Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

RESEARCH: Credit Protections RESEARCH: Professional Certifications CALCULATE: Debt Avalanche v. Debt Snowball Which savings strategy is most effective? What percent of students receive scholarships or grants for college? MOVE: Credit Musical Chairs INTERACTIVE: Invest with STAX! CALCULATE: Impact of Credit Score on Loans FINE PRINT: Schumer Box INTERACTIVE: Online Bank Simulator INTERACTIVE: Living Paycheck to Paycheck ANALYZE: Dollar Cost Averaging in Action PLAY: Roll with the Market If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? PLAY: Budget Frenzy! INTERACTIVE: Bummer! ANALYZE: Household Debt and Credit Report How much does a texting while driving ticket increase auto insurance premiums? ANALYZE: A FAFSA Submission Summary What do cardholders fear most when using a credit card? What's the average credit score needed to rent an apartment? Do consumers send more money on Venmo or spend more money on Amazon? Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" What source of funding is used most often to start new businesses? COMPARE: Which Repayment Option is Best? PLAY: Types of Car Insurance What percent of Americans who have credit card debt won't be able to pay it off within a year? MOVE: Up and Down with Credit Scores INTERACTIVE: Compounding Cat Insanity What percent of new businesses are still operating after 10 years? PLAY: It Costs HOW Much? CALCULATE: Your Federal Taxes MOVE: What Determines Your Insurance Premium? FINE PRINT: Checking Account Statement When the Mean is Nice MOVE: Let's Make a Mutual Fund CREATE: Personalized Productive Gap Year Plan FINE PRINT: Financial Aid Package PLAY: Organize Budget Expenses COMPARE: Auto Loans Gotta Habit ANALYZE: Inequalities in Investing RESEARCH: Fair Credit Reporting Act What are the top 3 types of products/services Gen Z is most likely to splurge on? COMPARE: Types of Savings Accounts READ: Retirement Basics MOVE: Types of Employment How much more likely is a business to launch if the founder creates a business plan? CALCULATE: Return on Your College Investment MOVE: Your Tax Dollar in Action

DESMOS ACTIVITIES

DESMOS: Prize Wheel Puzzle DESMOS: Investing and Exponential Change DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Chance Experiments DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Card Sort: Linear Systems DESMOS: OLS Regression and College Costs DESMOS: Exploring State and Local Tax Rates DESMOS: Linear Equations from Checking Word Problems DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Complex Systems of Inequalities DESMOS: Writing Equations in Standard Form DESMOS: Card Sort: Four Views of a Function DESMOS: Exponential Growth in Circles DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Growth of Savings vs Investments DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Card Sort: Conditional Probability DESMOS: Writing Linear Equations and Checking DESMOS: Real World Linear Inequalities DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Systems of Two Linear Equations DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Marbleslides: Exploring Exponentials DESMOS: Exponential vs Linear Patterns DESMOS: Graphs of Piecewise Functions DESMOS: Exponential Regression in Investing DESMOS: Credit Dot Plots DESMOS: Point Collector: Lines DESMOS: College Sticker Price and ACT Scores DESMOS: Create a Histogram DESMOS: Linear Equations in Standard Form DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Polygraph: Guess the Distribution DESMOS: Comparing the Cost of Different Student Loans DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Card Sort: Sampling Methods DESMOS: Growth Factor and Investments DESMOS: Card Sort: Independent and Dependent Events DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Future Value of a Periodic Investment DESMOS: Linear Growth Patterns DESMOS: The Impact of Investing Fees on Exponential Growth