Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

INTERACTIVE: Invest with STAX! Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" PLAY: Budget Frenzy! CALCULATE: The Cost of Auto Loans CALCULATE: Impact of Credit Score on Loans ANALYZE: A FAFSA Submission Summary PLAY: Roll with the Market PLAY: Organize Budget Expenses MOVE: Types of Employment CALCULATE: The Math Behind Your Federal Taxes What percent of students receive scholarships or grants for college? PLAY: Types of Car Insurance What's the average credit score needed to rent an apartment? What are the top 3 types of products/services Gen Z is most likely to splurge on? RESEARCH: Professional Certifications You Just Gotta Habit! CALCULATE: Debt Avalanche v. Debt Snowball CREATE: Personalized Productive Gap Year Plan MOVE: Credit Musical Chairs What is the average credit card debt held by Gen Z? FINE PRINT: Financial Aid Package COMPARE: Which Repayment Option is Best? CALCULATE: Return on Your College Investment What source of funding is used most often to start new businesses? FINE PRINT: Checking Account Statement PROJECT: Credit Protections - You Be the Teacher If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? ANALYZE: Household Debt and Credit Report INTERACTIVE: Compounding Cat Insanity MOVE: Up and Down with Credit Scores MOVE: Inflation Over Time How much more likely is a business to launch if the founder creates a business plan? CALCULATE: How Much House Can You Afford? When the Mean is Nice ANALYZE: Inequalities in Investing INTERACTIVE: Online Bank Simulator Do consumers send more money on Venmo or spend more money on Amazon? How much does a texting while driving ticket increase auto insurance premiums? What percent of new businesses are still operating after 10 years? FINE PRINT: Schumer Box INTERACTIVE: Living Paycheck to Paycheck ANALYZE: Dollar Cost Averaging MOVE: What Determines Your Insurance Premium? INTERACTIVE: Bummer! Which savings strategy is most effective? RESEARCH: Credit Protections What percent of Americans with credit card debt have carried a balance for over 1 year? PLAY: The Bean Game MOVE: Let's Make a Mutual Fund COMPARE: Types of Savings Accounts PLAY: It Costs HOW Much? MOVE: Your Tax Dollar in Action

DESMOS ACTIVITIES

AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Growth of Savings vs Investments AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Exponential Regression in Investing AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Linear Growth Patterns AMPLIFY: Create a Histogram AMPLIFY: Prize Wheel Puzzle AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Systems of Two Linear Equations AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Growth Factor and Investments AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Exponential Growth in Circles AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: OLS Regression and College Costs AMPLIFY: Credit Dot Plots AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Complex Systems of Inequalities AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Chance Experiments AMPLIFY: Real World Linear Inequalities AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Linear Equations in Standard Form AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Point Collector: Lines AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Writing Equations in Standard Form AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Investing and Exponential Change AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Card Sort: Linear Systems