Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

MOVE: Credit Musical Chairs PLAY: Types of Car Insurance What source of funding is used most often to start new businesses? PLAY: Budget Frenzy! PLAY: It Costs HOW Much? FINE PRINT: Schumer Box COMPARE: Which Repayment Option is Best? CALCULATE: The Math Behind Your Federal Taxes RESEARCH: Credit Protections INTERACTIVE: Bummer! CALCULATE: How Much House Can You Afford? How much more likely is a business to launch if the founder creates a business plan? INTERACTIVE: Invest with STAX! You Just Gotta Habit! CREATE: Personalized Productive Gap Year Plan How much does a texting while driving ticket increase auto insurance premiums? MOVE: Let's Make a Mutual Fund INTERACTIVE: Compounding Cat Insanity ANALYZE: Household Debt and Credit Report What percent of students receive scholarships or grants for college? INTERACTIVE: Online Bank Simulator What percent of new businesses are still operating after 10 years? FINE PRINT: Financial Aid Package MOVE: Your Tax Dollar in Action ANALYZE: A FAFSA Submission Summary RESEARCH: Professional Certifications ANALYZE: Dollar Cost Averaging CALCULATE: Debt Avalanche v. Debt Snowball ANALYZE: Inequalities in Investing COMPARE: Types of Savings Accounts CALCULATE: Return on Your College Investment If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? Which savings strategy is most effective? CALCULATE: The Cost of Auto Loans MOVE: Up and Down with Credit Scores What percent of Americans with credit card debt have carried a balance for over 1 year? MOVE: Inflation Over Time Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" INTERACTIVE: Living Paycheck to Paycheck PROJECT: Credit Protections - You Be the Teacher CALCULATE: Impact of Credit Score on Loans What's the average credit score needed to rent an apartment? PLAY: The Bean Game PLAY: Roll with the Market MOVE: What Determines Your Insurance Premium? What is the average credit card debt held by Gen Z? FINE PRINT: Checking Account Statement When the Mean is Nice PLAY: Organize Budget Expenses Do consumers send more money on Venmo or spend more money on Amazon? What are the top 3 types of products/services Gen Z is most likely to splurge on? MOVE: Types of Employment

DESMOS ACTIVITIES

AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Complex Systems of Inequalities AMPLIFY: Chance Experiments AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Growth of Savings vs Investments AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Create a Histogram AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Card Sort: Linear Systems AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Systems of Two Linear Equations AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Prize Wheel Puzzle AMPLIFY: OLS Regression and College Costs AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Exponential Growth in Circles AMPLIFY: Point Collector: Lines AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Credit Dot Plots AMPLIFY: Linear Equations in Standard Form AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Linear Growth Patterns AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Real World Linear Inequalities AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Investing and Exponential Change AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Growth Factor and Investments AMPLIFY: Writing Equations in Standard Form AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Exponential Regression in Investing AMPLIFY: Comparing the Cost of Different Student Loans