Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

INTERACTIVE: Invest with STAX! INTERACTIVE: Living Paycheck to Paycheck COMPARE: Which Repayment Option is Best? CALCULATE: Impact of Credit Score on Loans You Just Gotta Habit! MOVE: Up and Down with Credit Scores COMPARE: Auto Loans What percent of new businesses are still operating after 10 years? MOVE: Your Tax Dollar in Action INTERACTIVE: Compounding Cat Insanity INTERACTIVE: Bummer! ANALYZE: Dollar Cost Averaging What are the top 3 types of products/services Gen Z is most likely to splurge on? INTERACTIVE: Online Bank Simulator Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" PLAY: Organize Budget Expenses ANALYZE: A FAFSA Submission Summary Do consumers send more money on Venmo or spend more money on Amazon? COMPARE: Types of Savings Accounts CALCULATE: Debt Avalanche v. Debt Snowball How much does a texting while driving ticket increase auto insurance premiums? FINE PRINT: Schumer Box RESEARCH: Professional Certifications FINE PRINT: Financial Aid Package How much more likely is a business to launch if the founder creates a business plan? Which savings strategy is most effective? When the Mean is Nice MOVE: Types of Employment What source of funding is used most often to start new businesses? If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? PLAY: The Bean Game PLAY: Roll with the Market CALCULATE: The Math Behind Your Federal Taxes PLAY: Types of Car Insurance RESEARCH: Credit Protections ANALYZE: Inequalities in Investing What do cardholders fear most when using a credit card? MOVE: Credit Musical Chairs CALCULATE: Return on Your College Investment PLAY: It Costs HOW Much? What percent of students receive scholarships or grants for college? PLAY: Budget Frenzy! ANALYZE: Household Debt and Credit Report What's the average credit score needed to rent an apartment? What percent of Americans who have credit card debt won't be able to pay it off within a year? CREATE: Personalized Productive Gap Year Plan MOVE: Let's Make a Mutual Fund MOVE: What Determines Your Insurance Premium? RESEARCH: Fair Credit Reporting Act FINE PRINT: Checking Account Statement

DESMOS ACTIVITIES

DESMOS: Investing and Exponential Change DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Card Sort: Conditional Probability DESMOS: Writing Linear Equations and Checking DESMOS: Exponential Regression in Investing DESMOS: Chance Experiments DESMOS: Linear Equations from Checking Word Problems DESMOS: Growth Factor and Investments DESMOS: Complex Systems of Inequalities DESMOS: Comparing the Cost of Different Student Loans DESMOS: College Sticker Price and ACT Scores DESMOS: Graphs of Piecewise Functions DESMOS: Exponential Growth in Circles DESMOS: Growth of Savings vs Investments DESMOS: Systems of Two Linear Equations DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Marbleslides: Exploring Exponentials DESMOS: Exploring State and Local Tax Rates DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Card Sort: Four Views of a Function DESMOS: Card Sort: Sampling Methods DESMOS: Future Value of a Periodic Investment DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Card Sort: Linear Systems DESMOS: Card Sort: Independent and Dependent Events DESMOS: Exponential vs Linear Patterns DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Create a Histogram DESMOS: Linear Growth Patterns DESMOS: Polygraph: Guess the Distribution DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Linear Equations in Standard Form DESMOS: Point Collector: Lines DESMOS: OLS Regression and College Costs DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Credit Dot Plots DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Prize Wheel Puzzle DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Writing Equations in Standard Form DESMOS: Real World Linear Inequalities