Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

MOVE: What Determines Your Insurance Premium? FINE PRINT: Schumer Box ANALYZE: Dollar Cost Averaging How much does a texting while driving ticket increase auto insurance premiums? PLAY: Budget Frenzy! INTERACTIVE: Compounding Cat Insanity CALCULATE: Impact of Credit Score on Loans ANALYZE: Household Debt and Credit Report PLAY: Roll with the Market PLAY: Organize Budget Expenses ANALYZE: Overdraft Fees INTERACTIVE: Bummer! INTERACTIVE: Invest with STAX! What percent of students receive scholarships or grants for college? MOVE: Let's Make a Mutual Fund What is the average credit card debt held by Gen Z? Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" What's the average credit score needed to rent an apartment? ANALYZE: A FAFSA Submission Summary COMPARE: Types of Health Insurance Plans Do consumers send more money on Venmo or spend more money on Amazon? MOVE: Credit Musical Chairs MOVE: Types of Employment CALCULATE: The Math Behind Your Federal Taxes You Just Gotta Habit! FINE PRINT: Financial Aid Package PLAY: Types of Car Insurance MOVE: Inflation Over Time INTERACTIVE: Online Bank Simulator CALCULATE: Return on Your College Investment ANALYZE: Inequalities in Investing When the Mean is Nice PROJECT: Credit Protections - You Be the Teacher MOVE: Up and Down with Credit Scores COMPARE: Which Repayment Plan Fits Your Income? MOVE: Your Tax Dollar in Action PLAY: The Bean Game RESEARCH: Credit Protections CREATE: Personalized Productive Gap Year Plan CALCULATE: How Much House Can You Afford? INTERACTIVE: Living Paycheck to Paycheck What percent of new businesses are still operating after 10 years? CALCULATE: The Cost of Auto Loans If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? CALCULATE: Debt Avalanche v. Debt Snowball RESEARCH: Professional Certifications PLAY: It Costs HOW Much? FINE PRINT: Checking Account Statement What are the top 3 types of products/services Gen Z is most likely to splurge on? How much more likely is a business to launch if the founder creates a business plan? What source of funding is used most often to start new businesses? What percent of Americans with credit card debt have carried a balance for over 1 year? COMPARE: Types of Savings Accounts Which savings strategy is most effective?

DESMOS ACTIVITIES

AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Chance Experiments AMPLIFY: Complex Systems of Inequalities AMPLIFY: Growth of Savings vs Investments AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: OLS Regression and College Costs AMPLIFY: Exponential Growth in Circles AMPLIFY: Real World Linear Inequalities AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Prize Wheel Puzzle AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Linear Growth Patterns AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Linear Equations in Standard Form AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Card Sort: Linear Systems AMPLIFY: Create a Histogram AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Systems of Two Linear Equations AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Credit Dot Plots AMPLIFY: Growth Factor and Investments AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Investing and Exponential Change AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Point Collector: Lines AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Writing Equations in Standard Form AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Exponential Regression in Investing