Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

FINE PRINT: Checking Account Statement MOVE: Let's Make a Mutual Fund What's the average credit score needed to rent an apartment? COMPARE: Types of Savings Accounts What percent of students receive scholarships or grants for college? CALCULATE: Debt Avalanche v. Debt Snowball You Just Gotta Habit! ANALYZE: Dollar Cost Averaging ANALYZE: Inequalities in Investing CALCULATE: Return on Your College Investment CALCULATE: How Much House Can You Afford? CALCULATE: Impact of Credit Score on Loans INTERACTIVE: Online Bank Simulator INTERACTIVE: Bummer! MOVE: Types of Employment PLAY: It Costs HOW Much? FINE PRINT: Financial Aid Package When the Mean is Nice MOVE: Inflation Over Time ANALYZE: Household Debt and Credit Report INTERACTIVE: Invest with STAX! What percent of Americans with credit card debt have carried a balance for over 1 year? How much does a texting while driving ticket increase auto insurance premiums? CALCULATE: The Math Behind Your Federal Taxes Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" PLAY: Roll with the Market ANALYZE: A FAFSA Submission Summary Which savings strategy is most effective? COMPARE: Which Repayment Option is Best? What are the top 3 types of products/services Gen Z is most likely to splurge on? If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? How much more likely is a business to launch if the founder creates a business plan? FINE PRINT: Schumer Box What is the average credit card debt held by Gen Z? Do consumers send more money on Venmo or spend more money on Amazon? CALCULATE: The Cost of Auto Loans MOVE: What Determines Your Insurance Premium? MOVE: Credit Musical Chairs MOVE: Your Tax Dollar in Action PLAY: The Bean Game RESEARCH: Credit Protections INTERACTIVE: Living Paycheck to Paycheck RESEARCH: Professional Certifications PLAY: Organize Budget Expenses MOVE: Up and Down with Credit Scores What percent of new businesses are still operating after 10 years? PLAY: Types of Car Insurance What source of funding is used most often to start new businesses? CREATE: Personalized Productive Gap Year Plan PROJECT: Credit Protections - You Be the Teacher INTERACTIVE: Compounding Cat Insanity PLAY: Budget Frenzy!

DESMOS ACTIVITIES

AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Real World Linear Inequalities AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Linear Equations in Standard Form AMPLIFY: Card Sort: Conditional Probability AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Systems of Two Linear Equations AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Writing Equations in Standard Form AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Point Collector: Lines AMPLIFY: Chance Experiments AMPLIFY: Credit Dot Plots AMPLIFY: Linear Growth Patterns AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Investing and Exponential Change AMPLIFY: Prize Wheel Puzzle AMPLIFY: Exponential Regression in Investing AMPLIFY: Growth of Savings vs Investments AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Complex Systems of Inequalities AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Exponential Growth in Circles AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Card Sort: Linear Systems AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Growth Factor and Investments AMPLIFY: Create a Histogram AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: OLS Regression and College Costs