Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? MOVE: Up and Down with Credit Scores PLAY: Types of Car Insurance INTERACTIVE: Compounding Cat Insanity What percent of students receive scholarships or grants for college? INTERACTIVE: Invest with STAX! FINE PRINT: Financial Aid Package PLAY: Organize Budget Expenses Do consumers send more money on Venmo or spend more money on Amazon? COMPARE: Which Repayment Option is Best? How much does a texting while driving ticket increase auto insurance premiums? MOVE: Let's Make a Mutual Fund CREATE: Personalized Productive Gap Year Plan RESEARCH: Credit Protections Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" PLAY: Budget Frenzy! Which savings strategy is most effective? How much more likely is a business to launch if the founder creates a business plan? COMPARE: Types of Savings Accounts INTERACTIVE: Living Paycheck to Paycheck CALCULATE: How Much House Can You Afford? ANALYZE: Dollar Cost Averaging MOVE: Credit Musical Chairs What's the average credit score needed to rent an apartment? RESEARCH: Professional Certifications When the Mean is Nice CALCULATE: The Math Behind Your Federal Taxes ANALYZE: A FAFSA Submission Summary You Just Gotta Habit! MOVE: Your Tax Dollar in Action FINE PRINT: Checking Account Statement ANALYZE: Household Debt and Credit Report PLAY: It Costs HOW Much? ANALYZE: Inequalities in Investing PROJECT: Credit Protections - You Be the Teacher PLAY: Roll with the Market INTERACTIVE: Online Bank Simulator MOVE: What Determines Your Insurance Premium? FINE PRINT: Schumer Box CALCULATE: The Cost of Auto Loans MOVE: Inflation Over Time PLAY: The Bean Game What percent of Americans with credit card debt have carried a balance for over 1 year? COMPARE: Types of Health Insurance Plans ANALYZE: Overdraft Fees CALCULATE: Impact of Credit Score on Loans CALCULATE: Return on Your College Investment What is the average credit card debt held by Gen Z? MOVE: Types of Employment CALCULATE: Debt Avalanche v. Debt Snowball What are the top 3 types of products/services Gen Z is most likely to splurge on? What source of funding is used most often to start new businesses? INTERACTIVE: Bummer! What percent of new businesses are still operating after 10 years?

DESMOS ACTIVITIES

AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Linear Equations in Standard Form AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Writing Equations in Standard Form AMPLIFY: Growth Factor and Investments AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Real World Linear Inequalities AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Systems of Two Linear Equations AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Card Sort: Linear Systems AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Create a Histogram AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Investing and Exponential Change AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Credit Dot Plots AMPLIFY: Exponential Regression in Investing AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Prize Wheel Puzzle AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: OLS Regression and College Costs AMPLIFY: Chance Experiments AMPLIFY: Exponential Growth in Circles AMPLIFY: Growth of Savings vs Investments AMPLIFY: Complex Systems of Inequalities AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Point Collector: Lines AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Linear Growth Patterns