Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

INTERACTIVE: Bummer! COMPARE: Types of Health Insurance Plans PLAY: Budget Frenzy! CALCULATE: Return on Your College Investment FINE PRINT: Checking Account Statement ANALYZE: Overdraft Fees RESEARCH: Credit Protections CALCULATE: Debt Avalanche v. Debt Snowball MOVE: What Determines Your Insurance Premium? What percent of Americans with credit card debt have carried a balance for over 1 year? What source of funding is used most often to start new businesses? What percent of students receive scholarships or grants for college? FINE PRINT: Schumer Box PLAY: Organize Budget Expenses Do consumers send more money on Venmo or spend more money on Amazon? Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" FINE PRINT: Financial Aid Package MOVE: Types of Employment ANALYZE: A FAFSA Submission Summary ANALYZE: Inequalities in Investing CALCULATE: How Much House Can You Afford? What is the average credit card debt held by Gen Z? Which savings strategy is most effective? CALCULATE: The Math Behind Your Federal Taxes INTERACTIVE: Compounding Cat Insanity RESEARCH: Professional Certifications COMPARE: Types of Savings Accounts PLAY: The Bean Game MOVE: Credit Musical Chairs ANALYZE: Dollar Cost Averaging MOVE: Your Tax Dollar in Action MOVE: Inflation Over Time INTERACTIVE: Online Bank Simulator When the Mean is Nice INTERACTIVE: Living Paycheck to Paycheck How much does a texting while driving ticket increase auto insurance premiums? How much more likely is a business to launch if the founder creates a business plan? PROJECT: Credit Protections - You Be the Teacher CALCULATE: Impact of Credit Score on Loans You Just Gotta Habit! CALCULATE: The Cost of Auto Loans ANALYZE: Household Debt and Credit Report What percent of new businesses are still operating after 10 years? INTERACTIVE: Invest with STAX! PLAY: It Costs HOW Much? What's the average credit score needed to rent an apartment? CREATE: Personalized Productive Gap Year Plan COMPARE: Which Repayment Plan Fits Your Income? What are the top 3 types of products/services Gen Z is most likely to splurge on? MOVE: Let's Make a Mutual Fund MOVE: Up and Down with Credit Scores PLAY: Types of Car Insurance PLAY: Roll with the Market If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now?

DESMOS ACTIVITIES

AMPLIFY: Writing Equations in Standard Form AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Exponential vs Linear Patterns AMPLIFY: OLS Regression and College Costs AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Growth Factor and Investments AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Credit Dot Plots AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Chance Experiments AMPLIFY: Systems of Two Linear Equations AMPLIFY: Create a Histogram AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Exponential Growth in Circles AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Real World Linear Inequalities AMPLIFY: Linear Growth Patterns AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Exponential Regression in Investing AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Investing and Exponential Change AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Growth of Savings vs Investments AMPLIFY: Complex Systems of Inequalities AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Card Sort: Linear Systems AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Linear Equations in Standard Form AMPLIFY: Card Sort: Conditional Probability AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Prize Wheel Puzzle AMPLIFY: Point Collector: Lines AMPLIFY: Exploring Tax Rates by Income Level and Tax Type