Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

RESEARCH: Credit Protections RESEARCH: Professional Certifications INTERACTIVE: Bummer! PLAY: Organize Budget Expenses If you invested $1,000 in Netflix stock ten years ago, what would it be worth now? PLAY: It Costs HOW Much? INTERACTIVE: Invest with STAX! What are the top 3 types of products/services Gen Z is most likely to splurge on? PROJECT: Credit Protections - You Be the Teacher ANALYZE: Inequalities in Investing FINE PRINT: Checking Account Statement What percent of students receive scholarships or grants for college? PLAY: Budget Frenzy! INTERACTIVE: Living Paycheck to Paycheck COMPARE: Types of Savings Accounts ANALYZE: Dollar Cost Averaging CALCULATE: Return on Your College Investment PLAY: The Bean Game INTERACTIVE: Online Bank Simulator PLAY: Types of Car Insurance CALCULATE: Debt Avalanche v. Debt Snowball MOVE: Credit Musical Chairs Which savings strategy is most effective? CALCULATE: The Cost of Auto Loans ANALYZE: A FAFSA Submission Summary ANALYZE: Overdraft Fees MOVE: Types of Employment CALCULATE: How Much House Can You Afford? FINE PRINT: Financial Aid Package PLAY: Roll with the Market You Just Gotta Habit! CALCULATE: The Math Behind Your Federal Taxes What's the average credit score needed to rent an apartment? COMPARE: Types of Health Insurance Plans FINE PRINT: Schumer Box MOVE: Up and Down with Credit Scores INTERACTIVE: Compounding Cat Insanity What percent of new businesses are still operating after 10 years? When the Mean is Nice CALCULATE: Impact of Credit Score on Loans What is the average credit card debt held by Gen Z? MOVE: Your Tax Dollar in Action CREATE: Personalized Productive Gap Year Plan COMPARE: Which Repayment Plan Fits Your Income? MOVE: Let's Make a Mutual Fund What percent of Americans with credit card debt have carried a balance for over 1 year? How much does a texting while driving ticket increase auto insurance premiums? MOVE: What Determines Your Insurance Premium? What source of funding is used most often to start new businesses? ANALYZE: Household Debt and Credit Report Over a recent 20-year-period, what percent of pros investing in large companies "beat the market?" MOVE: Inflation Over Time How much more likely is a business to launch if the founder creates a business plan? Do consumers send more money through Zelle or spend more money on Amazon?

DESMOS ACTIVITIES

AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Complex Systems of Inequalities AMPLIFY: Exponential Growth in Circles AMPLIFY: Writing Linear Equations and Checking AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Growth Factor and Investments AMPLIFY: Systems of Two Linear Equations AMPLIFY: Linear Growth Patterns AMPLIFY: Create a Histogram AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: OLS Regression and College Costs AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Growth of Savings vs Investments AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Real World Linear Inequalities AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Point Collector: Lines AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Linear Equations in Standard Form AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Exponential Regression in Investing AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Card Sort: Linear Systems AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Credit Dot Plots AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Chance Experiments AMPLIFY: Investing and Exponential Change AMPLIFY: Writing Equations in Standard Form AMPLIFY: Prize Wheel Puzzle AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Exploring State and Local Tax Rates