Questions:

• How would you describe the current state of credit conditions in the US?
• Do you see any patterns on a regional basis?
• What do you think are the factors that impact credit scores for consumers who live in a given state?
• What difference does it make in a person’s life to have an excellent/good/fair credit score?

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Check out this NGPF Activity on Making Credit Scores Engaging!

About the Author

Tim Ranzetta

Tim's saving habits started at seven when a neighbor with a broken hip gave him a dog walking job. Her recovery, which took almost a year, resulted in Tim getting to know the bank tellers quite well (and accumulating a savings account balance of over $300!). His recent entrepreneurial adventures have included driving a shredding truck, analyzing executive compensation packages for Fortune 500 companies and helping families make better college financing decisions. After volunteering in 2010 to create and teach a personal finance program at Eastside College Prep in East Palo Alto, Tim saw firsthand the impact of an engaging and activity-based curriculum, which inspired him to start a new non-profit, Next Gen Personal Finance.