Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

Which savings strategy is most effective? MOVE: Credit Musical Chairs INTERACTIVE: Online Bank Simulator When the Mean is Nice Do consumers send more money on Venmo or spend more money on Amazon? What percent of Americans with credit card debt have carried a balance for over 1 year? CALCULATE: Return on Your College Investment How much does a texting while driving ticket increase auto insurance premiums? What is the average credit card debt held by Gen Z? FINE PRINT: Financial Aid Package What's the average credit score needed to rent an apartment? CREATE: Personalized Productive Gap Year Plan PROJECT: Credit Protections - You Be the Teacher PLAY: Roll with the Market CALCULATE: Impact of Credit Score on Loans What source of funding is used most often to start new businesses? MOVE: Types of Employment INTERACTIVE: Living Paycheck to Paycheck CALCULATE: How Much House Can You Afford? How much more likely is a business to launch if the founder creates a business plan? MOVE: Your Tax Dollar in Action PLAY: It Costs HOW Much? CALCULATE: The Cost of Auto Loans PLAY: Budget Frenzy! MOVE: Inflation Over Time CALCULATE: Debt Avalanche v. Debt Snowball ANALYZE: Inequalities in Investing MOVE: Let's Make a Mutual Fund ANALYZE: Dollar Cost Averaging What are the top 3 types of products/services Gen Z is most likely to splurge on? COMPARE: Which Repayment Option is Best? ANALYZE: Household Debt and Credit Report FINE PRINT: Schumer Box PLAY: Organize Budget Expenses If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? RESEARCH: Credit Protections INTERACTIVE: Invest with STAX! INTERACTIVE: Bummer! PLAY: The Bean Game What percent of students receive scholarships or grants for college? CALCULATE: The Math Behind Your Federal Taxes COMPARE: Types of Savings Accounts ANALYZE: A FAFSA Submission Summary MOVE: Up and Down with Credit Scores INTERACTIVE: Compounding Cat Insanity PLAY: Types of Car Insurance RESEARCH: Professional Certifications FINE PRINT: Checking Account Statement You Just Gotta Habit! What percent of new businesses are still operating after 10 years? Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" MOVE: What Determines Your Insurance Premium?

DESMOS ACTIVITIES

AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Credit Dot Plots AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Create a Histogram AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Complex Systems of Inequalities AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Card Sort: Linear Systems AMPLIFY: Growth Factor and Investments AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Chance Experiments AMPLIFY: Growth of Savings vs Investments AMPLIFY: Systems of Two Linear Equations AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Real World Linear Inequalities AMPLIFY: Prize Wheel Puzzle AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Writing Equations in Standard Form AMPLIFY: Linear Growth Patterns AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Investing and Exponential Change AMPLIFY: Card Sort: Conditional Probability AMPLIFY: OLS Regression and College Costs AMPLIFY: Linear Equations in Standard Form AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Exponential Regression in Investing AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Exponential Growth in Circles AMPLIFY: Point Collector: Lines AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Card Sort: Linear Equations in Standard Form