Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

ANALYZE: A FAFSA Submission Summary CALCULATE: Impact of Credit Score on Loans PROJECT: Credit Protections - You Be the Teacher What source of funding is used most often to start new businesses? FINE PRINT: Financial Aid Package RESEARCH: Professional Certifications RESEARCH: Credit Protections PLAY: Roll with the Market CALCULATE: How Much House Can You Afford? INTERACTIVE: Online Bank Simulator INTERACTIVE: Invest with STAX! ANALYZE: Household Debt and Credit Report MOVE: Up and Down with Credit Scores ANALYZE: Dollar Cost Averaging MOVE: Inflation Over Time CALCULATE: The Math Behind Your Federal Taxes How much does a texting while driving ticket increase auto insurance premiums? INTERACTIVE: Compounding Cat Insanity ANALYZE: Overdraft Fees How much more likely is a business to launch if the founder creates a business plan? PLAY: Budget Frenzy! What is the average credit card debt held by Gen Z? COMPARE: Types of Savings Accounts PLAY: Types of Car Insurance CALCULATE: The Cost of Auto Loans ANALYZE: Inequalities in Investing CREATE: Personalized Productive Gap Year Plan INTERACTIVE: Bummer! MOVE: Let's Make a Mutual Fund FINE PRINT: Schumer Box FINE PRINT: Checking Account Statement What are the top 3 types of products/services Gen Z is most likely to splurge on? MOVE: Types of Employment If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? PLAY: Organize Budget Expenses Do consumers send more money on Venmo or spend more money on Amazon? What percent of Americans with credit card debt have carried a balance for over 1 year? INTERACTIVE: Living Paycheck to Paycheck CALCULATE: Debt Avalanche v. Debt Snowball What's the average credit score needed to rent an apartment? PLAY: The Bean Game Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" Which savings strategy is most effective? You Just Gotta Habit! When the Mean is Nice What percent of students receive scholarships or grants for college? MOVE: What Determines Your Insurance Premium? COMPARE: Types of Health Insurance Plans MOVE: Credit Musical Chairs PLAY: It Costs HOW Much? CALCULATE: Return on Your College Investment What percent of new businesses are still operating after 10 years? MOVE: Your Tax Dollar in Action COMPARE: Which Repayment Option is Best?

DESMOS ACTIVITIES

AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Prize Wheel Puzzle AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Growth of Savings vs Investments AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Exponential Regression in Investing AMPLIFY: OLS Regression and College Costs AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Systems of Two Linear Equations AMPLIFY: Exponential Growth in Circles AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Writing Equations in Standard Form AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Complex Systems of Inequalities AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Chance Experiments AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Card Sort: Linear Systems AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Real World Linear Inequalities AMPLIFY: Growth Factor and Investments AMPLIFY: Linear Equations in Standard Form AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Create a Histogram AMPLIFY: Linear Growth Patterns AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Credit Dot Plots AMPLIFY: Point Collector: Lines AMPLIFY: Investing and Exponential Change AMPLIFY: Marbleslides: Exploring Exponentials