Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

CREATE: Personalized Productive Gap Year Plan ANALYZE: Dollar Cost Averaging CALCULATE: Return on Your College Investment PLAY: Budget Frenzy! How much more likely is a business to launch if the founder creates a business plan? FINE PRINT: Checking Account Statement Do consumers send more money on Venmo or spend more money on Amazon? COMPARE: Which Repayment Option is Best? What percent of Americans who have credit card debt won't be able to pay it off within a year? CALCULATE: The Cost of Auto Loans What's the average credit score needed to rent an apartment? FINE PRINT: Schumer Box MOVE: Up and Down with Credit Scores INTERACTIVE: Compounding Cat Insanity You Just Gotta Habit! CALCULATE: The Math Behind Your Federal Taxes MOVE: Types of Employment PLAY: Organize Budget Expenses CALCULATE: Debt Avalanche v. Debt Snowball What source of funding is used most often to start new businesses? ANALYZE: Household Debt and Credit Report INTERACTIVE: Bummer! PLAY: It Costs HOW Much? What are the top 3 types of products/services Gen Z is most likely to splurge on? RESEARCH: Credit Protections What percent of new businesses are still operating after 10 years? MOVE: Let's Make a Mutual Fund MOVE: Credit Musical Chairs ANALYZE: Inequalities in Investing How much does a texting while driving ticket increase auto insurance premiums? PLAY: Roll with the Market MOVE: What Determines Your Insurance Premium? INTERACTIVE: Living Paycheck to Paycheck PLAY: The Bean Game If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? INTERACTIVE: Online Bank Simulator FINE PRINT: Financial Aid Package ANALYZE: A FAFSA Submission Summary PLAY: Types of Car Insurance RESEARCH: Professional Certifications Which savings strategy is most effective? What percent of students receive scholarships or grants for college? What is the average credit card debt held by Gen Z? When the Mean is Nice MOVE: Inflation Over Time MOVE: Your Tax Dollar in Action CALCULATE: Impact of Credit Score on Loans INTERACTIVE: Invest with STAX! COMPARE: Types of Savings Accounts CALCULATE: How Much House Can You Afford? Over a recent 20 year period, what percent of pros investing in large companies "beat the market?"

DESMOS ACTIVITIES

DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: OLS Regression and College Costs DESMOS: Card Sort: Conditional Probability DESMOS: Point Collector: Lines DESMOS: Create a Histogram DESMOS: Comparing the Cost of Different Student Loans DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Linear Growth Patterns DESMOS: Systems of Two Linear Equations DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Linear Equations in Standard Form DESMOS: Exponential Regression in Investing DESMOS: Card Sort: Four Views of a Function DESMOS: Growth Factor and Investments DESMOS: Growth of Savings vs Investments DESMOS: College Sticker Price and ACT Scores DESMOS: Investing and Exponential Change DESMOS: Exponential Growth in Circles DESMOS: Chance Experiments DESMOS: Histograms and Box Plots of Housing Costs DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Polygraph: Guess the Distribution DESMOS: Writing Equations in Standard Form DESMOS: Exponential vs Linear Patterns DESMOS: Card Sort: Independent and Dependent Events DESMOS: Linear Equations from Checking Word Problems DESMOS: Card Sort: Linear Systems DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Complex Systems of Inequalities DESMOS: Exploring State and Local Tax Rates DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Writing Linear Equations and Checking DESMOS: Marbleslides: Exploring Exponentials DESMOS: Real World Linear Inequalities DESMOS: Future Value of a Periodic Investment DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Card Sort: Sampling Methods DESMOS: Credit Dot Plots DESMOS: Graphs of Piecewise Functions DESMOS: Prize Wheel Puzzle