Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

RESEARCH: Credit Protections What percent of new businesses are still operating after 10 years? PLAY: Roll with the Market ANALYZE: Inequalities in Investing Which savings strategy is most effective? MOVE: Types of Employment INTERACTIVE: Compounding Cat Insanity COMPARE: Types of Health Insurance Plans PLAY: The Bean Game What percent of students receive scholarships or grants for college? PLAY: Budget Frenzy! What's the average credit score needed to rent an apartment? ANALYZE: Overdraft Fees CREATE: Personalized Productive Gap Year Plan ANALYZE: Household Debt and Credit Report MOVE: Up and Down with Credit Scores FINE PRINT: Schumer Box PLAY: Types of Car Insurance MOVE: Your Tax Dollar in Action How much does a texting while driving ticket increase auto insurance premiums? CALCULATE: Impact of Credit Score on Loans How much more likely is a business to launch if the founder creates a business plan? CALCULATE: The Cost of Auto Loans FINE PRINT: Financial Aid Package ANALYZE: Dollar Cost Averaging RESEARCH: Professional Certifications CALCULATE: How Much House Can You Afford? INTERACTIVE: Living Paycheck to Paycheck ANALYZE: A FAFSA Submission Summary INTERACTIVE: Invest with STAX! If you invested $1,000 in Netflix stock ten years ago, what would it be worth now? FINE PRINT: Checking Account Statement CALCULATE: Return on Your College Investment COMPARE: Which Repayment Plan Fits Your Income? MOVE: What Determines Your Insurance Premium? What percent of Americans with credit card debt have carried a balance for over 1 year? What is the average credit card debt held by Gen Z? INTERACTIVE: Bummer! INTERACTIVE: Online Bank Simulator PLAY: Organize Budget Expenses MOVE: Credit Musical Chairs Over a recent 20-year-period, what percent of pros investing in large companies "beat the market?" CALCULATE: The Math Behind Your Federal Taxes CALCULATE: Debt Avalanche v. Debt Snowball MOVE: Inflation Over Time PLAY: It Costs HOW Much? What source of funding is used most often to start new businesses? You Just Gotta Habit! MOVE: Let's Make a Mutual Fund When the Mean is Nice COMPARE: Types of Savings Accounts Do consumers send more money through Zelle or spend more money on Amazon? PROJECT: Credit Protections - You Be the Teacher What are the top 3 types of products/services Gen Z is most likely to splurge on?

DESMOS ACTIVITIES

AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Growth Factor and Investments AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Chance Experiments AMPLIFY: OLS Regression and College Costs AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Complex Systems of Inequalities AMPLIFY: Create a Histogram AMPLIFY: Systems of Two Linear Equations AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Investing and Exponential Change AMPLIFY: Linear Growth Patterns AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Writing Equations in Standard Form AMPLIFY: Exponential Growth in Circles AMPLIFY: Linear Equations in Standard Form AMPLIFY: Exponential Regression in Investing AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Real World Linear Inequalities AMPLIFY: Point Collector: Lines AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Card Sort: Linear Systems AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Credit Dot Plots AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Prize Wheel Puzzle AMPLIFY: Growth of Savings vs Investments