What’s New with Insurance

• One college has an innovative way to get students interested in insurance. Butler University has a student-run insurance company.  What a way to learn about risk and evaluate costs!

You Can Insure That?

• Do you know when to buy or decline rental car insurance?
• Editor’s Note: I declined, had a deer wreck our rental and discovered after a few anxious hours that my auto insurance policy covered rentals. Phew!
• Should you buy travel insurance?
• How about earthquake insurance (Californians)?
• Drone insurance anyone?
• Tired of getting those utility insurance “offers?”  Are they worth it?
• Which investments might be insured, and which ones aren’t?

Auto Insurance

• Test your auto insurance knowledge with this quiz.
• Is your car covered in a flood?  Apparently car insurance premiums rose dramatically after Hurricane Harvey.
• How does your mileage impact your premium?
• Distracted driving is on the rise, and is impacting our auto insurance rates.
• In New York, Geico joins Liberty Mutual and AllState and no longer looks at job and education in setting premiums.

Health Insurance

Health insurance developments are focused on changes to the Affordable Care Act.

• How will availability of cheaper and less comprehensive plans impact health insurance premiums for everyone else?
• What is actually covered by these cheaper policies? The Kaiser Family Foundation gives an in-depth explanation of how these short-term policies will work.
• New Jersey moves to bring back Affordable Care Act Mandates, concerned cheaper plans will leave their residents exposed.
• Would you drop your health insurance with the disappearance of the mandate? Apparently one in five Californians would.

Life Insurance

• In 1989, 77% of Americans had some form of life insurance.  By 2016 that figure dropped to 60%. The reason for the drop remains a mystery.
• The Tax Reform Act is just one reason one should review his/her life insurance needs.

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