Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

INTERACTIVE: Compounding Cat Insanity When the Mean is Nice RESEARCH: Professional Certifications COMPARE: Types of Savings Accounts ANALYZE: Dollar Cost Averaging Do consumers send more money on Venmo or spend more money on Amazon? ANALYZE: A FAFSA Submission Summary PLAY: It Costs HOW Much? What is the average credit card debt held by Gen Z? CALCULATE: The Math Behind Your Federal Taxes MOVE: Inflation Over Time CALCULATE: Debt Avalanche v. Debt Snowball PLAY: Types of Car Insurance How much more likely is a business to launch if the founder creates a business plan? CREATE: Personalized Productive Gap Year Plan ANALYZE: Inequalities in Investing CALCULATE: How Much House Can You Afford? PROJECT: Credit Protections - You Be the Teacher CALCULATE: Return on Your College Investment CALCULATE: The Cost of Auto Loans MOVE: What Determines Your Insurance Premium? INTERACTIVE: Online Bank Simulator Which savings strategy is most effective? PLAY: Budget Frenzy! PLAY: Roll with the Market FINE PRINT: Checking Account Statement MOVE: Your Tax Dollar in Action FINE PRINT: Schumer Box What percent of new businesses are still operating after 10 years? RESEARCH: Credit Protections MOVE: Credit Musical Chairs What percent of students receive scholarships or grants for college? What source of funding is used most often to start new businesses? INTERACTIVE: Bummer! Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" PLAY: Organize Budget Expenses FINE PRINT: Financial Aid Package COMPARE: Which Repayment Option is Best? What percent of Americans who have credit card debt won't be able to pay it off within a year? What are the top 3 types of products/services Gen Z is most likely to splurge on? MOVE: Let's Make a Mutual Fund How much does a texting while driving ticket increase auto insurance premiums? PLAY: The Bean Game INTERACTIVE: Living Paycheck to Paycheck If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? ANALYZE: Household Debt and Credit Report MOVE: Types of Employment What's the average credit score needed to rent an apartment? INTERACTIVE: Invest with STAX! CALCULATE: Impact of Credit Score on Loans You Just Gotta Habit! MOVE: Up and Down with Credit Scores

DESMOS ACTIVITIES

DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Linear Equations in Standard Form DESMOS: Linear Equations from Checking Word Problems DESMOS: Marbleslides: Exploring Exponentials DESMOS: Create a Histogram DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Card Sort: Independent and Dependent Events DESMOS: Growth Factor and Investments DESMOS: Linear Growth Patterns DESMOS: Card Sort: Sampling Methods DESMOS: Exponential Growth in Circles DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Point Collector: Lines DESMOS: Comparing the Cost of Different Student Loans DESMOS: Exponential vs Linear Patterns DESMOS: College Sticker Price and ACT Scores DESMOS: Polygraph: Guess the Distribution DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Exploring State and Local Tax Rates DESMOS: Writing Linear Equations and Checking DESMOS: Systems of Two Linear Equations DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Real World Linear Inequalities DESMOS: Card Sort: Conditional Probability DESMOS: Card Sort: Linear Systems DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Credit Dot Plots DESMOS: Complex Systems of Inequalities DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Card Sort: Four Views of a Function DESMOS: Future Value of a Periodic Investment DESMOS: Growth of Savings vs Investments DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Exponential Regression in Investing DESMOS: Investing and Exponential Change DESMOS: Graphs of Piecewise Functions DESMOS: Writing Equations in Standard Form DESMOS: Chance Experiments DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: OLS Regression and College Costs DESMOS: Prize Wheel Puzzle