Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

CALCULATE: Debt Avalanche v. Debt Snowball RESEARCH: Professional Certifications CALCULATE: The Math Behind Your Federal Taxes PLAY: Types of Car Insurance PLAY: Roll with the Market PROJECT: Credit Protections - You Be the Teacher ANALYZE: Household Debt and Credit Report MOVE: Inflation Over Time What percent of Americans with credit card debt have carried a balance for over 1 year? MOVE: Your Tax Dollar in Action FINE PRINT: Schumer Box COMPARE: Which Repayment Option is Best? What percent of new businesses are still operating after 10 years? CREATE: Personalized Productive Gap Year Plan MOVE: Types of Employment What source of funding is used most often to start new businesses? CALCULATE: Impact of Credit Score on Loans PLAY: Organize Budget Expenses What's the average credit score needed to rent an apartment? INTERACTIVE: Invest with STAX! CALCULATE: How Much House Can You Afford? PLAY: It Costs HOW Much? What are the top 3 types of products/services Gen Z is most likely to splurge on? Which savings strategy is most effective? CALCULATE: The Cost of Auto Loans What is the average credit card debt held by Gen Z? You Just Gotta Habit! ANALYZE: Dollar Cost Averaging ANALYZE: A FAFSA Submission Summary FINE PRINT: Financial Aid Package How much more likely is a business to launch if the founder creates a business plan? PLAY: Budget Frenzy! INTERACTIVE: Compounding Cat Insanity ANALYZE: Inequalities in Investing How much does a texting while driving ticket increase auto insurance premiums? MOVE: Credit Musical Chairs MOVE: Let's Make a Mutual Fund PLAY: The Bean Game INTERACTIVE: Bummer! FINE PRINT: Checking Account Statement If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? What percent of students receive scholarships or grants for college? MOVE: What Determines Your Insurance Premium? CALCULATE: Return on Your College Investment Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" INTERACTIVE: Online Bank Simulator Do consumers send more money on Venmo or spend more money on Amazon? When the Mean is Nice COMPARE: Types of Savings Accounts MOVE: Up and Down with Credit Scores INTERACTIVE: Living Paycheck to Paycheck RESEARCH: Credit Protections

DESMOS ACTIVITIES

AMPLIFY: OLS Regression and College Costs AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Point Collector: Lines AMPLIFY: Real World Linear Inequalities AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Linear Growth Patterns AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Writing Equations in Standard Form AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Growth Factor and Investments AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Card Sort: Linear Systems AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Credit Dot Plots AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Exponential Growth in Circles AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Complex Systems of Inequalities AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Prize Wheel Puzzle AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Chance Experiments AMPLIFY: Systems of Two Linear Equations AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Linear Equations in Standard Form AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Create a Histogram AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Growth of Savings vs Investments AMPLIFY: Exponential Regression in Investing AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Investing and Exponential Change AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Marbleslides: Exploring Exponentials