Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

INTERACTIVE: Compounding Cat Insanity MOVE: Your Tax Dollar in Action Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" MOVE: Credit Musical Chairs How much does a texting while driving ticket increase auto insurance premiums? INTERACTIVE: Living Paycheck to Paycheck What is the average credit card debt held by Gen Z? CALCULATE: Return on Your College Investment PLAY: It Costs HOW Much? MOVE: Inflation Over Time INTERACTIVE: Bummer! Do consumers send more money on Venmo or spend more money on Amazon? MOVE: What Determines Your Insurance Premium? ANALYZE: Dollar Cost Averaging How much more likely is a business to launch if the founder creates a business plan? What source of funding is used most often to start new businesses? If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? MOVE: Types of Employment CALCULATE: Impact of Credit Score on Loans CREATE: Personalized Productive Gap Year Plan COMPARE: Which Repayment Option is Best? PLAY: Roll with the Market PLAY: The Bean Game ANALYZE: Household Debt and Credit Report FINE PRINT: Financial Aid Package What percent of new businesses are still operating after 10 years? What's the average credit score needed to rent an apartment? PLAY: Organize Budget Expenses CALCULATE: The Math Behind Your Federal Taxes MOVE: Let's Make a Mutual Fund COMPARE: Types of Savings Accounts PLAY: Types of Car Insurance PLAY: Budget Frenzy! MOVE: Up and Down with Credit Scores Which savings strategy is most effective? INTERACTIVE: Online Bank Simulator FINE PRINT: Checking Account Statement PROJECT: Credit Protections - You Be the Teacher ANALYZE: Inequalities in Investing RESEARCH: Credit Protections CALCULATE: The Cost of Auto Loans What percent of students receive scholarships or grants for college? INTERACTIVE: Invest with STAX! What are the top 3 types of products/services Gen Z is most likely to splurge on? RESEARCH: Professional Certifications CALCULATE: Debt Avalanche v. Debt Snowball When the Mean is Nice ANALYZE: A FAFSA Submission Summary You Just Gotta Habit! CALCULATE: How Much House Can You Afford? What percent of Americans with credit card debt have carried a balance for over 1 year? FINE PRINT: Schumer Box

DESMOS ACTIVITIES

AMPLIFY: Create a Histogram AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Card Sort: Linear Systems AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Investing and Exponential Change AMPLIFY: Real World Linear Inequalities AMPLIFY: Credit Dot Plots AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Point Collector: Lines AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Complex Systems of Inequalities AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Linear Equations in Standard Form AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Chance Experiments AMPLIFY: OLS Regression and College Costs AMPLIFY: Systems of Two Linear Equations AMPLIFY: Exponential Regression in Investing AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Growth Factor and Investments AMPLIFY: Exponential Growth in Circles AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Linear Growth Patterns AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Growth of Savings vs Investments AMPLIFY: Writing Equations in Standard Form AMPLIFY: Prize Wheel Puzzle AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Comparing Funds Using Compound Annual Growth Rate