Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

What is the average credit card debt held by Gen Z? MOVE: Let's Make a Mutual Fund What are the top 3 types of products/services Gen Z is most likely to splurge on? INTERACTIVE: Compounding Cat Insanity Which savings strategy is most effective? ANALYZE: Household Debt and Credit Report CALCULATE: The Math Behind Your Federal Taxes COMPARE: Types of Health Insurance Plans PLAY: Organize Budget Expenses Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" How much more likely is a business to launch if the founder creates a business plan? PROJECT: Credit Protections - You Be the Teacher FINE PRINT: Financial Aid Package ANALYZE: Inequalities in Investing If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? INTERACTIVE: Online Bank Simulator CREATE: Personalized Productive Gap Year Plan MOVE: What Determines Your Insurance Premium? What percent of new businesses are still operating after 10 years? MOVE: Up and Down with Credit Scores RESEARCH: Credit Protections What's the average credit score needed to rent an apartment? When the Mean is Nice PLAY: Budget Frenzy! CALCULATE: How Much House Can You Afford? COMPARE: Types of Savings Accounts How much does a texting while driving ticket increase auto insurance premiums? FINE PRINT: Schumer Box ANALYZE: Dollar Cost Averaging PLAY: Types of Car Insurance PLAY: Roll with the Market COMPARE: Which Repayment Plan Fits Your Income? Do consumers send more money on Venmo or spend more money on Amazon? ANALYZE: A FAFSA Submission Summary PLAY: The Bean Game What percent of Americans with credit card debt have carried a balance for over 1 year? MOVE: Inflation Over Time MOVE: Your Tax Dollar in Action RESEARCH: Professional Certifications MOVE: Credit Musical Chairs CALCULATE: The Cost of Auto Loans CALCULATE: Impact of Credit Score on Loans CALCULATE: Debt Avalanche v. Debt Snowball What percent of students receive scholarships or grants for college? What source of funding is used most often to start new businesses? INTERACTIVE: Invest with STAX! PLAY: It Costs HOW Much? ANALYZE: Overdraft Fees FINE PRINT: Checking Account Statement CALCULATE: Return on Your College Investment MOVE: Types of Employment You Just Gotta Habit! INTERACTIVE: Living Paycheck to Paycheck INTERACTIVE: Bummer!

DESMOS ACTIVITIES

AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Exponential Regression in Investing AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Growth of Savings vs Investments AMPLIFY: Exponential Growth in Circles AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Credit Dot Plots AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Linear Growth Patterns AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Growth Factor and Investments AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Complex Systems of Inequalities AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Real World Linear Inequalities AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Systems of Two Linear Equations AMPLIFY: OLS Regression and College Costs AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Linear Equations in Standard Form AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Card Sort: Linear Systems AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Writing Equations in Standard Form AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Chance Experiments AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Create a Histogram AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Prize Wheel Puzzle AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Point Collector: Lines AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Investing and Exponential Change