost of Auto Loans CALCULATE: Debt Avalanche v. Debt Snowball What percent of Americans with credit card debt have carried a balance for over 1 year? RESEARCH: Credit Protections You Just Gotta Habit! What's the average credit score needed to rent an apartment? How much does a texting while driving ticket increase auto insurance premiums? MOVE: What Determines Your Insurance Premium? CALCULATE: Return on Your College Investment CALCULATE: How Much House Can You Afford? PLAY: It Costs HOW Much? INTERACTIVE: Living Paycheck to Paycheck MOVE: Your Tax Dollar in Action RESEARCH: Professional Certifications Over a recent 20-year-period, what percent of pros investing in large companies "beat the market?" What source of funding is used most often to start new businesses? What are the top 3 types of products/services Gen Z is most likely to splurge on? Do consumers send more money through Zelle or spend more money on Amazon? PLAY: Types of Car Insurance PLAY: Organize Budget Expenses PLAY: Roll with the Market Which savings strategy is most effective? How much more likely is a business to launch if the founder creates a business plan?

DESMOS ACTIVITIES

AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Systems of Two Linear Equations AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Complex Systems of Inequalities AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Growth Factor and Investments AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Prize Wheel Puzzle AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Exponential Regression in Investing AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Growth of Savings vs Investments AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Credit Dot Plots AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Chance Experiments AMPLIFY: Linear Equations in Standard Form AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Investing and Exponential Change AMPLIFY: Point Collector: Lines AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Writing Equations in Standard Form AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Card Sort: Linear Systems AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Create a Histogram AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Real World Linear Inequalities AMPLIFY: OLS Regression and College Costs AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Linear Growth Patterns AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Exponential Growth in Circles