Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

PLAY: Budget Frenzy! CALCULATE: The Cost of Auto Loans MOVE: Types of Employment RESEARCH: Professional Certifications FINE PRINT: Schumer Box MOVE: Let's Make a Mutual Fund CALCULATE: The Math Behind Your Federal Taxes MOVE: Your Tax Dollar in Action RESEARCH: Credit Protections ANALYZE: Inequalities in Investing MOVE: Credit Musical Chairs CALCULATE: Debt Avalanche v. Debt Snowball MOVE: What Determines Your Insurance Premium? What percent of new businesses are still operating after 10 years? You Just Gotta Habit! INTERACTIVE: Bummer! Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" What are the top 3 types of products/services Gen Z is most likely to splurge on? CALCULATE: How Much House Can You Afford? What source of funding is used most often to start new businesses? COMPARE: Which Repayment Plan Fits Your Income? CALCULATE: Return on Your College Investment Which savings strategy is most effective? When the Mean is Nice FINE PRINT: Checking Account Statement PLAY: Roll with the Market What percent of Americans with credit card debt have carried a balance for over 1 year? How much does a texting while driving ticket increase auto insurance premiums? COMPARE: Types of Savings Accounts INTERACTIVE: Living Paycheck to Paycheck PLAY: The Bean Game FINE PRINT: Financial Aid Package INTERACTIVE: Online Bank Simulator MOVE: Inflation Over Time INTERACTIVE: Invest with STAX! What is the average credit card debt held by Gen Z? CALCULATE: Impact of Credit Score on Loans CREATE: Personalized Productive Gap Year Plan ANALYZE: Household Debt and Credit Report COMPARE: Types of Health Insurance Plans PLAY: It Costs HOW Much? ANALYZE: Dollar Cost Averaging Do consumers send more money on Venmo or spend more money on Amazon? If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? PROJECT: Credit Protections - You Be the Teacher What percent of students receive scholarships or grants for college? PLAY: Organize Budget Expenses MOVE: Up and Down with Credit Scores What's the average credit score needed to rent an apartment? PLAY: Types of Car Insurance INTERACTIVE: Compounding Cat Insanity How much more likely is a business to launch if the founder creates a business plan? ANALYZE: A FAFSA Submission Summary ANALYZE: Overdraft Fees

DESMOS ACTIVITIES

AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Growth Factor and Investments AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Graphs of Piecewise Functions AMPLIFY: OLS Regression and College Costs AMPLIFY: Linear Equations in Standard Form AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Investing and Exponential Change AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Growth of Savings vs Investments AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Writing Equations in Standard Form AMPLIFY: Point Collector: Lines AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Systems of Two Linear Equations AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Real World Linear Inequalities AMPLIFY: Card Sort: Linear Systems AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Chance Experiments AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Complex Systems of Inequalities AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Exponential Regression in Investing AMPLIFY: Exponential Growth in Circles AMPLIFY: Credit Dot Plots AMPLIFY: Linear Growth Patterns AMPLIFY: Create a Histogram AMPLIFY: Prize Wheel Puzzle AMPLIFY: Exploring Tax Rates by Income Level and Tax Type