Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

You Just Gotta Habit! INTERACTIVE: Compounding Cat Insanity How much more likely is a business to launch if the founder creates a business plan? RESEARCH: Professional Certifications FINE PRINT: Financial Aid Package ANALYZE: Dollar Cost Averaging RESEARCH: Credit Protections PLAY: It Costs HOW Much? FINE PRINT: Checking Account Statement COMPARE: Which Repayment Option is Best? MOVE: Credit Musical Chairs What source of funding is used most often to start new businesses? CREATE: Personalized Productive Gap Year Plan PLAY: Roll with the Market MOVE: Your Tax Dollar in Action CALCULATE: Impact of Credit Score on Loans MOVE: Types of Employment When the Mean is Nice MOVE: Up and Down with Credit Scores What percent of Americans with credit card debt have carried a balance for over 1 year? CALCULATE: Return on Your College Investment INTERACTIVE: Bummer! What's the average credit score needed to rent an apartment? PLAY: Organize Budget Expenses Which savings strategy is most effective? PLAY: Budget Frenzy! MOVE: Inflation Over Time If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? FINE PRINT: Schumer Box MOVE: What Determines Your Insurance Premium? What is the average credit card debt held by Gen Z? INTERACTIVE: Online Bank Simulator INTERACTIVE: Invest with STAX! COMPARE: Types of Savings Accounts PLAY: The Bean Game CALCULATE: Debt Avalanche v. Debt Snowball MOVE: Let's Make a Mutual Fund ANALYZE: Inequalities in Investing INTERACTIVE: Living Paycheck to Paycheck PROJECT: Credit Protections - You Be the Teacher CALCULATE: The Math Behind Your Federal Taxes CALCULATE: The Cost of Auto Loans ANALYZE: A FAFSA Submission Summary Do consumers send more money on Venmo or spend more money on Amazon? What are the top 3 types of products/services Gen Z is most likely to splurge on? How much does a texting while driving ticket increase auto insurance premiums? CALCULATE: How Much House Can You Afford? What percent of students receive scholarships or grants for college? PLAY: Types of Car Insurance What percent of new businesses are still operating after 10 years? Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" ANALYZE: Household Debt and Credit Report

DESMOS ACTIVITIES

AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Prize Wheel Puzzle AMPLIFY: Linear Equations in Standard Form AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Investing and Exponential Change AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Create a Histogram AMPLIFY: Growth of Savings vs Investments AMPLIFY: Complex Systems of Inequalities AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Writing Equations in Standard Form AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Exponential Regression in Investing AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Systems of Two Linear Equations AMPLIFY: Point Collector: Lines AMPLIFY: Linear Growth Patterns AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Exponential Growth in Circles AMPLIFY: Credit Dot Plots AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Chance Experiments AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Real World Linear Inequalities AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Growth Factor and Investments AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: OLS Regression and College Costs AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Card Sort: Linear Systems