Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

ANALYZE: Dollar Cost Averaging ANALYZE: A FAFSA Submission Summary RESEARCH: Credit Protections CREATE: Personalized Productive Gap Year Plan FINE PRINT: Schumer Box MOVE: Let's Make a Mutual Fund MOVE: What Determines Your Insurance Premium? CALCULATE: Impact of Credit Score on Loans CALCULATE: The Cost of Auto Loans COMPARE: Which Repayment Option is Best? What source of funding is used most often to start new businesses? What are the top 3 types of products/services Gen Z is most likely to splurge on? PLAY: The Bean Game CALCULATE: Return on Your College Investment RESEARCH: Professional Certifications PLAY: It Costs HOW Much? MOVE: Types of Employment How much does a texting while driving ticket increase auto insurance premiums? Do consumers send more money on Venmo or spend more money on Amazon? INTERACTIVE: Online Bank Simulator MOVE: Up and Down with Credit Scores MOVE: Inflation Over Time ANALYZE: Household Debt and Credit Report FINE PRINT: Checking Account Statement COMPARE: Types of Health Insurance Plans FINE PRINT: Financial Aid Package PLAY: Organize Budget Expenses ANALYZE: Overdraft Fees INTERACTIVE: Bummer! CALCULATE: Debt Avalanche v. Debt Snowball What percent of new businesses are still operating after 10 years? PLAY: Roll with the Market Which savings strategy is most effective? PLAY: Types of Car Insurance CALCULATE: How Much House Can You Afford? If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? ANALYZE: Inequalities in Investing INTERACTIVE: Invest with STAX! What percent of Americans with credit card debt have carried a balance for over 1 year? COMPARE: Types of Savings Accounts What is the average credit card debt held by Gen Z? INTERACTIVE: Living Paycheck to Paycheck What's the average credit score needed to rent an apartment? PLAY: Budget Frenzy! When the Mean is Nice What percent of students receive scholarships or grants for college? How much more likely is a business to launch if the founder creates a business plan? INTERACTIVE: Compounding Cat Insanity Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" MOVE: Credit Musical Chairs CALCULATE: The Math Behind Your Federal Taxes PROJECT: Credit Protections - You Be the Teacher MOVE: Your Tax Dollar in Action You Just Gotta Habit!

DESMOS ACTIVITIES

AMPLIFY: Investing and Exponential Change AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Real World Linear Inequalities AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Exponential Regression in Investing AMPLIFY: Linear Growth Patterns AMPLIFY: Growth of Savings vs Investments AMPLIFY: Chance Experiments AMPLIFY: Credit Dot Plots AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Systems of Two Linear Equations AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Card Sort: Linear Systems AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Complex Systems of Inequalities AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Linear Equations in Standard Form AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Graphs of Piecewise Functions AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Growth Factor and Investments AMPLIFY: Writing Equations in Standard Form AMPLIFY: Future Value of a Periodic Investment AMPLIFY: OLS Regression and College Costs AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Exponential Growth in Circles AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Create a Histogram AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Point Collector: Lines AMPLIFY: Prize Wheel Puzzle AMPLIFY: Card Sort: Conditional Probability