Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

MOVE: Inflation Over Time FINE PRINT: Checking Account Statement ANALYZE: Dollar Cost Averaging PLAY: Types of Car Insurance CALCULATE: Impact of Credit Score on Loans RESEARCH: Credit Protections INTERACTIVE: Compounding Cat Insanity INTERACTIVE: Living Paycheck to Paycheck PLAY: Organize Budget Expenses INTERACTIVE: Bummer! Do consumers send more money on Venmo or spend more money on Amazon? ANALYZE: Inequalities in Investing MOVE: Your Tax Dollar in Action Which savings strategy is most effective? If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? MOVE: What Determines Your Insurance Premium? CALCULATE: Debt Avalanche v. Debt Snowball INTERACTIVE: Invest with STAX! What's the average credit score needed to rent an apartment? FINE PRINT: Schumer Box What are the top 3 types of products/services Gen Z is most likely to splurge on? INTERACTIVE: Online Bank Simulator How much more likely is a business to launch if the founder creates a business plan? CALCULATE: How Much House Can You Afford? RESEARCH: Professional Certifications CALCULATE: The Cost of Auto Loans How much does a texting while driving ticket increase auto insurance premiums? CALCULATE: Return on Your College Investment ANALYZE: A FAFSA Submission Summary PLAY: Roll with the Market ANALYZE: Household Debt and Credit Report MOVE: Credit Musical Chairs FINE PRINT: Financial Aid Package You Just Gotta Habit! COMPARE: Types of Savings Accounts MOVE: Up and Down with Credit Scores What percent of new businesses are still operating after 10 years? PROJECT: Credit Protections - You Be the Teacher What is the average credit card debt held by Gen Z? When the Mean is Nice CREATE: Personalized Productive Gap Year Plan PLAY: Budget Frenzy! COMPARE: Which Repayment Option is Best? CALCULATE: The Math Behind Your Federal Taxes MOVE: Let's Make a Mutual Fund What source of funding is used most often to start new businesses? MOVE: Types of Employment PLAY: It Costs HOW Much? What percent of students receive scholarships or grants for college? PLAY: The Bean Game Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" What percent of Americans with credit card debt have carried a balance for over 1 year?

DESMOS ACTIVITIES

AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Investing and Exponential Change AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Writing Equations in Standard Form AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Card Sort: Linear Systems AMPLIFY: Complex Systems of Inequalities AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Systems of Two Linear Equations AMPLIFY: Chance Experiments AMPLIFY: Real World Linear Inequalities AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Prize Wheel Puzzle AMPLIFY: Exponential Growth in Circles AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Create a Histogram AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: OLS Regression and College Costs AMPLIFY: Growth of Savings vs Investments AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Credit Dot Plots AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Exponential Regression in Investing AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Point Collector: Lines AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Linear Growth Patterns AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Linear Equations in Standard Form AMPLIFY: Growth Factor and Investments AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Comparing Funds Using Compound Annual Growth Rate