About NGPF
MISSION 2030
By 2030, all U.S. high schoolers will be guaranteed to take at least a one semester-long Personal Finance course before graduation.
A message from the Co-Founder
Our mission is ambitious: by 2030, every U.S. high school student will graduate having completed at least a one-semester course in personal finance. But this journey began humbly in 2010 at just one school, Eastside College Prep in East Palo Alto.
I’m an entrepreneur driven by a passion for education. In 2010, I volunteered to design and teach a personal finance program from the ground up at Eastside. Seeing firsthand the multigenerational impact that personal finance education could have on students and their families inspired me to reach beyond that single classroom.
In 2014, I co-founded Next Gen Personal Finance (NGPF) with Jessica Endlich with the belief that all students deserve access to high-quality personal finance instruction. From day one, we made a clear commitment: every NGPF service would be offered at no cost, ensuring that financial barriers would never stand in the way of learning.
Since then, NGPF has grown into a small but mighty team of dedicated educators and advocates. Our former classroom teachers create engaging, modern curriculum that reaches over 127,000 educators nationwide. Our comprehensive professional development programs empower any educator, regardless of their background, to confidently teach personal finance. Meanwhile, through the tireless work of our advocacy affiliate, we’ve helped ensure that three out of four U.S. high school students are now guaranteed to take a personal finance course.
Together, we’re making financial education a reality for all.
Tim Ranzetta
Co-Founder
Meet the NGPF team →
The NGPF Approach
CURRICULUM
NGPF’s no-cost modern curriculum covers 11 essential personal finance topics with interactive activities and popular games that make learning joyful and memorable. Our five turnkey courses allow any teacher to get started quickly and deliver a high-quality personal finance course. Read more about our design philosophy.
PROFESSIONAL DEVELOPMENT
NGPF offers comprehensive professional development in a variety of formats to allow any teacher to confidently and effectively teach personal finance.
More than 18,000 educators have participated in the NGPF Academy, which recognizes and rewards teachers who build their content knowledge.
ADVOCACY
Policy is integral to ensuring equitable access to financial education. Since 2020, the number of states guaranteeing all public high school students will take a standalone personal finance course before graduating has more than tripled from eight to 29.
In just the past four years, NGPF’s affiliate, the Mission 2030 Fund, has helped pass laws in over 20 states. See the progress of those efforts on our Bill Tracker and LIVE U.S. Dashboard.
PARTNERSHIPS
To ensure students benefit from the life-changing promises of personal finance course policies, successful implementation is critical. NGPF supports states and districts with a dedicated Partnerships Team that provides guidance, best practices, and tailored PD opportunities.
A growing community
of NGPF educators
127,000+
teachers
Total number of
professional development
530,000+
hours
Number of hours of professional
development invested last year
80,000+
hours
NGPF by the numbers
2.1M
Visitors to the NGPF website last year
More than
11M
plays on NGPF
Arcade games last school year
Last year, teachers invested
80k+ hours
in elevating their knowledge and confidence via NGPF PD
85%
of U.S. high school students attend a school with at least one teacher with an NGPF teacher account
2024-2025 Innovations
Demand for financial education continues to grow
- 29 states have passed a personal finance course guarantee, which will provide financial education to 76% of U.S. high school students when fully implemented
- 2 million more students will take a personal finance course over the next few years with new states coming online
- Growth will require training up to 20,000 new teachers to deliver high-quality personal finance courses
More teachers than ever are investing in PD
- 80k+ PD hours completed — a 13% increase over last year
- 27-city FinCamp tour reached 1,000+ teachers with a Net Promoter Score of 92
- Record attendance at NGPF virtual conferences
- Graduate-level credit offered through partnerships with Arizona State University and Bridgewater State University
Course content evolves with the 21st century
- Gambling & Sports Betting mini-unit added and five units refreshed
- Curriculum crosswalks created for 22 states, making it easier for teachers to meet state standards
- New unit reviews, study guides, and final review activities added to help teachers assess learning and progress
State and district support expands to scale student impact
- Partnerships Team launched to support state and district leaders in 20 states implementing personal finance course guarantees
- Built relationships with hundreds of districts, providing guidance, curriculum resources, and training
How we contribute to the ecosystem through grant making
GOLD STANDARD GRANT2
FINANCIAL EQUITY AND EMPOWERMENT (FEE) GRANT
15 large school districts3
IMPLEMENTATION & PROFESSIONAL DEVELOPMENT GRANTS TO SUPPORT
California, Florida, Nebraska, New Mexico, Oregon and Wisconsin
TOTAL GRANT DOLLARS
$9M
RESEARCH GRANTS
G53 Initiative
Annual State of Financial Education Report
Study of State Implementations: Best Practices for Implementing Financial Education in High Schools
INNOVATIVE SERVICE DELIVERY MODELS
Mindset and Milestones
Niche Clinic
Society for Financial Education and Professional Development
MARKETPLACE PODCASTS FOR YOUNGER AUDIENCES
Million Bazillion
Financially Inclined
1 Numbers represent verified teachers with NGPF accounts.
2 The Gold Standard grant period ended on August 31, 2022. NGPF invested $1 million on grassroots advocacy through this program, which led to 164,000+ students now guaranteed to take a personal finance course prior to graduation.
3 FEE Grant program has expanded access to personal finance education in 15 of the largest and most diverse districts in the US. NGPF has committed over $5 million for districts to hire personal finance specialists. The districts that received FEE grant funding include:
- Milwaukee Public Schools
- Miami-Dade Public Schools
- Nevada Department of Education
- Denver Public Schools
- Prince George’s County Public Schools
- Charlotte-Mecklenburg Schools
- Guilford County Schools
- Fulton County Schools
- Detroit Public Schools Community District
- The Fund for Public Schools (New York City)
- Philadelphia Financial Scholars
- San Francisco Unified School District
- Fresno Unified School District
- San Diego Unified School District
- Long Beach Unified School District
