Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

CALCULATE: Return on Your College Investment What percent of Americans with credit card debt have carried a balance for over 1 year? CALCULATE: The Cost of Auto Loans MOVE: Your Tax Dollar in Action MOVE: Up and Down with Credit Scores What is the average credit card debt held by Gen Z? What percent of new businesses are still operating after 10 years? PLAY: Roll with the Market CREATE: Personalized Productive Gap Year Plan CALCULATE: Debt Avalanche v. Debt Snowball MOVE: Credit Musical Chairs INTERACTIVE: Compounding Cat Insanity FINE PRINT: Financial Aid Package Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" ANALYZE: Dollar Cost Averaging What source of funding is used most often to start new businesses? ANALYZE: A FAFSA Submission Summary Which savings strategy is most effective? When the Mean is Nice How much does a texting while driving ticket increase auto insurance premiums? What percent of students receive scholarships or grants for college? PLAY: Budget Frenzy! ANALYZE: Inequalities in Investing What's the average credit score needed to rent an apartment? MOVE: What Determines Your Insurance Premium? CALCULATE: The Math Behind Your Federal Taxes MOVE: Types of Employment Do consumers send more money on Venmo or spend more money on Amazon? FINE PRINT: Schumer Box PLAY: Organize Budget Expenses RESEARCH: Professional Certifications What are the top 3 types of products/services Gen Z is most likely to splurge on? COMPARE: Types of Savings Accounts ANALYZE: Household Debt and Credit Report How much more likely is a business to launch if the founder creates a business plan? CALCULATE: How Much House Can You Afford? INTERACTIVE: Bummer! COMPARE: Which Repayment Option is Best? INTERACTIVE: Invest with STAX! You Just Gotta Habit! PLAY: Types of Car Insurance MOVE: Let's Make a Mutual Fund INTERACTIVE: Online Bank Simulator FINE PRINT: Checking Account Statement RESEARCH: Credit Protections INTERACTIVE: Living Paycheck to Paycheck PLAY: It Costs HOW Much? If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? MOVE: Inflation Over Time PROJECT: Credit Protections - You Be the Teacher PLAY: The Bean Game CALCULATE: Impact of Credit Score on Loans

DESMOS ACTIVITIES

AMPLIFY: Linear Equations in Standard Form AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Credit Dot Plots AMPLIFY: Exponential Growth in Circles AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Systems of Two Linear Equations AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Growth of Savings vs Investments AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Exponential Regression in Investing AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Point Collector: Lines AMPLIFY: Chance Experiments AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Prize Wheel Puzzle AMPLIFY: Investing and Exponential Change AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Complex Systems of Inequalities AMPLIFY: Real World Linear Inequalities AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Card Sort: Linear Systems AMPLIFY: Writing Equations in Standard Form AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Growth Factor and Investments AMPLIFY: OLS Regression and College Costs AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Linear Growth Patterns AMPLIFY: Create a Histogram