Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

RESEARCH: Credit Protections What source of funding is used most often to start new businesses? CALCULATE: Impact of Credit Score on Loans CALCULATE: The Math Behind Your Federal Taxes COMPARE: Which Repayment Option is Best? INTERACTIVE: Living Paycheck to Paycheck Do consumers send more money on Venmo or spend more money on Amazon? If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? PLAY: It Costs HOW Much? COMPARE: Types of Savings Accounts PLAY: Roll with the Market Which savings strategy is most effective? You Just Gotta Habit! PLAY: Types of Car Insurance ANALYZE: Dollar Cost Averaging ANALYZE: A FAFSA Submission Summary MOVE: Types of Employment MOVE: Your Tax Dollar in Action What percent of students receive scholarships or grants for college? MOVE: Credit Musical Chairs INTERACTIVE: Online Bank Simulator MOVE: What Determines Your Insurance Premium? CREATE: Personalized Productive Gap Year Plan How much does a texting while driving ticket increase auto insurance premiums? What is the average credit card debt held by Gen Z? ANALYZE: Overdraft Fees MOVE: Inflation Over Time When the Mean is Nice PLAY: The Bean Game What's the average credit score needed to rent an apartment? CALCULATE: How Much House Can You Afford? ANALYZE: Household Debt and Credit Report FINE PRINT: Checking Account Statement COMPARE: Types of Health Insurance Plans INTERACTIVE: Compounding Cat Insanity What percent of Americans with credit card debt have carried a balance for over 1 year? What are the top 3 types of products/services Gen Z is most likely to splurge on? FINE PRINT: Financial Aid Package PLAY: Budget Frenzy! CALCULATE: Debt Avalanche v. Debt Snowball INTERACTIVE: Bummer! What percent of new businesses are still operating after 10 years? PLAY: Organize Budget Expenses CALCULATE: Return on Your College Investment ANALYZE: Inequalities in Investing FINE PRINT: Schumer Box CALCULATE: The Cost of Auto Loans MOVE: Up and Down with Credit Scores INTERACTIVE: Invest with STAX! How much more likely is a business to launch if the founder creates a business plan? PROJECT: Credit Protections - You Be the Teacher MOVE: Let's Make a Mutual Fund Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" RESEARCH: Professional Certifications

DESMOS ACTIVITIES

AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Growth of Savings vs Investments AMPLIFY: Exponential Growth in Circles AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Linear Equations in Standard Form AMPLIFY: Writing Equations in Standard Form AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Systems of Two Linear Equations AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Complex Systems of Inequalities AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Growth Factor and Investments AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Writing Linear Equations and Checking AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Real World Linear Inequalities AMPLIFY: Point Collector: Lines AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Credit Dot Plots AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: OLS Regression and College Costs AMPLIFY: Create a Histogram AMPLIFY: Card Sort: Linear Systems AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Linear Growth Patterns AMPLIFY: Investing and Exponential Change AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Prize Wheel Puzzle AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Exponential Regression in Investing AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Graphs of Piecewise Functions AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Chance Experiments