Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

ANALYZE: A FAFSA Submission Summary If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? PLAY: Roll with the Market What's the average credit score needed to rent an apartment? Which savings strategy is most effective? What percent of new businesses are still operating after 10 years? INTERACTIVE: Invest with STAX! INTERACTIVE: Living Paycheck to Paycheck Do consumers send more money on Venmo or spend more money on Amazon? CALCULATE: The Cost of Auto Loans INTERACTIVE: Online Bank Simulator PROJECT: Credit Protections - You Be the Teacher ANALYZE: Dollar Cost Averaging How much does a texting while driving ticket increase auto insurance premiums? CALCULATE: Return on Your College Investment COMPARE: Which Repayment Option is Best? ANALYZE: Overdraft Fees MOVE: Types of Employment MOVE: What Determines Your Insurance Premium? COMPARE: Types of Savings Accounts PLAY: The Bean Game RESEARCH: Professional Certifications PLAY: Budget Frenzy! CALCULATE: Impact of Credit Score on Loans You Just Gotta Habit! MOVE: Let's Make a Mutual Fund INTERACTIVE: Bummer! What is the average credit card debt held by Gen Z? CALCULATE: Debt Avalanche v. Debt Snowball PLAY: Types of Car Insurance What percent of Americans with credit card debt have carried a balance for over 1 year? PLAY: It Costs HOW Much? What source of funding is used most often to start new businesses? MOVE: Inflation Over Time CREATE: Personalized Productive Gap Year Plan MOVE: Up and Down with Credit Scores MOVE: Your Tax Dollar in Action ANALYZE: Inequalities in Investing How much more likely is a business to launch if the founder creates a business plan? COMPARE: Types of Health Insurance Plans RESEARCH: Credit Protections PLAY: Organize Budget Expenses FINE PRINT: Schumer Box Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" When the Mean is Nice CALCULATE: The Math Behind Your Federal Taxes FINE PRINT: Financial Aid Package What percent of students receive scholarships or grants for college? FINE PRINT: Checking Account Statement ANALYZE: Household Debt and Credit Report What are the top 3 types of products/services Gen Z is most likely to splurge on? CALCULATE: How Much House Can You Afford? MOVE: Credit Musical Chairs INTERACTIVE: Compounding Cat Insanity

DESMOS ACTIVITIES

AMPLIFY: Credit Dot Plots AMPLIFY: Chance Experiments AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Exponential Regression in Investing AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Growth of Savings vs Investments AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Systems of Two Linear Equations AMPLIFY: Growth Factor and Investments AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: OLS Regression and College Costs AMPLIFY: Exponential Growth in Circles AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Complex Systems of Inequalities AMPLIFY: Prize Wheel Puzzle AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Writing Equations in Standard Form AMPLIFY: Card Sort: Linear Systems AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Real World Linear Inequalities AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Linear Equations in Standard Form AMPLIFY: Investing and Exponential Change AMPLIFY: Point Collector: Lines AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Linear Growth Patterns AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Create a Histogram AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Recursive Formulas: Paying Down an Auto Loan